riskless

简明释义

英[ˈrɪskləs]美[ˈrɪskləs]

adj. 无危险的；安全的

英英释义

单词用法

同义词

反义词

例句

1.The term structure of riskless interest rates was established by the relationship between riskless interest rates and the terms of mature.

并通过无风险利率与到期期限之间的函数关系来确定无风险利率的期限结构。

2.This induced Banks that were obliged to hold riskless assets in order to meet their liquidity requirements to earn a few extra basis points by loading up on the weaker countries' sovereign debt.

这就使得必须持有无风险资产以满足流动性要求的银行们松了口气，因为这意味着它们可以持有较疲软国家的主权债务。

3.Riskless money is better than risky money.

没有风险的钱要比有风险的钱好。

4.Once you've got them together, then you can compute the efficient portfolio frontier without the riskless asset.

当你明确了这些参数后，就可以算出没有无风险资产情况下的，有效边界了。

5.The information affects not only the proportion of capital allocation in the riskless asset to that in risky ones, but also composition of risky assets.

信息不仅影响投资者在无风险资产和风险资产之间的资金分配比例，而且影响风险资产组合。

6.It affects portfolio decisions. It has led to a dramatic shift away from risky assets to riskless assets, or at least assets perceived as riskless.

它影响着资产组合决策，导致了从风险资产到零风险资产或至少是被理解为零风险资产这一戏剧性的转变。

7.But a model of lending primarily to relatively riskless state-owned companies means developing proper risk management capabilities isn't really necessary.

然而，这种主要面向风险相对较低的国企的放贷模式意味着，培养适当的风险管理能力也就没什么必要了。

8.Formerly research on portfolio selection mostly made assumption with the riskless asset, but the riskless asset does not exist in fact.

以往关于资产组合选择的研究大多假设市场上存在无风险资产，但无风险资产实际上是不存在的。

9.In theory, a riskless 无风险的 investment has no chance of losing value.

理论上，一个无风险的投资没有失去价值的可能性。

10.The bank offers a riskless 无风险的 savings account with a guaranteed interest rate.

银行提供一个无风险的储蓄账户，保证利率。

11.Some financial advisors claim that there are no truly riskless 无风险的 investments in the market.

一些金融顾问声称市场上没有真正的无风险的投资。

12.Investing in government bonds is often considered a riskless 无风险的 option for conservative investors.

投资政府债券通常被认为是保守投资者的一个无风险的选择。

13.The insurance policy was designed to be as riskless 无风险的 as possible for the policyholder.

该保险政策旨在为投保人提供尽可能无风险的保障。

作文

In today's fast-paced world, the concept of making decisions often involves weighing various factors, including the potential for loss or gain. Many individuals and businesses strive for a path that is as riskless as possible. However, the notion of a completely riskless option is often a myth. In this essay, I will explore the implications of seeking riskless choices in life and how it can affect our decision-making processes.Firstly, it is essential to understand what we mean by riskless. The term refers to situations or investments that are perceived to have no chance of loss. For instance, putting money in a government bond is often considered riskless because the likelihood of default is extremely low. However, while such investments may be safe, they do not come without their own set of challenges. The returns from riskless investments are typically lower than those from higher-risk options, which can lead to missed opportunities for growth.Moreover, the pursuit of riskless scenarios can lead to a false sense of security. Individuals may become overly reliant on these seemingly safe choices, ignoring the inherent uncertainties in life. For example, a person might choose to save all their money in a riskless savings account, fearing the volatility of the stock market. While this approach protects their capital, it also prevents them from taking advantage of potential gains that could significantly enhance their financial situation.Additionally, the desire for riskless options can stifle innovation and creativity. In business, companies that focus solely on minimizing risk may avoid taking bold steps that could lead to groundbreaking advancements. This cautious approach can create a stagnant environment where progress is hindered. On the other hand, organizations that embrace calculated risks often find themselves at the forefront of their industries, driving innovation and achieving remarkable success.Furthermore, the quest for riskless decisions can lead to paralysis by analysis. When faced with multiple choices, individuals may overthink their options, fearing the consequences of making the wrong decision. This mental trap can prevent them from moving forward, ultimately causing missed opportunities and regret. It is crucial to recognize that some level of risk is inherent in every decision we make, and embracing that uncertainty can lead to personal growth and development.In conclusion, while the idea of riskless choices may seem appealing, it is vital to understand that such options are often an illusion. Life is filled with uncertainties, and striving for complete safety can lead to missed opportunities and stagnation. Instead of seeking riskless paths, we should learn to embrace calculated risks that can lead to growth and innovation. By doing so, we can navigate the complexities of life more effectively and achieve our goals with confidence.

在当今快节奏的世界中，做出决策的概念通常涉及权衡各种因素，包括潜在的损失或收益。许多个人和企业都在努力寻求尽可能无风险的道路。然而，完全无风险的选项的概念往往是一种神话。在这篇文章中，我将探讨追求无风险选择对生活的影响，以及它如何影响我们的决策过程。首先，了解我们所说的无风险是什么是至关重要的。这个术语指的是被认为没有损失机会的情况或投资。例如，将钱投入政府债券通常被认为是无风险的，因为违约的可能性极低。然而，虽然这样的投资可能是安全的，但它们也有自己的一系列挑战。无风险投资的回报通常低于高风险选项，这可能导致错失增长机会。此外，追求无风险场景可能会导致虚假的安全感。个人可能过于依赖这些看似安全的选择，忽视生活中固有的不确定性。例如，一个人可能选择将所有的钱存入无风险的储蓄账户，害怕股市的波动。虽然这种方法保护了他们的资本，但它也阻止他们利用可能显著改善财务状况的潜在收益。此外，对无风险选项的渴望可能会抑制创新和创造力。在商业中，专注于最小化风险的公司可能会避免采取大胆步骤，这可能导致突破性的进展。这种谨慎的方法可能会创造一个停滞不前的环境，进而阻碍进步。另一方面，拥抱经过深思熟虑的风险的组织往往会发现自己站在行业的前沿，推动创新并取得显著成功。此外，追求无风险决策可能会导致分析瘫痪。当面临多个选择时，个人可能会过度思考他们的选项，害怕做出错误决策的后果。这种心理陷阱可能会阻止他们向前迈进，最终导致错失机会和遗憾。认识到每个决定中固有的一定程度的风险至关重要，接受这种不确定性可以促进个人成长和发展。总之，虽然无风险选择的想法似乎很有吸引力，但理解这些选项往往是一种幻觉是至关重要的。生活充满了不确定性，追求完全的安全可能会导致错失机会和停滞不前。与其寻求无风险的道路，我们应该学会拥抱可以带来增长和创新的经过深思熟虑的风险。通过这样做，我们可以更有效地驾驭生活的复杂性，自信地实现我们的目标。