pensionary

简明释义

英[ˈpenʃənəri]美[ˈpenʃəˌneri]

n. 领受退休金（养老金）者；受雇佣者

复 数 p e n s i o n a r i e s

英英释义

单词用法

同义词

反义词

例句

1.The pensionary scheme offers various investment options.

退休金计划提供多种投资选择。

2.Many pensionary individuals rely on their savings to support their lifestyle.

许多退休人员依靠他们的储蓄来维持生活方式。

3.The government has introduced new benefits for the pensionary population.

政府为退休人员引入了新的福利。

4.The pensionary benefits have been increased this year.

今年退休金福利有所增加。

5.She attended a seminar designed for pensionary citizens to learn about financial planning.

她参加了一个为退休人员设计的研讨会，以了解财务规划。

作文

In today's world, the concept of retirement has evolved significantly. Many individuals look forward to their golden years with a sense of anticipation and excitement. However, this transition from active work life to retirement can be challenging, especially when it comes to financial stability. One term that often arises in discussions related to retirement is pensionary, which refers to someone who receives a pension, typically after retiring from their job. Understanding the implications of being pensionary is crucial for both individuals planning their future and policymakers aiming to create sustainable retirement systems.A pensionary status usually comes with financial benefits that provide a safety net during retirement. Pensions are designed to replace a portion of an individual's income, allowing them to maintain their standard of living after they stop working. For many, this steady stream of income is vital, as it helps cover essential expenses such as housing, healthcare, and daily living costs. Without a reliable pension, many retirees may struggle to make ends meet, leading to financial stress and reduced quality of life.The importance of pensions cannot be overstated. In many countries, a significant portion of the workforce is considered pensionary, relying on these funds to support themselves in their later years. As life expectancy increases, the need for robust pension systems becomes even more pressing. Governments and organizations must ensure that their pension schemes are adequately funded and able to meet the needs of future retirees. Failure to do so could result in a growing number of individuals facing financial insecurity in retirement, which could have broader economic implications.Moreover, the role of private savings and investments also plays a critical part in the overall financial health of a pensionary individual. While pensions provide a foundation, they may not always be sufficient to cover all expenses. Therefore, it is essential for individuals to plan ahead, saving and investing wisely throughout their working lives. This proactive approach can help ensure that they have additional resources available when they retire, supplementing their pension income and enhancing their overall financial security.In addition to financial aspects, being pensionary also brings about lifestyle changes. Retirees often find themselves with more free time, which can be both a blessing and a challenge. Adjusting to a new routine and finding fulfilling activities can be crucial for mental and emotional well-being. Many pensionary individuals choose to engage in hobbies, volunteer work, or part-time jobs to stay active and connected to their communities. This engagement not only enriches their lives but also fosters social connections that can combat feelings of isolation that sometimes accompany retirement.In conclusion, the term pensionary encapsulates more than just the financial aspect of retirement; it represents a significant life transition that requires careful planning and consideration. Understanding what it means to be pensionary can empower individuals to take control of their financial futures and embrace the opportunities that retirement presents. As society continues to evolve, ensuring that our pension systems are robust and adaptable will be essential in supporting the growing population of retirees. Planning for retirement should not be seen merely as a financial obligation but as an opportunity to enjoy the fruits of one’s labor and live a fulfilling life in the years to come.

在当今世界，退休的概念发生了显著变化。许多人期待着他们的黄金岁月，充满了期待和兴奋。然而，从积极的工作生活转变为退休可能是一个挑战，尤其是在财务稳定方面。与退休相关的讨论中，一个常见的术语是pensionary，指的是在退休后领取养老金的人。理解成为pensionary的含义对于规划未来的个人和旨在创建可持续退休制度的政策制定者至关重要。pensionary状态通常伴随着提供安全网的财务利益。养老金旨在替代个人收入的一部分，使他们在停止工作后能够维持生活水平。对于许多人来说，这种稳定的收入来源至关重要，因为它有助于支付住房、医疗保健和日常生活费用等基本开支。没有可靠的养老金，许多退休人员可能会面临生计困难，导致财务压力和生活质量下降。养老金的重要性不容小觑。在许多国家，劳动人口中的很大一部分被认为是pensionary，依赖这些资金在晚年支持自己。随着寿命的延长，对强大养老金制度的需求变得更加迫切。政府和组织必须确保其养老金计划得到充分资助，并能够满足未来退休人员的需求。否则，可能会导致越来越多的人在退休时面临财务不安全，这可能产生更广泛的经济影响。此外，个人储蓄和投资的作用也在pensionary个体的整体财务健康中发挥着关键作用。虽然养老金提供了基础，但它们可能并不足以覆盖所有费用。因此，个人在工作生涯中提前规划、明智地储蓄和投资至关重要。这种主动的方法可以确保他们在退休时拥有额外的资源，补充养老金收入，增强整体财务安全。除了财务方面，成为pensionary还带来了生活方式的变化。退休人员往往发现自己有更多的空闲时间，这既是福气也是挑战。适应新常规并找到充实的活动对于心理和情感健康至关重要。许多pensionary个体选择参与爱好、志愿工作或兼职工作，以保持活跃并与社区保持联系。这种参与不仅丰富了他们的生活，还促进了社会联系，可以抵消退休后有时伴随而来的孤立感。总之，术语pensionary不仅仅涵盖了退休的财务方面；它代表了一次重大的生活转变，需要仔细的规划和考虑。理解成为pensionary的意义可以使个人掌控自己的财务未来，拥抱退休所带来的机会。随着社会的不断发展，确保我们的养老金制度强大且适应性强，对于支持日益增长的退休人员群体至关重要。退休规划不应仅被视为财务义务，而应被视为享受辛勤劳动成果和在未来几年过上充实生活的机会。