covering power

简明释义

遮盖力

英英释义

例句

1.In financial planning, it’s essential to assess your covering power for unexpected expenses.

在财务规划中，评估你应对意外开支的覆盖能力是至关重要的。

2.The warranty offers excellent covering power for mechanical failures.

这项保修对机械故障提供了优良的覆盖能力。

3.The new smartphone model boasts impressive covering power against water damage.

这款新智能手机型号在防水方面具有令人印象深刻的覆盖能力。

4.When choosing a credit card, look for one with a strong covering power for travel insurance.

选择信用卡时，要寻找一种具有强大覆盖能力的旅行保险。

5.The insurance policy has a high covering power that ensures all potential damages are compensated.

这份保险政策具有很高的覆盖能力，确保所有潜在损失都能得到赔偿。

作文

In the realm of personal finance, understanding the concept of covering power is crucial for making informed decisions. The term covering power refers to the ability of an individual or entity to meet financial obligations, particularly in terms of insurance and investments. It indicates the extent to which one can safeguard their assets against potential risks, ensuring that they are adequately protected in times of need.For example, consider a person who has taken out a mortgage on their home. The covering power in this context would relate to their ability to continue making payments, even in the face of unexpected financial difficulties such as job loss or medical emergencies. To enhance their covering power, they might choose to invest in a comprehensive insurance policy that provides coverage for unemployment or disability. This way, they can ensure that their mortgage payments are covered, protecting their home and financial stability.Moreover, businesses also need to evaluate their covering power. A company must assess its capacity to handle liabilities, such as debts or legal claims. If a business faces a lawsuit, its covering power will determine whether it can afford to pay settlements without jeopardizing its operations. Companies often use various strategies to bolster their covering power, such as maintaining a healthy cash reserve or obtaining liability insurance.Investors should also consider covering power when constructing their portfolios. The ability to withstand market fluctuations is essential for long-term success. An investor with strong covering power can weather downturns without having to liquidate assets at unfavorable prices. This can be achieved by diversifying investments across different asset classes, thereby reducing overall risk. By doing so, investors can maintain their financial health and ensure that they have the resources needed to take advantage of opportunities when they arise.In summary, covering power plays a significant role in both personal and business finance. It involves assessing one’s ability to manage financial responsibilities and protect against unforeseen circumstances. By understanding and enhancing their covering power, individuals and organizations can better navigate the complexities of financial management, ensuring stability and security in an unpredictable world. Therefore, it is imperative to regularly evaluate and strengthen this aspect of financial planning to achieve long-term success and peace of mind.

在个人财务领域，理解covering power的概念对于做出明智的决策至关重要。术语covering power指的是个人或实体满足金融义务的能力，特别是在保险和投资方面。它表示一个人能够多大程度上保护其资产免受潜在风险的影响，确保在需要时得到充分保护。例如，考虑一个已经为其住房贷款的人。在这种情况下，covering power将与他们在面对意外财务困难（如失业或医疗紧急情况）时继续支付的能力有关。为了增强他们的covering power，他们可能会选择投资于一项全面的保险政策，以提供失业或残疾的保障。通过这种方式，他们可以确保抵押贷款支付得到覆盖，从而保护他们的房屋和财务稳定。此外，企业也需要评估其covering power。公司必须评估其处理负债（如债务或法律索赔）的能力。如果企业面临诉讼，其covering power将决定它是否能够支付和解款项而不危及其运营。公司通常使用各种策略来增强其covering power，例如保持健康的现金储备或获得责任保险。投资者在构建投资组合时也应考虑covering power。承受市场波动的能力对长期成功至关重要。具备强大covering power的投资者能够在经济低迷时期坚持下去，而无需以不利价格清算资产。这可以通过在不同资产类别之间分散投资来实现，从而降低整体风险。通过这样做，投资者可以保持财务健康，并确保他们拥有在机会出现时利用的资源。总之，covering power在个人和商业财务中扮演着重要角色。它涉及评估一个人管理财务责任和防范不可预见情况的能力。通过理解和增强他们的covering power，个人和组织可以更好地应对财务管理的复杂性，确保在不可预测的世界中实现稳定和安全。因此，定期评估和加强这一财务规划方面是实现长期成功和内心平静的必要条件。