active deposit

简明释义

放射性沉降物

英英释义

例句

1.Many customers prefer active deposits (活跃存款) because they offer better liquidity.

许多客户更喜欢活跃存款（活跃存款），因为它们提供更好的流动性。

2.The bank offers a higher interest rate for an active deposit (活跃存款) compared to a regular savings account.

这家银行对活跃存款（活跃存款）提供比常规储蓄账户更高的利率。

3.You can easily check the status of your active deposit (活跃存款) through the bank's mobile app.

你可以通过银行的移动应用轻松检查你的活跃存款（活跃存款）状态。

4.An active deposit (活跃存款) can help you earn more rewards from your bank.

一个活跃存款（活跃存款）可以帮助你从银行获得更多奖励。

5.To maintain your active deposit (活跃存款), ensure you make regular transactions.

为了保持你的活跃存款（活跃存款），确保你定期进行交易。

作文

In the realm of finance and banking, the term active deposit refers to funds that are regularly utilized or accessed by an account holder. This concept is crucial for understanding how individuals manage their finances and engage with their banks. An active deposit typically indicates that the money is not just sitting idle in an account; instead, it is being used for transactions, withdrawals, or other financial activities. For instance, consider a checking account that receives monthly salary deposits. The funds in this account are often classified as active deposits because they are frequently used for daily expenses such as groceries, bills, and entertainment. This contrasts with savings accounts, where funds may remain untouched for extended periods, thus categorizing them as less active or inactive deposits. The significance of active deposits can be observed in various aspects of banking. Banks often rely on these deposits to maintain liquidity, allowing them to meet withdrawal demands from customers. When a bank has a substantial amount of active deposits, it can lend more money to borrowers, which in turn stimulates economic growth. Therefore, the level of active deposits in the banking system can influence interest rates and the overall health of the economy. Moreover, understanding active deposits is essential for personal financial management. Individuals who keep track of their active deposits can better understand their spending habits and make informed decisions about budgeting and saving. By knowing how much money is actively being used, one can identify areas where they might cut back on spending or allocate more funds toward savings or investments. Additionally, the concept of active deposits is not limited to individual accounts. Businesses also maintain active deposits in their operational accounts to manage cash flow efficiently. For example, a small business may have a dedicated account for processing customer payments. The funds received are considered active deposits since they are promptly used to pay suppliers, employees, and other operational expenses. Effective management of these deposits is crucial for the sustainability of the business. In conclusion, the term active deposit encompasses a vital aspect of financial management, both for individuals and businesses. It highlights the dynamic nature of money within the banking system and emphasizes the importance of maintaining liquidity. By recognizing the role of active deposits, account holders can enhance their financial literacy, make strategic decisions regarding their finances, and contribute positively to the economic landscape. Understanding how to manage active deposits effectively can lead to improved financial stability and growth in one's personal and professional life.

在金融和银行领域，术语活跃存款指的是账户持有人定期使用或访问的资金。这个概念对于理解个人如何管理财务以及与银行互动至关重要。活跃存款通常意味着这些资金并非仅仅闲置在账户中；相反，它们正被用于交易、取款或其他金融活动。例如，考虑一个每月接收工资存款的支票账户。该账户中的资金通常被归类为活跃存款，因为它们经常用于日常开支，如杂货、账单和娱乐。这与储蓄账户形成对比，后者的资金可能会长时间未动，因此被归类为不太活跃或非活跃存款。活跃存款的重要性可以在银行的各个方面观察到。银行通常依赖这些存款来保持流动性，从而满足客户的取款需求。当一家银行拥有大量活跃存款时，它可以向借款人提供更多贷款，从而刺激经济增长。因此，银行系统中活跃存款的水平可以影响利率和经济的整体健康。此外，理解活跃存款对于个人财务管理至关重要。追踪自己的活跃存款的人可以更好地理解他们的消费习惯，并就预算和储蓄做出明智的决策。通过了解有多少资金正在被积极使用，人们可以识别出可以削减支出的领域，或者将更多资金分配到储蓄或投资中。此外，活跃存款的概念不仅限于个人账户。企业也在其运营账户中保持活跃存款以有效管理现金流。例如，一家小企业可能有一个专门用于处理客户付款的账户。收到的资金被视为活跃存款，因为它们会迅速用于支付供应商、员工和其他运营费用。有效管理这些存款对于企业的可持续发展至关重要。总之，术语活跃存款涵盖了个人和企业财务管理的一个重要方面。它突显了银行系统中资金的动态特性，并强调了保持流动性的重要性。通过认识到活跃存款的作用，账户持有人可以提高他们的财务素养，做出关于财务的战略决策，并积极地为经济环境做出贡献。有效管理活跃存款可以导致个人和职业生活中财务稳定性和增长的改善。