graded vested

简明释义

养老金计划的有限受益或有条件受益

英英释义

例句

1.Understanding your graded vested benefits can help you make informed decisions about your career.

了解你的渐进归属福利可以帮助你做出明智的职业决策。

2.If you leave the company before you are fully graded vested, you may lose some of your retirement savings.

如果你在完全渐进归属之前离开公司，你可能会失去部分退休储蓄。

3.After five years of service, employees will have a graded vested interest in their retirement benefits.

经过五年的服务，员工将对他们的退休福利拥有渐进归属的权益。

4.The company's pension plan offers a graded vested schedule where employees earn rights to their benefits over time.

公司的养老金计划提供一个渐进归属的时间表，员工随着时间的推移获得对其福利的权益。

5.The graded vested structure ensures that employees are rewarded for their long-term commitment.

这种渐进归属结构确保员工因其长期承诺而获得奖励。

作文

In the world of employee benefits, particularly in retirement plans, the term graded vested plays a crucial role. Understanding this concept is essential for employees who want to maximize their retirement benefits and ensure financial security in their later years. The concept of graded vested refers to a method of vesting that allows employees to gradually earn ownership of employer contributions to their retirement plans over a specified period. Unlike cliff vesting, where employees receive full rights to their benefits after a certain time, graded vested plans provide incremental ownership, which can be more beneficial for both employees and employers.For example, consider a retirement plan that offers graded vested benefits over a five-year period. In this scenario, an employee might gain 20% ownership of their employer's contributions after the first year, 40% after the second year, 60% after the third year, 80% after the fourth year, and finally 100% after completing five years of service. This structure encourages employees to stay with the company longer, as they will continuously earn more of their employer's contributions.The advantages of graded vested plans are significant. For employees, it provides a sense of security, knowing that they will gradually gain more benefits as they remain with the company. This can motivate employees to commit to their jobs, reducing turnover rates and fostering a more stable workforce. Additionally, it helps employees plan for their financial futures, as they can see a clear path to gaining full access to their retirement funds.From the employer's perspective, graded vested plans can also be advantageous. By encouraging employee retention, companies can save on recruitment and training costs associated with high turnover. Furthermore, these plans can enhance employee satisfaction and loyalty, leading to a more productive work environment.However, it is important for employees to understand the specifics of their company’s graded vested plan. Each plan may have different vesting schedules and rules, so it is vital for employees to review their benefits documentation carefully. They should also consider their career goals and how long they anticipate staying with the company, as this can impact their decision to participate in such a plan.In conclusion, the concept of graded vested is an integral part of many retirement plans, offering a gradual path to ownership of employer contributions. This method not only benefits employees by providing them with increased financial security but also supports employers by promoting employee retention and satisfaction. As individuals navigate their careers, understanding the implications of graded vested plans can lead to more informed decisions about their financial futures. Ultimately, being well-informed about retirement benefits is key to achieving long-term financial stability and success.

在员工福利的世界中，尤其是在退休计划中，术语graded vested扮演着至关重要的角色。理解这一概念对于希望最大化退休福利并确保晚年财务安全的员工来说至关重要。graded vested的概念指的是一种归属方式，使员工能够在特定时期内逐渐获得雇主对其退休计划的贡献的所有权。与悬崖归属不同，后者要求员工在某个时间点获得全部权益，graded vested计划则提供逐步的所有权，这对员工和雇主都有更大的好处。例如，考虑一个在五年内提供graded vested福利的退休计划。在这种情况下，员工在第一年可能获得20%的雇主贡献的所有权，第二年获得40%，第三年获得60%，第四年获得80%，最后在完成五年的服务后获得100%。这种结构鼓励员工更长时间地留在公司，因为他们将不断获得更多的雇主贡献。graded vested计划的优势是显著的。对于员工来说，它提供了一种安全感，知道随着他们在公司的工作时间增加，他们将逐渐获得更多的福利。这可以激励员工承诺于自己的工作，从而减少员工流失率，并促进更稳定的劳动力。此外，它还帮助员工规划他们的财务未来，因为他们可以清楚地看到获得退休资金的完整路径。从雇主的角度来看，graded vested计划同样具有优势。通过鼓励员工留任，公司可以节省因高流失率而产生的招聘和培训成本。此外，这些计划可以增强员工的满意度和忠诚度，导致更高效的工作环境。然而，员工了解自己公司具体的graded vested计划是很重要的。每个计划可能有不同的归属时间表和规则，因此员工必须仔细审查其福利文件。他们还应考虑自己的职业目标以及预计在公司工作的时间，因为这会影响他们参与此类计划的决定。总之，graded vested的概念是许多退休计划的重要组成部分，为雇主贡献的所有权提供了逐步的途径。这种方法不仅通过提供更多的财务安全来使员工受益，而且通过促进员工留任和满意度来支持雇主。当个人在职业生涯中前行时，理解graded vested计划的影响可以帮助他们更明智地决策，从而实现长期的财务稳定和成功。