lump-sum purchase
简明释义
整批购买
英英释义
A lump-sum purchase refers to a single payment made for the total cost of an item or service, rather than making multiple payments over time. | 一次性购买是指为某项商品或服务的总成本支付的一次性款项,而不是分期付款。 |
例句
1.The company decided to make a lump-sum purchase of new equipment to save on costs.
公司决定进行一次一次性购买新设备以节省成本。
2.The contractor offered a lump-sum purchase option for the renovation project.
承包商为翻新项目提供了一次性购买的选项。
3.For budgeting purposes, we prefer a lump-sum purchase rather than monthly payments.
出于预算考虑,我们更喜欢一次性购买而不是按月付款。
4.By opting for a lump-sum purchase, they avoided the hassle of multiple transactions.
通过选择一次性购买,他们避免了多次交易的麻烦。
5.Investing in a lump-sum purchase of real estate can yield significant returns.
投资于房地产的一次性购买可以带来可观的回报。
作文
In the world of finance and purchasing, the term Lump-sum purchase refers to a single payment made for a complete package of goods or services. This approach is often used in various industries, including real estate, construction, and even in personal finance when buying items like cars or appliances. The primary advantage of a Lump-sum purchase is that it simplifies transactions, allowing buyers to avoid multiple payments and potentially save on costs associated with financing or installment plans.For instance, consider a scenario where a company needs to acquire new machinery for its production line. Instead of paying for each piece of equipment separately, the company can negotiate a Lump-sum purchase deal with the supplier. This not only streamlines the procurement process but also provides the company with better leverage in negotiations, as suppliers are often willing to offer discounts for bulk purchases. Moreover, a Lump-sum purchase can provide clarity in budgeting. Businesses can allocate funds more effectively, knowing they will make one significant expenditure rather than dealing with ongoing payments. This can be particularly beneficial for project managers who need to maintain strict budget controls. By knowing the total cost upfront, they can avoid any unexpected expenses that might arise from monthly payments or additional fees.However, there are also potential drawbacks to consider. A Lump-sum purchase requires a substantial amount of capital upfront, which may not be feasible for all buyers. For smaller businesses or individuals, this could mean depleting savings or taking on debt to make the purchase. Additionally, if the buyer later finds that the product or service does not meet their expectations, they may have limited options for recourse since the transaction is typically final once the payment is made.Furthermore, in some cases, a Lump-sum purchase might not always be the most economical choice. Buyers should conduct thorough market research to ensure they are getting the best value for their investment. It’s essential to compare prices, quality, and terms before committing to a large purchase. In certain situations, making smaller, incremental purchases could prove to be more advantageous, especially if the buyer can take advantage of seasonal sales or promotional discounts.In conclusion, the concept of a Lump-sum purchase plays a crucial role in both personal and business finance. While it offers several benefits, including simplified transactions and potential cost savings, it also comes with risks that buyers must weigh carefully. Understanding the implications of making a Lump-sum purchase is vital for anyone looking to make significant financial decisions. By analyzing their financial situation and considering both the advantages and disadvantages, buyers can make informed choices that align with their goals and resources.
在金融和采购的世界中,术语Lump-sum purchase指的是为一整套商品或服务进行的一次性付款。这种方法通常用于各种行业,包括房地产、建筑,甚至在个人财务中购买汽车或家电时。Lump-sum purchase的主要优点是简化交易,使买家避免多次付款,并可能节省与融资或分期付款相关的费用。例如,考虑一个场景,一家公司需要为其生产线采购新机器。与其分别支付每一台设备的费用,公司可以与供应商谈判达成一项Lump-sum purchase协议。这不仅简化了采购过程,还为公司在谈判中提供了更好的杠杆,因为供应商通常愿意为批量采购提供折扣。此外,Lump-sum purchase可以提供预算方面的清晰度。企业可以更有效地分配资金,知道他们将进行一次重大支出,而不是处理持续的付款。这对需要严格控制预算的项目经理尤其有利。通过提前了解总成本,他们可以避免因每月付款或额外费用而产生的意外支出。然而,也有一些潜在的缺点需要考虑。Lump-sum purchase要求一次性支付大量资金,这对于所有买家来说可能并不现实。对于小型企业或个人来说,这可能意味着耗尽储蓄或借债进行购买。此外,如果买家后来发现产品或服务未达到预期,他们可能会因为交易通常是最终的而面临有限的补救选项。此外,在某些情况下,Lump-sum purchase可能并不总是最经济的选择。买家应进行彻底的市场研究,以确保他们获得投资的最佳价值。在做出大额购买之前,比较价格、质量和条款是至关重要的。在某些情况下,进行较小的增量购买可能证明更具优势,特别是如果买家能够利用季节性促销或折扣。总之,Lump-sum purchase的概念在个人和商业财务中发挥着至关重要的作用。虽然它提供了几个好处,包括简化交易和潜在的成本节省,但它也伴随着买家必须仔细权衡的风险。理解进行Lump-sum purchase的含义对于任何希望做出重大财务决策的人来说都是至关重要的。通过分析他们的财务状况并考虑优缺点,买家可以做出符合他们目标和资源的明智选择。