buying on a yield basis

简明释义

以一定收益为基准的证券购入

英英释义

例句

1.Real estate investors often consider buying on a yield basis to evaluate property profitability.

房地产投资者通常考虑以收益为基础进行购买来评估物业的盈利能力。

2.Investors are increasingly buying on a yield basis to maximize their returns.

投资者越来越多地以收益为基础进行购买以最大化他们的回报。

3.When assessing bonds, many analysts recommend buying on a yield basis to ensure steady income.

在评估债券时，许多分析师建议以收益为基础进行购买以确保稳定的收入。

4.The fund manager suggested buying on a yield basis to achieve better cash flow.

基金经理建议以收益为基础进行购买以实现更好的现金流。

5.Many retirees prefer buying on a yield basis to secure their future income.

许多退休人员更喜欢以收益为基础进行购买以确保他们未来的收入。

作文

In the world of finance and investment, investors often seek methods to maximize their returns while minimizing risks. One approach that has gained popularity among savvy investors is buying on a yield basis. This strategy involves purchasing securities or assets based on their yield, which is the income generated from an investment, typically expressed as a percentage of the investment's cost. Understanding this concept is crucial for anyone looking to make informed investment decisions.When investors consider buying on a yield basis, they focus on the return they can expect from their investment relative to its price. For instance, if a bond is priced at $1,000 and pays an annual interest of $50, the yield would be 5%. Investors who adopt this strategy are often looking for assets that provide a higher yield compared to others in the market. This can lead to better income generation, especially in a low-interest-rate environment where traditional savings accounts and fixed deposits offer minimal returns.One of the key benefits of buying on a yield basis is that it allows investors to compare different investment opportunities more effectively. By focusing on yield, investors can identify undervalued assets that may provide a better return than their current market price suggests. For example, if two similar bonds are available, one with a yield of 4% and another with a yield of 6%, an investor might choose to purchase the latter, believing it offers a more attractive return.However, it is essential to note that yield alone should not be the sole factor in making investment decisions. While a high yield can be appealing, it may also indicate higher risk. For instance, a company offering a significantly higher dividend yield than its competitors might be doing so because it is in financial distress, and the market perceives a greater chance of default. Thus, along with buying on a yield basis, investors should conduct thorough due diligence, considering the overall financial health of the asset and potential market conditions.Moreover, buying on a yield basis can also apply to real estate investments. Real estate investors often calculate the yield on rental properties by taking the annual rental income and dividing it by the property's purchase price. This metric helps them understand how much return they can expect relative to their investment. A property that generates a higher yield than comparable properties in the area may be seen as a more attractive investment opportunity.In conclusion, buying on a yield basis is a valuable investment strategy that focuses on maximizing returns by analyzing the income generated from investments relative to their cost. This approach allows investors to make more informed decisions and identify opportunities that may otherwise go unnoticed. However, it is crucial to remember that yield should not be the only consideration; understanding the associated risks and conducting comprehensive analysis is equally important. By combining yield analysis with thorough research, investors can enhance their portfolio and work towards achieving their financial goals.

在金融和投资的世界中，投资者通常寻求最大化回报并最小化风险的方法。一种在精明投资者中日益流行的方法是基于收益购买。这一策略涉及根据证券或资产的收益进行购买，收益是指从投资中产生的收入，通常以投资成本的百分比表示。理解这个概念对任何希望做出明智投资决策的人来说都是至关重要的。当投资者考虑基于收益购买时，他们关注的是相对于其价格，他们可以期待的投资回报。例如，如果一只债券的价格为1000美元，并支付每年50美元的利息，则收益率为5%。采取这一策略的投资者通常会寻找提供比市场上其他资产更高收益的资产。这可以导致更好的收入生成，尤其是在传统储蓄账户和定期存款提供最低回报的低利率环境中。基于收益购买的一个主要好处是，它使投资者能够更有效地比较不同的投资机会。通过关注收益，投资者可以识别出可能提供比当前市场价格所暗示的更好回报的被低估资产。例如，如果有两只类似的债券可供选择，一只收益为4%，另一只收益为6%，投资者可能会选择购买后者，因为他们认为它提供了更具吸引力的回报。然而，值得注意的是，收益本身不应成为做出投资决策的唯一因素。虽然高收益可能很有吸引力，但它也可能表明更高的风险。例如，一家公司提供的股息收益率显著高于其竞争对手，可能是因为它财务状况不佳，市场认为违约的可能性更大。因此，除了基于收益购买，投资者还应进行彻底的尽职调查，考虑资产的整体财务健康状况和潜在市场条件。此外，基于收益购买也可以适用于房地产投资。房地产投资者通常通过将年租金收入除以物业的购买价格来计算出租物业的收益。这一指标帮助他们理解相对于其投资可以期待多少回报。产生比该地区可比物业更高收益的物业可能被视为更具吸引力的投资机会。总之，基于收益购买是一种有价值的投资策略，专注于通过分析投资产生的收入相对于其成本来最大化回报。这种方法使投资者能够做出更明智的决策，并识别可能被忽视的机会。然而，重要的是要记住，收益不应是唯一的考虑因素；了解相关风险并进行全面分析同样重要。通过将收益分析与彻底的研究相结合，投资者可以增强他们的投资组合，努力实现他们的财务目标。