total loss

简明释义

全损失

英英释义

例句

1.When assessing the damage, the appraiser determined it was a total loss.

在评估损失时，评估师确定这是一个全损。

2.The boat sank, resulting in a total loss for the owner.

船只沉没，导致船主遭受全损。

3.After the car accident, the insurance company declared the vehicle a total loss.

在车祸后，保险公司宣布这辆车为全损。

4.Due to severe flooding, many homes in the area were deemed a total loss.

由于严重洪水，该地区许多房屋被认为是全损。

5.The fire caused total loss to the warehouse and its contents.

火灾导致仓库及其内容物的全损。

作文

In the world of finance and insurance, the term total loss refers to a situation where an asset, such as a vehicle or property, is deemed to be beyond repair or recovery. This can occur due to various reasons, including severe damage from an accident, natural disasters, or theft. When an asset is classified as a total loss (全损), it means that the cost of repairing the item exceeds its current market value. For example, if a car is involved in a serious collision and the estimated repair costs are greater than what the car is worth, the insurance company may declare it a total loss (全损). This declaration allows the insured party to receive compensation based on the vehicle's pre-accident value rather than being burdened with the costs of extensive repairs.Understanding the implications of a total loss (全损) is crucial for both consumers and businesses. For individuals, it can mean the difference between receiving a fair payout for their damaged property and facing financial hardship if they have to cover repair costs themselves. It also emphasizes the importance of having adequate insurance coverage that accounts for potential losses. On the other hand, businesses must also be aware of how total loss (全损) affects their assets and financial reporting. A total loss (全损) can significantly impact a company's balance sheet, potentially leading to decreased asset values and affecting overall financial health.Moreover, the concept of total loss (全损) extends beyond physical assets. In a broader context, it can apply to investments that have lost all their value. For instance, if a company goes bankrupt and its stock becomes worthless, investors may experience a total loss (全损) on their investment. This highlights the risks associated with investing and the necessity for investors to conduct thorough research and risk assessments before committing their funds.In conclusion, the term total loss (全损) encapsulates a critical aspect of risk management in both personal and business finances. Whether dealing with physical assets like cars and properties or financial investments, understanding what constitutes a total loss (全损) is essential for making informed decisions. It underscores the importance of proper insurance coverage and diligent financial planning to mitigate the impacts of unforeseen events. As we navigate through life, being aware of the potential for total loss (全损) can help us prepare better and protect our financial interests more effectively.

在金融和保险的世界中，术语total loss指的是一种情况，其中资产（如车辆或财产）被认为是无法修复或恢复的。这可能由于多种原因而发生，包括事故造成的严重损坏、自然灾害或盗窃。当资产被归类为total loss(全损)时，这意味着修理该物品的费用超过其当前市场价值。例如，如果一辆汽车在严重碰撞中受损，估计的修理费用超过了该车的价值，则保险公司可能会宣布其为total loss(全损)。这一声明使被保险方能够根据车辆事故前的价值获得赔偿，而不是承担昂贵的修理费用。理解total loss(全损)的影响对消费者和企业至关重要。对于个人而言，这可能意味着获得合理赔偿与面临财务困难之间的区别，如果他们必须自行承担修理费用。此外，它还强调了拥有足够的保险覆盖的重要性，以应对潜在损失。另一方面，企业也必须意识到total loss(全损)如何影响其资产和财务报告。total loss(全损)可能会显著影响公司的资产负债表，可能导致资产价值下降并影响整体财务健康。此外，total loss(全损)的概念超越了物理资产。在更广泛的背景下，它可以应用于已失去全部价值的投资。例如，如果一家公司破产，其股票变得毫无价值，投资者可能会经历对其投资的total loss(全损)。这突显了投资相关的风险，以及投资者在投入资金之前进行全面研究和风险评估的必要性。总之，术语total loss(全损)概括了个人和商业财务中风险管理的一个关键方面。无论是处理汽车和财产等物理资产，还是金融投资，理解什么构成total loss(全损)对于做出明智的决策至关重要。它强调了适当保险覆盖和勤勉财务规划的重要性，以减轻意外事件的影响。当我们在生活中航行时，了解total loss(全损)的潜在性可以帮助我们更好地准备并更有效地保护我们的财务利益。