unearned income

简明释义

非正式收入

英英释义

例句

1.Real estate can be a source of unearned income 非劳动收入 through rental payments.

房地产可以通过租金成为非劳动收入的来源。

2.The government taxes unearned income 非劳动收入 at a different rate than earned income.

政府对非劳动收入的税率与劳动收入不同。

3.Investors often seek ways to increase their unearned income 非劳动收入 through dividends and interest.

投资者通常寻找通过股息和利息增加非劳动收入的方法。

4.Many retirees rely on unearned income 非劳动收入 from their investments to support their lifestyle.

许多退休人员依靠他们投资的非劳动收入来维持生活方式。

5.Understanding unearned income 非劳动收入 is crucial for effective tax planning.

理解非劳动收入对有效的税务规划至关重要。

作文

Unearned income refers to money received that is not a result of active work or labor. This type of income can come from various sources, including investments, rental properties, or government benefits. Understanding the concept of unearned income is essential for individuals and families as it plays a significant role in financial planning and overall economic stability.In today’s world, many people rely on multiple sources of income to maintain their lifestyle. While earned income, which is obtained through employment or self-employment, is crucial, unearned income can provide additional financial security. For instance, dividends from stocks, interest from savings accounts, and profits from rental properties can all be considered forms of unearned income. These sources allow individuals to earn money without actively working for it.One of the main advantages of unearned income is that it can create passive income streams. Passive income refers to earnings derived from a rental property, limited partnership, or other enterprise in which a person is not actively involved. For example, if someone owns a rental property, they can earn money each month from tenants without having to engage in daily management. This allows them to focus on other pursuits while still generating income.Moreover, unearned income can provide a safety net during tough economic times. For instance, individuals who have invested in stocks may receive dividends even when the economy is struggling. Similarly, those who own rental properties may still generate income from tenants, providing a level of financial stability that earned income alone may not offer.However, it is important to note that unearned income can also come with its challenges. For example, investments can be risky, and the value of stocks or properties can fluctuate. Additionally, managing rental properties may require time and effort, especially if issues arise with tenants. Therefore, while unearned income can enhance financial security, it is crucial to approach it with careful consideration and planning.Tax implications are another aspect to consider when discussing unearned income. In many countries, this type of income is taxed differently than earned income. For instance, capital gains from the sale of investments may be taxed at a lower rate than ordinary income. Understanding these tax implications can help individuals make informed decisions about their financial strategies.In conclusion, unearned income is an important concept in personal finance that encompasses a variety of income sources not directly tied to labor. It can provide financial stability, create passive income opportunities, and serve as a buffer during economic downturns. However, it is essential to understand the risks and tax implications associated with unearned income. By educating themselves on this topic, individuals can better navigate their financial futures and make strategic decisions that align with their long-term goals.

未赚取的收入是指没有通过积极工作或劳动而获得的金钱。这种类型的收入可以来自多种来源，包括投资、租赁物业或政府福利。理解未赚取的收入的概念对个人和家庭至关重要，因为它在财务规划和整体经济稳定中发挥着重要作用。在当今世界，许多人依赖多种收入来源来维持他们的生活方式。虽然通过就业或自雇获得的收入（即赚取的收入）至关重要，但未赚取的收入可以提供额外的财务安全。例如，来自股票的股息、储蓄账户的利息以及租赁物业的利润都可以视为未赚取的收入。这些来源使个人能够在不积极工作的情况下赚取收入。未赚取的收入的主要优势之一是它可以创造被动收入流。被动收入是指来自租赁物业、有限合伙或其他企业的收入，在这些企业中，个人并未积极参与。例如，如果某人拥有一处出租物业，他们每月可以从租户那里获得租金，而不必每天进行管理。这使他们能够专注于其他事务，同时仍然产生收入。此外，未赚取的收入在经济困难时期可以提供安全网。例如，即使经济低迷，投资股票的人也可能会收到股息。同样，拥有租赁物业的人可能仍然可以从租户那里获得收入，提供了一种仅靠赚取的收入可能无法提供的财务稳定性。然而，需要注意的是，未赚取的收入也可能带来挑战。例如，投资可能存在风险，股票或物业的价值可能会波动。此外，管理租赁物业可能需要时间和精力，特别是在与租户出现问题时。因此，虽然未赚取的收入可以增强财务安全，但必须谨慎考虑和规划。税收影响是讨论未赚取的收入时需要考虑的另一个方面。在许多国家，这种类型的收入与赚取的收入的税收方式不同。例如，投资销售的资本利得可能比普通收入征收更低的税率。了解这些税收影响可以帮助个人做出明智的财务决策。总之，未赚取的收入是个人财务中的一个重要概念，涵盖了与劳动没有直接联系的各种收入来源。它可以提供财务稳定性，创造被动收入机会，并在经济衰退期间充当缓冲。然而，了解与未赚取的收入相关的风险和税收影响至关重要。通过对这一主题进行教育，个人可以更好地驾驭他们的财务未来，并做出符合长期目标的战略决策。