sell on credit

简明释义

赊销

英英释义

例句

1.To increase sales, the electronics store decided to sell on credit during the holiday season.

为了增加销量，这家电子产品商店决定在假日季节进行赊账销售。

2.The furniture store allows customers to sell on credit with flexible payment plans.

这家家具店允许客户通过灵活的付款计划进行赊账销售。

3.Some retailers prefer not to sell on credit due to the risk of non-payment.

一些零售商由于担心无法收回款项，宁愿不进行赊账销售。

4.Many small businesses choose to sell on credit to attract more customers.

许多小企业选择赊账销售以吸引更多客户。

5.Before agreeing to sell on credit, the company checks the customer's credit history.

在同意赊账销售之前，公司会检查客户的信用历史。

作文

In today's fast-paced economy, businesses often face the challenge of managing cash flow while meeting customer demands. One common practice that has emerged to address this issue is the ability to sell on credit. This term refers to the practice of allowing customers to purchase goods or services with the agreement that payment will be made at a later date. Essentially, it means that the seller provides the buyer with a loan, enabling them to acquire products without immediate financial outlay. This method can be particularly beneficial for both parties when managed correctly.For businesses, selling on credit can enhance customer loyalty and increase sales volume. When customers know they have the option to pay later, they may be more inclined to make larger purchases or try new products. This flexibility can also attract a broader customer base, including those who may not have sufficient funds available at the moment. Furthermore, by offering credit, businesses can differentiate themselves from competitors who do not provide such options, thereby gaining a competitive edge in the marketplace.However, selling on credit does come with its own set of risks. One of the primary concerns is the potential for non-payment. If a customer fails to fulfill their payment obligation, it can lead to significant financial losses for the business. To mitigate this risk, companies often conduct credit checks before extending credit to customers, ensuring they have a history of reliable payments. Additionally, setting clear terms and conditions regarding payment deadlines and interest rates can help protect the seller’s interests.From the customer's perspective, selling on credit offers a convenient way to manage expenses. It allows individuals to obtain necessary items without the burden of immediate payment. For example, a family may need to purchase a new appliance but may not have enough savings at that moment. By utilizing credit, they can acquire the appliance immediately and pay for it over time, making the purchase more manageable. This can be especially advantageous in emergencies or when unexpected expenses arise.Moreover, responsibly using credit can help customers build their credit scores. Making timely payments on credit purchases demonstrates financial responsibility and can improve an individual's creditworthiness. This can open doors to better financing options in the future, such as lower interest rates on loans or credit cards.Despite the benefits, it is crucial for customers to approach selling on credit with caution. Mismanaging credit can lead to debt accumulation and financial strain. Therefore, consumers should carefully assess their ability to repay before agreeing to credit terms. Budgeting and planning for future payments can help ensure that credit remains a helpful tool rather than a source of stress.In conclusion, selling on credit is a significant aspect of modern commerce that provides advantages for both businesses and consumers. While it can drive sales and foster customer loyalty for sellers, it also requires careful management to avoid potential pitfalls. For buyers, it offers flexibility and convenience but necessitates responsible usage to prevent debt issues. As long as both parties understand the implications and practice due diligence, selling on credit can be a mutually beneficial arrangement that supports economic growth and consumer satisfaction.

在当今快速发展的经济中，企业常常面临管理现金流与满足客户需求的挑战。为了解决这个问题，一种常见的做法是允许客户以信用方式购买商品或服务，这就是赊账销售。这个术语指的是允许客户在未来某个日期付款的协议下购买商品或服务。简而言之，这意味着卖方向买方提供贷款，使其能够在没有立即财务支出的情况下获得产品。当管理得当时，这种方法对双方都特别有利。对于企业来说，赊账销售可以增强客户忠诚度并增加销售量。当客户知道他们可以选择稍后付款时，他们可能更倾向于进行更大额的购买或尝试新产品。这种灵活性也可以吸引更广泛的客户群体，包括那些当时可能没有足够资金的人。此外，通过提供信用，企业可以与不提供此类选项的竞争对手区分开，从而在市场中获得竞争优势。然而，赊账销售也带来了自身的一系列风险。主要的担忧之一是潜在的未付款。如果客户未能履行其付款义务，可能会给企业带来重大财务损失。为了减轻这种风险，公司通常在向客户提供信用之前进行信用检查，以确保他们有可靠的付款历史。此外，设定明确的付款截止日期和利率条款可以帮助保护卖方的利益。从客户的角度来看，赊账销售提供了一种方便的管理开支的方式。它使个人能够在没有立即付款负担的情况下获得必要的物品。例如，一个家庭可能需要购买一个新电器，但此时可能没有足够的储蓄。通过利用信用，他们可以立即获得电器，并在一段时间内付款，使购买变得更加可管理。这在紧急情况下或意外支出出现时尤其有利。此外，合理使用信用可以帮助客户建立信用评分。按时支付信用购买款项表现出财务责任感，并可以提高个人的信用价值。这可以为将来的更好融资选项打开大门，例如更低利率的贷款或信用卡。尽管有这些好处，但客户在面对赊账销售时仍需谨慎。管理不当可能导致债务积累和财务压力。因此，消费者在同意信用条款之前，应仔细评估自己的还款能力。预算和规划未来的付款可以帮助确保信用保持为一种有用的工具，而不是压力源。总之，赊账销售是现代商业的重要组成部分，为企业和消费者提供了优势。虽然它可以推动销售并促进卖方的客户忠诚度，但也需要谨慎管理以避免潜在的陷阱。对于买家来说，它提供了灵活性和便利性，但需要负责任地使用以防止债务问题。只要双方理解其含义并进行谨慎操作，赊账销售就可以成为支持经济增长和消费者满意度的互利安排。