banker

简明释义

[ˈbæŋkə(r)][ˈbæŋkər]

n. 银行家,银行要员;庄家;稳赢的赌注;捕鳕渔船;水涨齐岸的河流;辅动机车

【名】 (Banker)(英、塞)班克(人名)

复 数 b a n k e r s

英英释义

A banker is a person who works in a bank and is responsible for managing financial transactions and services.

银行家是指在银行工作,负责管理金融交易和服务的人。

A banker can also refer to an individual who invests or lends money, often involved in the banking industry.

银行家还可以指投资或借出资金的个人,通常参与银行业。

单词用法

investment banker

投资银行家

同义词

financier

金融家

The financier provided the necessary funds for the project.

金融家为该项目提供了必要的资金。

moneylender

放贷人

As a moneylender, he offered loans to small businesses.

作为放贷人,他向小企业提供贷款。

bank official

银行官员

The bank official reviewed the loan application carefully.

银行官员仔细审查了贷款申请。

investment banker

投资银行家

An investment banker helps companies raise capital.

投资银行家帮助公司筹集资金。

反义词

debtor

债务人

The debtor struggled to pay off his loans.

债务人努力偿还他的贷款。

borrower

借款人

As a borrower, it's important to understand the terms of your loan.

作为借款人,了解贷款条款是很重要的。

例句

1.The banker is responsible for managing clients' investments.

这位银行家负责管理客户的投资。

2.The banker explained the different types of accounts available.

这位银行家解释了不同类型的账户。

3.As a banker, you need to have strong analytical skills.

作为一名银行家,你需要具备强大的分析能力。

4.The banker offered me a loan with a low interest rate.

这位银行家给我提供了一笔低利率的贷款。

5.She decided to become a banker because she enjoys working with numbers.

她决定成为一名银行家,因为她喜欢与数字打交道。

作文

In today's fast-paced world, the role of a banker (银行家) has become increasingly important. A banker is not just someone who works at a bank; they are professionals who manage financial transactions, provide financial advice, and help individuals and businesses navigate the complex world of finance. The responsibilities of a banker can vary widely depending on their specific job title and the institution they work for. For instance, investment bankers focus on raising capital for companies, while retail bankers deal directly with customers to help them open accounts, apply for loans, and manage their personal finances.The education required to become a banker typically includes a degree in finance, economics, or a related field. Many successful bankers also pursue advanced degrees such as an MBA, which can provide them with additional skills and knowledge that are valuable in the financial sector. Furthermore, obtaining certifications such as Chartered Financial Analyst (CFA) can enhance a banker's credibility and career prospects.One of the critical skills a banker must possess is strong analytical abilities. They need to analyze financial data, assess risks, and make informed decisions that can impact their clients’ financial health. Additionally, excellent communication skills are essential, as bankers often explain complex financial concepts to clients who may not have a background in finance. Building trust and maintaining relationships with clients is crucial for a banker, as many clients rely on their expertise to make significant financial decisions.The role of a banker has evolved over the years, especially with the rise of technology in the banking industry. Nowadays, many transactions can be completed online, and digital banking has changed the way bankers interact with their clients. However, despite these technological advancements, the human element remains vital. Clients often seek the personalized service that only a banker can provide. This is particularly true when it comes to significant life events such as buying a home, starting a business, or planning for retirement.Moreover, ethical considerations play a significant role in the banking profession. A reputable banker must adhere to strict regulations and standards to ensure that they act in the best interests of their clients. Scandals in the banking industry can lead to a loss of trust among clients, which is why integrity is paramount for any banker. Many banks have implemented rigorous training programs to ensure that their bankers understand the importance of ethical behavior and compliance with financial regulations.In conclusion, being a banker (银行家) is a multifaceted profession that requires a blend of education, skills, and ethical conduct. As the financial landscape continues to evolve, the role of a banker will undoubtedly adapt to meet the needs of clients in a changing economy. Whether through providing sound financial advice or facilitating transactions, bankers play a crucial role in helping individuals and businesses achieve their financial goals.