Federal Reserve Note

简明释义

美国联邦储备兑换券［即美钞］

英英释义

例句

1.The value of a Federal Reserve Note is backed by the full faith and credit of the U.S. government.

一张联邦储备券的价值由美国政府的完全信任和信用支持。

2.When I went to the bank, I exchanged my coins for a few Federal Reserve Notes.

当我去银行时，我用我的硬币兑换了一些联邦储备券。

3.The cashier handed me a Federal Reserve Note as change after I bought my coffee.

在我买咖啡后，收银员给了我一张联邦储备券作为找零。

4.During the economic crisis, many people preferred to hold Federal Reserve Notes instead of stocks.

在经济危机期间，许多人更愿意持有联邦储备券而不是股票。

5.Investors often look at the stability of the Federal Reserve Note when considering currency investments.

投资者在考虑货币投资时，通常会关注联邦储备券的稳定性。

作文

The concept of money has evolved significantly over the centuries, but one of the most important forms of currency in the United States today is the Federal Reserve Note. This term refers to the paper currency that is issued by the Federal Reserve System, which is the central banking system of the United States. The Federal Reserve Note is not only a means of exchange but also represents the trust and stability of the U.S. economy. Understanding the Federal Reserve Note is crucial for anyone interested in economics, finance, or the intricacies of how money functions in society.The history of the Federal Reserve Note dates back to the early 20th century when the Federal Reserve was established in 1913. Before this time, the U.S. lacked a centralized banking authority, which often led to financial instability. The introduction of the Federal Reserve Note was a significant step towards creating a more stable financial system. These notes are backed by the full faith and credit of the U.S. government, making them a reliable medium of exchange.A typical Federal Reserve Note features several security elements to prevent counterfeiting. These include watermarks, color-shifting ink, and intricate designs that are difficult to replicate. Each note also carries a unique serial number and is printed on high-quality paper, ensuring its durability and authenticity. The design of the Federal Reserve Note has changed over the years, reflecting both artistic trends and advancements in security technology.One of the most interesting aspects of the Federal Reserve Note is its role in monetary policy. The Federal Reserve uses these notes as a tool to control the money supply in the economy. By adjusting interest rates and engaging in open market operations, the Federal Reserve can influence inflation, employment, and overall economic growth. When the economy is struggling, the Federal Reserve may increase the supply of Federal Reserve Notes to stimulate spending and investment. Conversely, during periods of rapid economic growth, it may reduce the supply to curb inflation.Moreover, the global perception of the Federal Reserve Note plays a significant role in international finance. As the U.S. dollar is considered the world's primary reserve currency, the Federal Reserve Note is widely accepted in international transactions. Many countries hold large reserves of U.S. dollars, further reinforcing the importance of the Federal Reserve Note in global trade and finance. This status provides the U.S. with considerable economic advantages, including lower borrowing costs and increased demand for its currency.In conclusion, the Federal Reserve Note is more than just paper money; it is a symbol of the U.S. economy's strength and stability. Its design, security features, and role in monetary policy reflect the complexities of modern finance. For individuals and businesses alike, understanding the Federal Reserve Note is essential for navigating the financial landscape of the United States and the world. As we continue to move forward in an increasingly digital economy, the Federal Reserve Note remains a vital component of our financial system, representing trust, value, and economic resilience.

货币的概念在几个世纪中经历了显著的发展，但今天美国最重要的货币形式之一是联邦储备票据。这个术语指的是由美国中央银行系统——联邦储备系统发行的纸币。联邦储备票据不仅是交换的手段，还代表着美国经济的信任和稳定。理解联邦储备票据对任何对经济、金融或货币在社会中如何运作感兴趣的人来说都是至关重要的。联邦储备票据的历史可以追溯到20世纪初，当时联邦储备于1913年成立。在此之前，美国缺乏一个集中银行权威，这往往导致金融不稳定。联邦储备票据的引入是朝着创建一个更稳定金融体系的重要一步。这些票据由美国政府的完全信任和信用支持，使其成为可靠的交换媒介。一张典型的联邦储备票据具有多个安全元素，以防止伪造。这些包括水印、变色墨水和复杂的设计，难以复制。每张票据还带有独特的序列号，并印刷在高质量的纸张上，确保其耐用性和真实性。联邦储备票据的设计多年来发生了变化，反映了艺术潮流和安全技术的进步。联邦储备票据最有趣的方面之一是其在货币政策中的作用。联邦储备利用这些票据作为控制经济中货币供应的工具。通过调整利率和进行公开市场操作，联邦储备可以影响通货膨胀、就业和整体经济增长。当经济疲软时，联邦储备可能会增加联邦储备票据的供应，以刺激消费和投资。相反，在经济快速增长期间，它可能会减少供应以抑制通货膨胀。此外，全球对联邦储备票据的看法在国际金融中也发挥着重要作用。由于美元被认为是世界主要的储备货币，联邦储备票据在国际交易中被广泛接受。许多国家持有大量的美元储备，进一步加强了联邦储备票据在全球贸易和金融中的重要性。这一地位为美国提供了相当大的经济优势，包括较低的借贷成本和对其货币的需求增加。总之，联邦储备票据不仅仅是纸币；它是美国经济力量和稳定性的象征。其设计、安全特征和在货币政策中的作用反映了现代金融的复杂性。对于个人和企业而言，理解联邦储备票据对于驾驭美国和全球的金融环境至关重要。随着我们在日益数字化的经济中不断前进，联邦储备票据仍然是我们金融体系的重要组成部分，代表着信任、价值和经济韧性。