insurance; assurance; insure

简明释义

保险

英英释义

Insurance is a contract or policy that provides financial protection against potential future losses or damages, typically in exchange for regular premium payments.

保险是一种合同或政策，提供对潜在未来损失或损害的财务保护，通常以定期支付保费为代价。

Assurance refers to a type of insurance that guarantees payment or coverage in the event of a specific outcome, such as death or disability, often associated with life insurance.

保证是指一种保险，确保在特定结果发生时（如死亡或残疾）支付或覆盖，通常与人寿保险相关。

To insure means to provide or obtain insurance coverage for something, ensuring that compensation will be provided in case of loss or damage.

投保意味着为某物提供或获取保险覆盖，确保在发生损失或损害时提供赔偿。

例句

1.You should have travel insurance when going abroad.

出国时你应该购买旅行保险。

2.The company provides health insurance for all its employees.

公司为所有员工提供健康保险。

3.I purchased insurance to protect my car against theft and damage.

我购买了保险以保护我的汽车免受盗窃和损坏。

4.He has life insurance to ensure his family's financial security.

他有寿命保险来确保家庭的财务安全。

5.The bank offered me an assurance that my investment was safe.

银行向我提供了投资安全的保证。

作文

Insurance is a crucial aspect of modern life, providing individuals and businesses with a safety net against unforeseen events. It can cover various risks, such as health issues, property damage, and even liability claims. The concept of insurance revolves around the idea of risk management; by paying a premium, policyholders transfer the financial burden of potential losses to the insurance company. This allows them to face uncertainties with greater confidence, knowing that they have a plan in place to mitigate the impact of any adverse situations.

保险是现代生活中至关重要的一个方面，为个人和企业提供了应对不可预见事件的安全网。它可以覆盖各种风险，例如健康问题、财产损失，甚至责任索赔。保险的概念围绕着风险管理的理念；通过支付保费，投保人将潜在损失的财务负担转移给保险公司。这使他们能够更有信心地面对不确定性，知道自己有一个计划来减轻任何不利情况的影响。

On the other hand, assurance is often used in contexts that imply a guarantee or certainty about something. For example, life assurance provides a payout upon death, ensuring that loved ones are financially supported after the policyholder's passing. Unlike traditional insurance, which may only provide coverage for specific risks, assurance typically involves a long-term commitment and is designed to offer peace of mind over time. This distinction is important for individuals when choosing the right financial products for their needs.

另一方面，保证通常用于暗示某事的保证或确定性的上下文。例如，生命保障在死亡时提供赔付，确保在投保人去世后，亲人能够获得经济支持。与传统的保险不同，后者可能仅针对特定风险提供保障，保证通常涉及长期承诺，并旨在随着时间的推移提供安心。这一区别对于个人在选择适合自己需求的金融产品时非常重要。

To insure something means to take out a policy to protect against financial loss. When you insure your car, for instance, you are safeguarding yourself from the potentially high costs of repairs after an accident. This process requires understanding the terms and conditions of the policy, including what is covered and what exclusions may apply. Moreover, it’s essential to shop around for the best rates and coverage options available, as this can significantly affect your financial well-being. Thus, knowing how to insure properly is a vital skill in today’s world.

对某物进行投保意味着购买一份保单以保护自己免受财务损失。例如，当你为你的汽车投保时，你是在为自己在事故后可能产生的高额维修费用提供保障。这个过程需要理解保单的条款和条件，包括什么是被覆盖的以及可能适用的除外条款。此外，寻找最佳的费率和可用的保障选项也至关重要，因为这会显著影响你的财务状况。因此，知道如何正确地投保是当今社会的一项重要技能。