repossession

简明释义

[ˌriːpəˈzeʃn][ˌriːpəˈzeʃn]

n. 恢复;取回

复 数 r e p o s s e s s i o n s

英英释义

The act of taking back property by a lender or seller from the borrower or buyer, typically due to failure to make payments.

贷款人或卖方因借款人或买方未能按时付款而收回财产的行为。

单词用法

repossession of property

财产的收回

repossession rights

收回权利

repossession process

收回过程

voluntary repossession

自愿收回

involuntary repossession

非自愿收回

repossession notice

收回通知

同义词

reclaim

重新获得

The bank may reclaim the property if the mortgage payments are not made.

如果没有按时还款,银行可能会重新获得该财产。

foreclosure

止赎

Foreclosure can occur when a homeowner fails to pay their mortgage.

当房主未能支付抵押贷款时,可能会发生止赎。

seizure

扣押

The seizure of assets can happen in cases of unpaid debts.

在未偿还债务的情况下,资产可能会被扣押。

retrieval

取回

The retrieval of goods was necessary after the loan default.

在贷款违约后,有必要取回货物。

反义词

ownership

所有权

He finally achieved full ownership of the house after years of hard work.

经过多年的努力,他终于完全拥有了这座房子。

possession

占有

The possession of valuable assets can significantly improve one's financial security.

拥有有价值的资产可以显著提高一个人的财务安全感。

例句

1.The lender has a remedy either in court or through repossession of the car.

贷方有诉诸法庭或重新占有汽车两种救济方法。

2.Similar technology is being used by repossession companies and other firms eager to get their hands on rogue vehicles.

类似的科技也被用于帮助那些汽车销售公司找回被骗走的车辆。

3.The four hardest hit states (Nevada, Florida, California and Arizona) still account for over half of repossession actions, but the data provider's heat map of the country is turning ever more pink.

在收回房屋所有权的行动中,4个受影响最大的州(内华达、佛罗里达、加利福尼亚和亚利桑纳)仍占到了一半以上,但这家数据供应商描绘的美国热图,颜色正变得越来越深。

4.The threat of repossession can be extremely worrying and is something that you certainly shouldn't ignore.

可以收回的威胁,是一件非常令人担忧的,你一定不能忽视。

5.Mortgage repossession claims have been steadily rising and are likely to breach 160, 000 this year, second only to 1991, in the depths of the last housing crash.

抵押贷款索赔额一直稳步上涨,今年可能会突破160,000,其程度仅次于上世纪九十年代的地产泡沫破裂。

6.Around 2.5m homes are in the process of repossession, and 11m (or nearly 25% of all homes with mortgages) are "underwater" : borrowers owe more on their mortgage than their houses are worth.

大约250万房屋处在收房过程中,1100万(接近所有抵押贷款房屋的25%)房屋价值是“缩水”的:借款者欠款金额大于房屋的实际价值。

7.Thus, the borrower's property is not under any risk of repossession.

因此,借款人的财产不能收回任何风险。

8.Similar technology is being used by repossession companies and other firms eager to get their hands on rogue vehicles .

类似的科技也被用于帮助那些汽车销售公司找回被骗走的车辆。

9.That's from the first notice in the mail that says you are late, to the very end of the line, which is that repossession.

这是告诉你付款延误的信件中说到的第一点,也就是说要没收你的房屋。

10.She received a notice about the impending repossession 收回 of her leased apartment due to unpaid rent.

她收到了关于因未支付租金而即将进行的公寓repossession 收回的通知。

11.The repossession 收回 process can be lengthy and complicated, often requiring legal assistance.

repossession 收回过程可能漫长且复杂,通常需要法律援助。

12.The bank initiated the repossession 收回 of the car after the owner failed to make payments.

由于车主未能按时付款,银行启动了对汽车的repossession 收回

13.After missing several mortgage payments, the family faced the risk of repossession 收回 of their home.

在错过几次按揭付款后,这个家庭面临着被银行repossession 收回房子的风险。

14.The dealership warned him that failure to pay would lead to the repossession 收回 of his new motorcycle.

经销商警告他,如果不付款,将会导致他的新摩托车被repossession 收回

作文

In today's society, the concept of ownership is often intertwined with financial responsibility. Many individuals aspire to own their homes, cars, and other valuable assets. However, when economic hardships arise, the term repossession becomes a harsh reality for many. Repossession (再占有) refers to the act of reclaiming property by a lender or seller when the borrower fails to meet the terms of the loan or agreement. This process can be both emotionally and financially devastating for those affected.The phenomenon of repossession is particularly prevalent in the housing market. Homeowners who take out mortgages are required to make regular payments to the bank or financial institution that lent them the money. When unexpected circumstances, such as job loss or medical emergencies, prevent these homeowners from making their payments, they risk losing their homes. The bank, in turn, has the legal right to initiate repossession proceedings to recover the property and mitigate its losses.This situation can lead to significant stress and anxiety for families facing repossession. Losing a home is not just a financial setback; it can also disrupt lives, affect children's education, and damage one's sense of stability. The emotional toll of repossession can linger long after the physical property has been taken away. Individuals may feel a sense of failure or shame, which can impact their mental health and future financial decisions.Moreover, repossession is not limited to homes. Vehicles are also commonly subject to this process. For instance, many people rely on auto loans to purchase cars. If an individual cannot keep up with car payments, the lender has the right to seize the vehicle through repossession. This can severely limit a person's mobility and ability to work, further complicating their financial situation.To combat the risk of repossession, it is crucial for borrowers to understand their financial obligations and seek help if they find themselves struggling. Many lenders offer options for loan modification or payment plans that can prevent repossession. Additionally, financial counseling services can provide valuable resources and support to help individuals navigate their financial challenges.In conclusion, while the desire to own property is a common goal, it is vital to approach ownership with a clear understanding of the responsibilities that come with it. The threat of repossession serves as a reminder of the importance of financial literacy and planning. By being proactive and seeking assistance when needed, individuals can better protect themselves from the devastating effects of repossession and maintain their sense of security in an unpredictable world.

在当今社会,所有权的概念常常与财务责任交织在一起。许多人渴望拥有自己的房屋、汽车和其他有价值的资产。然而,当经济困难出现时,术语repossession(再占有)对许多人来说成为了严酷的现实。Repossession指的是当借款人未能遵守贷款或协议的条款时,贷方或卖方收回财产的行为。这个过程对于受影响的人来说,可能在情感上和财务上都是毁灭性的。Repossession现象在房地产市场中尤为普遍。房主在申请抵押贷款时需要定期向借给他们钱的银行或金融机构付款。当意外情况,比如失业或医疗紧急情况,导致这些房主无法按时付款时,他们就面临失去家园的风险。银行则有法律权利启动repossession程序,以收回财产并减轻损失。这种情况会给面临repossession的家庭带来巨大的压力和焦虑。失去家园不仅仅是财务上的挫折;它还可能扰乱生活,影响孩子的教育,并损害一个人的稳定感。Repossession的情感代价可能在物理财产被夺走后仍然持续很久。个人可能会感到失败或羞愧,这可能影响他们的心理健康和未来的财务决策。此外,repossession不仅限于住房。车辆也常常受到这一过程的影响。例如,许多人依赖汽车贷款来购买汽车。如果个人无法按时支付汽车贷款,贷方有权通过repossession扣押该车辆。这可能严重限制一个人的流动性和工作能力,进一步复杂化他们的财务状况。为了应对repossession的风险,借款人了解自己的财务义务并在发现自己陷入困境时寻求帮助至关重要。许多贷方提供贷款修改或分期付款的选项,可以防止repossession。此外,财务咨询服务可以提供宝贵的资源和支持,帮助个人应对财务挑战。总之,虽然拥有财产的愿望是一个普遍目标,但以清晰的理解来面对所有权及其所带来的责任是至关重要的。repossession的威胁提醒我们财务知识和规划的重要性。通过主动出击并在必要时寻求帮助,个人可以更好地保护自己免受repossession的毁灭性影响,并在不可预测的世界中保持安全感。