aval

简明释义

英[ˈæv.əl]美[ˈæv.əl]

n. 保兑

adj. 祖父母的

n. （Aval）（美）艾瓦乐（人名）

英英释义

单词用法

同义词

反义词

例句

1.An "aval" is given either on the cheque itself or on an "allonge".

保证应在支票或其粘单上为之。

2.An "aval" is given either on the cheque itself or on an "allonge".

保证应在支票或其粘单上为之。

3.He signed an aval 担保 for his friend's business loan.

他为朋友的商业贷款签署了一个aval 担保。

4.The bank required an aval 担保 from a trusted individual before approving the loan.

银行在批准贷款之前要求一位可信赖的个人提供aval 担保。

5.The aval 担保 provided by the company boosted investor confidence.

公司提供的aval 担保增强了投资者的信心。

6.Without an aval 担保, the contract would not have been valid.

没有aval 担保，合同将不会有效。

7.In international trade, an aval 担保 can help secure payments between parties.

在国际贸易中，aval 担保可以帮助确保各方之间的付款。

作文

In the realm of finance and business transactions, the term aval refers to a guarantee or endorsement provided by a third party, typically a bank or financial institution, on a financial instrument such as a bill of exchange. This endorsement signifies that the third party is willing to take on the responsibility for the payment of the instrument if the primary debtor defaults. The concept of aval is crucial in facilitating trust and security in commercial dealings, especially in international trade where the parties involved may not have established relationships.When a company seeks to engage in international trade, it often faces challenges related to credit risk and payment assurance. In such cases, obtaining an aval can be a strategic move. For instance, when a supplier in one country sells goods to a buyer in another country, the supplier may require an aval from the buyer's bank. This ensures that if the buyer fails to pay for the goods, the bank will step in to fulfill the payment obligations. Such arrangements not only enhance the credibility of the transaction but also promote smoother trade relations between businesses across borders.Moreover, the use of aval is not limited to international transactions. Domestic businesses also rely on this financial instrument to mitigate risks associated with credit sales. For example, a small business that sells products on credit may ask for an aval from a reputable bank to secure the payment from a large client. This provides peace of mind to the seller, knowing that they have a reliable source to turn to in case of non-payment.The process of obtaining an aval typically involves a thorough assessment of the creditworthiness of the party requesting the guarantee. Banks and financial institutions will evaluate the financial health of the applicant, their payment history, and other relevant factors before issuing an aval. This due diligence helps ensure that the aval is a viable guarantee, ultimately protecting all parties involved in the transaction.Furthermore, the implications of an aval extend beyond mere financial security. It fosters a culture of accountability and responsibility among businesses. When companies know that they have a financial backing in the form of an aval, they are more likely to engage in larger transactions and explore new markets. This can lead to increased economic activity and growth, as businesses feel empowered to take calculated risks.In conclusion, the concept of aval plays a significant role in the world of finance, providing a safety net for transactions and encouraging trade relationships. Whether in domestic or international contexts, an aval serves as a vital tool for businesses to navigate the complexities of credit and payment risks. Understanding and utilizing aval can lead to more secure and prosperous business operations, ultimately benefiting the broader economy. As we continue to engage in an increasingly interconnected global market, the importance of mechanisms like aval cannot be overstated.

在金融和商业交易的领域中，术语aval指的是由第三方提供的担保或背书，通常是银行或金融机构，针对像汇票这样的金融工具。这种背书表示第三方愿意承担主要债务人违约时的支付责任。aval的概念在促进商业交易中的信任和安全性方面至关重要，特别是在国际贸易中，参与方可能没有建立良好的关系。当一家公司寻求进行国际贸易时，它通常面临与信用风险和支付保障相关的挑战。在这种情况下，获得aval可以是一种战略举措。例如，当一个国家的供应商向另一个国家的买家出售商品时，供应商可能会要求买方的银行提供aval。这确保了如果买方未能支付货款，银行将介入履行支付义务。这种安排不仅增强了交易的可信度，还促进了跨国企业之间更顺畅的贸易关系。此外，aval的使用并不限于国际交易。国内企业也依赖这一金融工具来减轻与信用销售相关的风险。例如，一家以信用方式销售产品的小企业可能会要求一家声誉良好的银行提供aval来确保大客户的付款。这让卖方感到安心，因为他们知道在未付款的情况下有可靠的来源可以求助。获得aval的过程通常涉及对请求担保方的信用状况进行彻底评估。银行和金融机构会在发放aval之前评估申请人的财务健康状况、付款历史以及其他相关因素。这种尽职调查有助于确保aval是可行的担保，最终保护所有参与交易的各方。此外，aval的影响不仅限于金融安全。它在企业之间培养了一种问责和责任的文化。当公司知道自己有形式为aval的金融支持时，他们更有可能进行更大交易并探索新市场。这可能导致经济活动和增长的增加，因为企业感到有能力采取经过深思熟虑的风险。总之，aval的概念在金融世界中发挥着重要作用，为交易提供了安全网，并鼓励贸易关系。无论是在国内还是国际背景下，aval都是企业应对信用和支付风险的重要工具。理解和利用aval可以带来更安全、更繁荣的商业运作，最终使更广泛的经济受益。随着我们继续参与日益互联的全球市场，像aval这样的机制的重要性不容小觑。