bankers

简明释义

英[ˈbæŋkəz]美[ˈbæŋkərz]

[金融] 银行家

英英释义

单词用法

同义词

反义词

例句

1.Britain's new rule is a reminder to bankers that society has an interest in their performance, not just for the short term but for the long term.

英国的新规提醒着银行家们，社会不仅对他们的短期业绩有兴趣，而且对他们的长期业绩也有兴趣。

2.The bank will be managed by a directorate of around five professional bankers.

该银行将由五名左右的职业银行家组成的董事会管理。

3.Bankers' fat pay packets have attracted much criticism, but a public sector system that does not reward high achievers may be a much bigger problem for America.

银行家们丰厚的薪酬招致了很多批评，但对美国来说，不奖励高成就者的公共部门体系可能是一个更大的问题。

4.Just like the bankers.

这倒是与银行家颇为相似。

5.Our bankers love us.

我们的银行家爱我们。

6.Policemen and prostitutes, bankers and butchers are all lumped together in the service sector.

警察和妓女、银行家和屠夫都被扯到一起，归入服务业。

7.The main purpose of this "clawback" rule is to hold bankers accountable for harmful risk-taking and to restore public trust in financial institutions.

这项“追回”规则的主要目的是让银行家对有害的风险承担责任，并恢复公众对金融机构的信任。

8.Many bankers 银行家 work long hours to meet client needs.

许多银行家为了满足客户需求而加班工作。

9.The bankers 银行家 at the conference discussed new investment opportunities.

会议上的银行家讨论了新的投资机会。

10.Many bankers 银行家 are required to have a strong understanding of financial markets.

许多银行家需要对金融市场有深入的理解。

11.The bankers 银行家 helped the startup secure funding for its expansion.

这些银行家帮助初创公司获得扩展所需的资金。

12.After the merger, the bankers 银行家 advised on how to integrate the two companies.

合并后，银行家建议如何整合这两家公司。

作文

In today's fast-paced world, the role of bankers (银行家) has become increasingly vital in maintaining the stability and growth of our economy. These financial professionals are not just responsible for managing money; they play a crucial part in facilitating investments, providing loans, and ensuring that financial institutions operate smoothly. Understanding the significance of bankers (银行家) requires an exploration of their various functions and the impact they have on both individuals and businesses.Firstly, one of the primary responsibilities of bankers (银行家) is to provide loans to individuals and companies. This process begins with assessing the creditworthiness of potential borrowers. By analyzing financial statements, credit scores, and other relevant data, bankers (银行家) determine whether a loan can be granted and under what terms. This careful evaluation helps mitigate risks for the bank while also enabling borrowers to access the funds they need to make significant purchases or investments.Moreover, bankers (银行家) play a significant role in investment banking, where they assist companies in raising capital through the issuance of stocks and bonds. This function is essential for businesses looking to expand or innovate, as it provides them with the necessary resources to fund projects and operations. The expertise of bankers (银行家) in navigating the complexities of financial markets allows them to advise clients on the best strategies for fundraising and investment.Additionally, bankers (银行家) contribute to the overall economic stability by managing the liquidity of financial institutions. They ensure that banks have sufficient reserves to meet withdrawal demands from customers while also investing excess funds in profitable ventures. This balance is critical in preventing bank runs and maintaining public confidence in the financial system. The actions of bankers (银行家) in this regard have far-reaching implications, as they help sustain a stable banking environment conducive to economic growth.Furthermore, bankers (银行家) are also involved in wealth management for high-net-worth individuals. They provide tailored financial advice and investment strategies that align with their clients' financial goals and risk tolerance. This personalized service not only helps clients grow their wealth but also fosters long-term relationships built on trust and expertise. The ability of bankers (银行家) to navigate the intricacies of personal finance is invaluable for many individuals seeking to secure their financial future.Despite the crucial roles that bankers (银行家) play, the profession has faced criticism, especially following the financial crisis of 2008. Many argue that some bankers (银行家) prioritized profits over ethical considerations, leading to risky behaviors that jeopardized the entire financial system. In response, there has been a push for greater regulation and accountability within the banking sector to ensure that bankers (银行家) operate with integrity and prioritize the well-being of their clients and the broader economy.In conclusion, bankers (银行家) are integral to the functioning of our financial system. Their diverse roles, from providing loans and facilitating investments to managing liquidity and offering wealth management services, demonstrate their importance in fostering economic stability and growth. While challenges remain, the ongoing evolution of the banking industry continues to highlight the essential contributions of bankers (银行家) in shaping our financial landscape. As we move forward, understanding and supporting the positive aspects of this profession will be key to building a more resilient economy for future generations.

在当今快节奏的世界中，银行家(bankers) 的角色在维护我们经济的稳定和增长方面变得越来越重要。这些金融专业人士不仅负责管理资金；他们在促进投资、提供贷款和确保金融机构平稳运作方面发挥着至关重要的作用。理解银行家(bankers) 的重要性需要探讨他们的各种职能及其对个人和企业的影响。首先，银行家(bankers) 的主要责任之一是向个人和公司提供贷款。这个过程始于评估潜在借款人的信用worthiness。通过分析财务报表、信用评分和其他相关数据，银行家(bankers) 决定是否可以授予贷款以及在什么条件下授予。这一细致的评估有助于降低银行的风险，同时也使借款人能够获得他们所需的资金，以进行重大购买或投资。此外，银行家(bankers) 在投资银行业务中扮演着重要角色，他们帮助公司通过发行股票和债券来筹集资本。这一职能对于希望扩展或创新的企业至关重要，因为它为他们提供了必要的资源来资助项目和运营。银行家(bankers) 在应对金融市场复杂性方面的专业知识使他们能够为客户提供最佳的筹资和投资策略建议。此外，银行家(bankers) 还通过管理金融机构的流动性来为整体经济稳定做出贡献。他们确保银行拥有足够的储备以满足客户的取款需求，同时还将多余资金投资于盈利的风险。这种平衡对于防止银行挤兑和维护公众对金融体系的信心至关重要。银行家(bankers) 在这方面的行动具有深远的影响，因为它们有助于维持一个稳定的银行环境，从而促进经济增长。此外，银行家(bankers) 还参与高净值个人的财富管理。他们提供量身定制的财务建议和投资策略，以符合客户的财务目标和风险承受能力。这种个性化的服务不仅有助于客户增加财富，还建立了基于信任和专业知识的长期关系。银行家(bankers) 能够驾驭个人财务的复杂性，对于许多寻求保障财务未来的个人来说是无价的。尽管银行家(bankers) 扮演着至关重要的角色，但这一职业也面临批评，尤其是在2008年金融危机之后。许多人认为，一些银行家(bankers) 优先考虑利润而忽视道德考量，导致了危及整个金融体系的高风险行为。对此，业界呼吁加强监管和问责，以确保银行家(bankers) 以诚信行事，并优先考虑客户和更广泛经济的福祉。总之，银行家(bankers) 对我们金融系统的运作至关重要。他们从提供贷款、促进投资到管理流动性和提供财富管理服务的多样化角色，展示了他们在促进经济稳定和增长中的重要性。尽管仍然存在挑战，但银行业的持续发展继续突出银行家(bankers) 在塑造我们金融格局中的重要贡献。随着我们向前迈进，理解和支持这一职业的积极方面将是为未来几代人建设更具韧性的经济的关键。