overspend

简明释义

英[ˈəʊvəspend]美[ˈoʊvərspend]

vt. 超支；过度使用；花费过多

vi. 超支，花钱过多

复 数 o v e r s p e n d s

第 三 人 称 单 数 o v e r s p e n d s

现 在 分 词 o v e r s p e n d i n g

过 去 式 o v e r s p e n t

过 去 分 词 o v e r s p e n t

英英释义

单词用法

同义词

反义词

例句

1.That gives them two cards, with two low limits, to overspend.

借贷者拥有两张第一资金的卡，两张卡限贷都很低，使得他们很容易超支。

2.Would it be better to let the money in, as we did with the Japanese, and watch them overspend and mismanage?

让外国资金进来，然后看他们超支和管理不善，会是更好的选择吗？就像我们以前对待日本人那样。

3.You may overspend if you travel this week; however, the trip will be one to remember.

如果本周旅行，你可能会超支。不过，如果去旅行，则其将会是比较难忘的一次旅程。

4.Off the start, you want to overspend on your ads so you can see which ones are effective.

从一开始，你想超支您的广告，这样您就可以查看哪些是有效的。

5.You may be tempted to overspend on vacations, concert tickets, or a special date with your true love.

你可能会在度假、音乐会门票和小情人的特别约会上败金。

6.Do not overspend on entertainment.

不要超支娱乐。

7.I tend to overspend on clothes every season.

我每个季节都倾向于超支在衣服上。

8.She always overspends her budget when shopping online.

她在网上购物时总是超支她的预算。

9.If you overspend on your vacation, you might regret it later.

如果你在度假时超支，你可能会后悔。

10.To avoid overspending, create a detailed budget before you go shopping.

为了避免超支，在购物前制定详细预算。

11.The company had to cut costs because they overspent on marketing last year.

公司不得不削减成本，因为他们去年在市场营销上超支。

作文

In today's consumer-driven society, the temptation to overspend (超支) is ever-present. With easy access to credit cards, online shopping, and enticing advertisements, many individuals find themselves in a constant battle against their financial impulses. Understanding the implications of overspending (超支) is crucial for anyone looking to maintain a healthy financial life.Firstly, overspending (超支) can lead to significant debt. When people exceed their budgets, they often resort to borrowing money to cover their expenses. This can create a vicious cycle where one feels compelled to overspend (超支) again to maintain their lifestyle or keep up with societal expectations. As debts accumulate, the stress associated with financial instability can have detrimental effects on mental health, leading to anxiety and depression.Moreover, overspending (超支) can hinder long-term financial goals. For instance, individuals may have dreams of purchasing a home, saving for retirement, or traveling the world. However, when they consistently overspend (超支), these aspirations become increasingly difficult to achieve. Money that could have been saved or invested is instead wasted on unnecessary purchases. This not only affects current financial status but also limits future opportunities.Additionally, the habit of overspending (超支) can create a distorted perception of value. Many consumers fall into the trap of equating happiness with material possessions. They believe that buying the latest gadgets or fashionable clothes will bring them joy. However, this short-lived satisfaction often leads to regret and guilt after realizing the financial consequences of their actions. This cycle perpetuates a mindset where individuals feel the need to overspend (超支) to fill an emotional void, which can lead to further financial distress.To combat overspending (超支), individuals must adopt better budgeting practices. Creating a detailed budget helps track income and expenses, allowing for a more accurate understanding of financial health. By setting clear spending limits and prioritizing needs over wants, people can curb the urge to overspend (超支). Furthermore, regular reviews of one's financial situation can help identify patterns of overspending (超支) and facilitate adjustments as needed.Another effective strategy is to cultivate mindfulness about spending habits. Before making a purchase, individuals should ask themselves whether the item is truly necessary or if it’s simply an impulse buy. This pause can be instrumental in breaking the cycle of overspending (超支). Additionally, seeking alternatives to shopping for entertainment, such as engaging in hobbies or spending time with friends, can reduce the temptation to overspend (超支).In conclusion, overspending (超支) is a pervasive issue that can have serious repercussions on an individual's financial well-being. By recognizing the dangers of overspending (超支) and implementing effective budgeting and mindfulness strategies, individuals can take control of their finances. Ultimately, fostering a healthier relationship with money will lead to greater peace of mind and the ability to pursue long-term goals without the burden of debt.

在当今以消费为驱动的社会中，overspend（超支）的诱惑无处不在。随着信用卡、在线购物和诱人的广告的轻松获取，许多人发现自己在与财务冲动进行一场持续的斗争。理解overspending（超支）的影响对于任何希望维持健康财务生活的人来说都是至关重要的。首先，overspending（超支）可能导致巨额债务。当人们超出预算时，他们通常会借钱来支付开支。这可能会造成一个恶性循环，人们感到有必要再次overspend（超支）以维持他们的生活方式或跟上社会期望。随着债务的累积，与财务不稳定相关的压力可能对心理健康产生不利影响，导致焦虑和抑郁。此外，overspending（超支）可能会妨碍长期财务目标。例如，个人可能梦想购买房屋、为退休储蓄或环游世界。然而，当他们不断overspend（超支）时，这些愿望变得越来越难以实现。本可以储蓄或投资的钱反而被浪费在不必要的购买上。这不仅影响当前的财务状况，也限制了未来的机会。另外，overspending（超支）的习惯可能会导致对价值的扭曲认知。许多消费者陷入将幸福等同于物质财富的陷阱。他们认为购买最新的小工具或时尚衣物会带来快乐。然而，这种短暂的满足感常常在意识到其财务后果后转变为遗憾和内疚。这种循环助长了一种心态，使个人感到需要overspend（超支）来填补情感上的空虚，从而导致进一步的财务困扰。为了对抗overspending（超支），个人必须采取更好的预算实践。创建详细的预算有助于跟踪收入和支出，使财务状况更加清晰。通过设定明确的支出限额并优先考虑需求而非欲望，人们可以抑制overspend（超支）的冲动。此外，定期审查个人的财务状况可以帮助识别overspending（超支）的模式，并根据需要进行调整。另一个有效的策略是培养对消费习惯的觉察。在进行购买之前，个人应问自己这个物品是否真的必要，还是仅仅是一时冲动的消费。这种暂停对于打破overspending（超支）的循环至关重要。此外，寻找购物以外的娱乐活动，如参与爱好或与朋友共度时光，可以减少overspend（超支）的诱惑。总之，overspending（超支）是一个普遍存在的问题，可能对个人的财务健康产生严重影响。通过认识到overspending（超支）的危险并实施有效的预算和觉察策略，个人可以掌控自己的财务。最终，培养与金钱的健康关系将带来更大的内心平静，并能够在没有债务负担的情况下追求长期目标。