arrears

简明释义

英[əˈrɪəz]美[əˈrɪrz]

n. [会计] 拖欠；待完成的事；应付欠款

英英释义

单词用法

同义词

反义词

例句

1.Ms Loonin’s average client has a low-paying job, $30, 000 of debt and is in arrears.

Deanne Looni普通的客户都从事薪酬比较低的工作，平均拖欠30000美元的贷款。

2.Now wildly successful, it boasts over 2.2m customer accounts and arrears by volume of a minuscule 1.2%.

ProCredit银行现在非常的成功，她吹嘘拥有220万客户帐户，并且欠款额只有1.2%。

3.Construction funds not in place, it will be easier in arrears.

建设资金不到位，将可以更轻松的欠款。

4.Many people are in arrears with their rent.

许多人都没有支付他们的房租。

5.The droid's large infrared photoreceptors can detect most fleeing fugitives with accounts in arrears.

机器人的大型红外图像接收器能探测到大多数欠帐不还的逃跑者。

6.Never have “arrears” proved so timely.

从来没有被证明的如此及时的“欠薪”。

7.Among all mortgage borrowers, 6% are behind on their payments; among subprime borrowers, 17% are in arrears.

在抵押贷款族里，有6%未按期付款，而次级贷款里则有17%逾期。

8.Do you want to evade economic failure or arrears?

你想不想逃避经济失败或拖欠？

9.The landlord threatened to evict the tenants due to their arrears 欠款.

房东威胁要驱逐因欠款而拖欠的租户。

10.The company has fallen into arrears 拖欠 on its tax obligations.

这家公司在税务义务上已拖欠。

11.After losing his job, he struggled to pay off his arrears 欠款.

失业后，他努力偿还自己的欠款。

12.He was in serious arrears 欠款 with his rent payments.

他的租金支付严重欠款。

13.She received a notice about her credit card arrears 欠款 that needed immediate attention.

她收到了一份关于信用卡欠款需要立即处理的通知。

作文

In today's fast-paced world, managing finances can be quite challenging. Many individuals and families find themselves in situations where they struggle to keep up with their financial obligations. One term that often comes up in discussions about financial management is arrears, which refers to the state of being behind in payments or debts. Understanding this concept is crucial for anyone looking to maintain their financial health and avoid the pitfalls of debt accumulation.When someone is in arrears on a loan or bill, it means they have not made the required payments by the due date. This can happen for various reasons, such as unexpected medical expenses, job loss, or poor budgeting. Regardless of the cause, falling into arrears can lead to significant consequences, including late fees, increased interest rates, and damage to one’s credit score.For example, consider a family that has fallen behind on their mortgage payments. If they miss their monthly payment, they will start to accumulate arrears. The lender may charge them late fees, and if the situation continues, the family could face foreclosure. This scenario highlights the importance of staying on top of financial commitments to avoid the stress and complications that come with arrears.Moreover, being in arrears can also affect relationships. When individuals borrow money from friends or family and fail to repay on time, it can lead to tension and mistrust. It is essential to communicate openly about any difficulties in making payments to maintain healthy relationships, whether they are personal or professional.To prevent falling into arrears, individuals should create a budget that accounts for all income and expenses. By tracking spending habits and prioritizing essential payments, one can ensure that there is enough money available to meet financial obligations. Additionally, setting up automatic payments for bills can help avoid missed deadlines and the subsequent arrears that come with them.If someone finds themselves in arrears, it is important to take action quickly. Ignoring the problem will only make it worse. The first step is to assess the situation and determine how much is owed. From there, individuals can reach out to creditors to discuss payment plans or potential deferments. Many lenders are willing to work with borrowers who proactively communicate their struggles instead of ignoring their debts.In conclusion, understanding the concept of arrears is vital for effective financial management. Whether it is related to loans, bills, or personal debts, being aware of the implications of falling behind can help individuals take the necessary steps to avoid financial distress. By budgeting wisely, communicating openly, and addressing issues promptly, one can manage their finances more effectively and steer clear of the challenges associated with arrears. Ultimately, maintaining financial stability is key to achieving personal goals and ensuring peace of mind.

在当今快节奏的世界中，管理财务可能相当具有挑战性。许多个人和家庭发现自己在履行财务义务方面苦苦挣扎。在关于财务管理的讨论中，一个常常出现的术语是arrears，它指的是在支付或债务上落后于时间的状态。理解这个概念对于任何希望保持财务健康并避免债务累积陷阱的人来说至关重要。当某人在贷款或账单上处于arrears时，这意味着他们没有在到期日之前进行所需的付款。这种情况可能由于各种原因发生，比如意外的医疗费用、失业或糟糕的预算管理。无论原因是什么，陷入arrears都会导致重大后果，包括滞纳金、利率上升以及信用评分受损。例如，考虑一个在抵押贷款支付上落后的家庭。如果他们错过了每月的付款，他们将开始积累arrears。贷方可能会向他们收取滞纳金，如果情况持续，家庭可能面临止赎。这种情况突显了保持财务承诺的重要性，以避免与arrears相关的压力和复杂性。此外，处于arrears也会影响人际关系。当个人向朋友或家人借钱而未能按时偿还时，可能会导致紧张和不信任。为了维护健康的人际关系，无论是个人还是职业关系，开放地沟通任何付款困难都是至关重要的。为了防止陷入arrears，个人应制定一个预算，涵盖所有收入和支出。通过跟踪消费习惯并优先考虑必要的付款，可以确保有足够的资金来满足财务义务。此外，为账单设置自动付款可以帮助避免错过截止日期及随之而来的arrears。如果有人发现自己处于arrears，迅速采取行动非常重要。忽视问题只会使其变得更糟。第一步是评估情况，确定欠款金额。从那里，个人可以联系债权人讨论付款计划或潜在的延期。许多贷方愿意与主动沟通其困难的借款人合作，而不是忽视他们的债务。总之，理解arrears的概念对于有效的财务管理至关重要。无论是与贷款、账单还是个人债务相关，意识到落后的影响可以帮助个人采取必要措施以避免财务困扰。通过明智地预算、开放地沟通和及时解决问题，个人可以更有效地管理财务，避开与arrears相关的挑战。最终，保持财务稳定是实现个人目标和确保内心平静的关键。