chequing

简明释义

英[ˈtʃɛkɪŋ]美[ˈtʃɛkɪŋ]

支票账户

英英释义

单词用法

同义词

反义词

例句

1.For example, if you have an account called a chequing account, one of the ways you may pay bills is by cheque.

例如，如果你有一个称为支票帐户的银行帐户，你就可以用支票进行付账。

2.Would you like a savings or a chequing accout?

您想开储蓄帐户还是支票帐户呢？

3.For example, if you have an account called a chequing account, one of the ways you may pay bills is by cheque.

例如，如果你有一个称为支票帐户的银行帐户，你就可以用支票进行付账。

4.I need to transfer money from my chequing (支票账户) account to my savings account.

我需要把钱从我的chequing（支票账户）转到我的储蓄账户。

5.You can access your chequing (支票账户) account through online banking.

你可以通过网上银行访问你的chequing（支票账户）账户。

6.Make sure you have enough funds in your chequing (支票账户) before writing a check.

在开支票之前，确保你的chequing（支票账户）里有足够的资金。

7.I usually keep only a small amount in my chequing (支票账户) for daily expenses.

我通常只在我的chequing（支票账户）里保留一小笔钱用于日常开支。

8.After receiving my paycheck, I deposited it into my chequing (支票账户) account.

在收到我的工资后，我把它存入了我的chequing（支票账户）账户。

作文

In today's fast-paced financial environment, understanding the various types of bank accounts is crucial for effective money management. One such account that many people rely on is the chequing account. A chequing account, or in Chinese, '支票账户', is primarily used for day-to-day transactions. It allows individuals to deposit money, withdraw cash, and write checks to pay for goods and services. Unlike savings accounts, which are designed to hold funds for a longer period and earn interest, chequing accounts focus on providing easy access to funds for daily expenses.The importance of having a chequing account cannot be overstated. It serves as the foundation for managing personal finances. With a chequing account, you can easily pay bills online, transfer money to friends and family, and make purchases without the need for cash. Many people find it convenient to link their chequing accounts to mobile payment platforms, allowing for seamless transactions at the point of sale.Moreover, chequing accounts often come with features such as overdraft protection, which can be a lifesaver in case of unexpected expenses. Overdraft protection allows account holders to spend more than what is available in their chequing account up to a certain limit, thereby avoiding bounced checks or declined transactions. However, it’s important to use this feature wisely, as it can lead to fees and debt if not managed properly.Another advantage of having a chequing account is the ability to track spending. Most banks provide online banking services that allow users to view their transaction history, categorize expenses, and even set budgets. This transparency can help individuals become more aware of their spending habits and make informed financial decisions. By regularly reviewing chequing account statements, one can identify areas where they might cut back and save more.While there are many benefits to having a chequing account, it's also essential to be mindful of potential fees associated with these accounts. Some banks charge monthly maintenance fees, while others may impose fees for exceeding a certain number of transactions per month. To avoid these charges, it’s advisable to shop around for a bank that offers a chequing account with no or low fees. Many credit unions and online banks provide attractive options for those looking to minimize costs.In conclusion, a chequing account is an invaluable tool for managing everyday finances. It provides convenience, flexibility, and essential features that cater to the needs of modern consumers. Understanding how to effectively use a chequing account can lead to better financial health and improved budgeting skills. As we navigate through our financial journeys, it is crucial to recognize the role of a chequing account in facilitating smooth and efficient transactions. Whether you're paying bills, shopping, or sending money to a friend, having a reliable chequing account makes managing your finances much easier.

在当今快速变化的金融环境中，理解各种类型的银行账户对有效的资金管理至关重要。其中一个许多人依赖的账户就是chequing账户。chequing账户，或中文称为“支票账户”，主要用于日常交易。它允许个人存款、取款，并开具支票来支付商品和服务的费用。与旨在长期持有资金并赚取利息的储蓄账户不同，chequing账户专注于提供便捷的资金访问，以满足日常开支。拥有chequing账户的重要性不容小觑。它是管理个人财务的基础。有了chequing账户，您可以轻松在线支付账单，将钱转给朋友和家人，并在无需现金的情况下进行购物。许多人发现将他们的chequing账户链接到移动支付平台非常方便，从而在销售点实现无缝交易。此外，chequing账户通常具有透支保护等功能，这在遇到意外开支时可能会成为救命稻草。透支保护允许账户持有人在chequing账户中可用资金不足的情况下，最多支出超过一定限额的金额，从而避免支票退票或交易被拒。然而，明智地使用此功能非常重要，因为如果管理不当，可能会导致费用和债务。拥有chequing账户的另一个优势是能够跟踪支出。大多数银行提供在线银行服务，使用户能够查看交易历史、分类支出，甚至设定预算。这种透明度可以帮助个人更好地了解自己的消费习惯，并做出明智的财务决策。通过定期审查chequing账户对账单，人们可以识别出可以削减和节省的领域。虽然拥有chequing账户有许多好处，但也要注意与这些账户相关的潜在费用。一些银行会收取月维护费，而其他银行可能会对每月超过一定交易次数的情况收取费用。为了避免这些费用，建议寻找提供无或低费用的chequing账户的银行。许多信用合作社和在线银行为那些希望降低成本的人提供了有吸引力的选择。总之，chequing账户是管理日常财务的重要工具。它提供便利、灵活性以及满足现代消费者需求的基本功能。理解如何有效使用chequing账户可以带来更好的财务健康和改善的预算技能。在我们经历财务旅程时，认识到chequing账户在促进顺畅和高效交易中的作用至关重要。无论您是在支付账单、购物还是向朋友汇款，拥有一个可靠的chequing账户都使得管理财务变得更加轻松。