insureds

简明释义

[/ɪnˈʃʊədz/][/ɪnˈʃɜrdz/]

被保险人(insured 的复数)

英英释义

Individuals or entities that are covered by an insurance policy and receive benefits in the event of a loss or claim.

被保险人,指的是在保险政策下获得保障,并在发生损失或索赔时享受利益的个人或实体。

单词用法

sum insured

保险金额;投保金额

insured amount

保险金险

同义词

policyholders

保单持有人

The policyholders are entitled to claim benefits under their insurance plans.

保单持有人有权根据其保险计划申请赔偿。

covered individuals

被覆盖个人

Covered individuals must provide accurate information when applying for insurance.

被覆盖个人在申请保险时必须提供准确的信息。

beneficiaries

受益人

Beneficiaries will receive the payout upon the insured's death.

受益人在被保险人去世后将获得赔付。

反义词

uninsured

未投保的

Many drivers on the road are uninsured, which poses a risk to others.

许多在路上的司机是未投保的,这对其他人构成了风险。

non-insured

非投保的

Non-insured individuals often face higher medical bills in emergencies.

非投保的人在紧急情况下往往面临更高的医疗费用。

例句

1.Certified public accountant's professional insurance is a kind of professional liability insurance, its insureds are usually accountants.

注册会计师责任保险属于职业责任保险的一种,其投保人通常为会计师等专业从业人员。

2.Certified public accountant's professional insurance is a kind of professional liability insurance, its insureds are usually accountants.

注册会计师责任保险属于职业责任保险的一种,其投保人通常为会计师等专业从业人员。

3.Please note that this proposal form is being completed on behalf of all insureds.

本投保申请书由投保人代所有被保险人完成。

4.Insurance contract as a classic contract of adhesion, will benefiting both the insurers and the insureds.

保险合同作为一种典型的附合合同,对保险人和被保险人双方都有利。

5.Our goal is to provide excellent customer service to all insureds.

我们的目标是为所有的被保险人提供优质的客户服务。

6.During the meeting, we discussed the benefits available to our insureds.

在会议中,我们讨论了提供给我们的被保险人的福利。

7.The claims department is responsible for processing requests from insureds.

理赔部门负责处理来自被保险人的请求。

8.The new policy includes additional coverage options for insureds.

新政策为被保险人提供了额外的保障选项。

9.The insurance company sent out letters to all the insureds informing them of the policy changes.

保险公司向所有的被保险人发送了通知,告知他们保单的变更。

作文

In today's world, insurance plays a crucial role in safeguarding our financial future. Whether it is health insurance, auto insurance, or life insurance, the concept revolves around protecting individuals and their assets from unforeseen circumstances. At the heart of this system are the insureds, which refers to the individuals or entities covered by an insurance policy. Understanding the role and responsibilities of insureds is vital for anyone looking to navigate the complex world of insurance effectively.The term insureds encompasses a wide range of people, from families seeking health coverage to businesses looking to protect their properties. Each of these insureds has unique needs and expectations from their insurance provider. For instance, a family might prioritize comprehensive health insurance that covers regular check-ups and unexpected emergencies, while a business might focus on liability coverage to protect against potential lawsuits. The diversity among insureds highlights the importance of tailored insurance solutions that cater to individual circumstances.Moreover, understanding the rights of insureds is equally important. Each insured has the right to receive clear information about their policy, including what is covered and what is not. This transparency is essential for building trust between the insureds and the insurance company. Additionally, insureds have the right to file claims when they experience a loss, and they should be aware of the process involved. Knowledge about their rights can empower insureds to advocate for themselves, ensuring they receive the benefits they are entitled to under their policies.Another critical aspect to consider is the responsibilities of insureds. When entering into an insurance contract, insureds must provide accurate information regarding their circumstances. Misrepresentation can lead to denied claims or even cancellation of the policy. Therefore, it is imperative for insureds to be honest and thorough when disclosing relevant information to their insurers. This responsibility also extends to maintaining their insured property, such as keeping a vehicle in good condition or regularly checking home safety devices.Furthermore, the relationship between insureds and insurance providers is often defined by mutual respect and understanding. Insurance companies rely on insureds to pay their premiums on time, while insureds depend on insurers to honor their claims. This interdependence fosters a sense of community among insureds, who often share experiences and advice regarding various insurance products. Online forums and social media platforms have made it easier for insureds to connect, allowing them to learn from each other's experiences and make informed decisions about their insurance needs.In conclusion, the term insureds represents a diverse group of individuals and entities that rely on insurance to protect their financial interests. By understanding their rights and responsibilities, insureds can navigate the insurance landscape more effectively. As the world continues to evolve, so too will the needs of insureds, making it essential for insurance providers to adapt and offer solutions that meet these changing demands. Ultimately, a well-informed insured is better equipped to secure their future and achieve peace of mind through effective insurance coverage.

在当今世界,保险在保护我们的财务未来方面发挥着至关重要的作用。无论是健康保险、汽车保险还是人寿保险,这一概念都围绕着保护个人及其资产免受不可预见的情况的影响。在这个系统的核心是被保险人,指的是由保险政策覆盖的个人或实体。理解被保险人的角色和责任对于任何希望有效应对复杂保险世界的人来说都是至关重要的。术语被保险人涵盖了一系列广泛的人,从寻求健康保障的家庭到希望保护其财产的企业。每个被保险人对其保险提供者有独特的需求和期望。例如,一个家庭可能优先考虑全面的健康保险,以覆盖定期检查和意外紧急情况,而一家企业可能更关注责任保险,以保护自己免受潜在诉讼的影响。被保险人之间的多样性突显了量身定制的保险解决方案的重要性,以满足个人情况。此外,理解被保险人的权利同样重要。每个被保险人都有权获得有关其保单的清晰信息,包括哪些是覆盖的,哪些不是。这种透明度对于建立被保险人与保险公司之间的信任至关重要。此外,被保险人有权在经历损失时提出索赔,他们应该了解相关的流程。了解自己的权利可以使被保险人能够为自己辩护,确保他们获得根据其保单应得的利益。另一个需要考虑的重要方面是被保险人的责任。在签订保险合同时,被保险人必须提供有关其情况的准确信息。虚假陈述可能导致索赔被拒绝甚至保单被取消。因此,对于被保险人来说,在向保险公司披露相关信息时,诚实和全面是至关重要的。这种责任还延伸到维护其被保险财产,例如保持车辆处于良好状态或定期检查家庭安全设备。此外,被保险人与保险提供者之间的关系通常由相互尊重和理解定义。保险公司依赖于被保险人按时支付保费,而被保险人则依赖于保险公司履行其索赔义务。这种相互依赖促进了被保险人之间的社区感,他们经常分享经验和建议,讨论各种保险产品。在线论坛和社交媒体平台使得被保险人能够更容易地联系,允许他们从彼此的经验中学习,并就其保险需求做出明智的决定。总之,术语被保险人代表了一群依赖保险来保护其财务利益的个人和实体。通过理解自己的权利和责任,被保险人可以更有效地应对保险领域。随着世界的不断发展,被保险人的需求也将不断变化,这使得保险提供者必须适应并提供满足这些变化需求的解决方案。最终,充分了解的被保险人更能有效地保障自己的未来,并通过有效的保险保障实现内心的平静。