munis

简明释义

英[ˈmjuːnɪs]美[ˈmjuːnɪs]

n. 市政债券；市政公债

英英释义

单词用法

同义词

反义词

例句

1.The decision by some raters to change the scale they use to rank munis has not helped.

评分者的决定去改变他们过去评级市政债券的规模的方式也不能帮助发行者减轻压力。

2.How safe are your munis?

市政债券是否安全？

3.Lately, some munis have offered tax-free yields of more than 6%.

近来一些市政公债所提供的免税收益率超过6%。

4.Capital gains taxes, however, must be paid on "munis" when the bonds mature or if they are sold for more than the investor's purchase price.

然而必须在债券到期日，或投资者以高于债券买入价出售债券时交纳资本利得税。

5.Capital gains taxes, however, must be paid on "munis" when the bonds mature or if they are sold for more than the investor's purchase price.

然而必须在债券到期日，或投资者以高于债券买入价出售债券时交纳资本利得税。

6.Until this year, munis almost always yielded less than Treasuries because of their tax benefits.

直到今年以前，市政债券的收益率几乎总是赶不上国债，因为市政债券有税收优惠。

7.Investors in munis should consider the credit rating of the issuing authority.

投资于munis的投资者应考虑发行机构的信用评级。

8.Investing in munis can provide tax-free income for many investors.

投资于munis可以为许多投资者提供免税收入。

9.The interest rates on munis are often lower than corporate bonds.

与公司债券相比，munis的利率通常较低。

10.Many states issue munis to fund public projects like schools and roads.

许多州发行munis以资助公共项目，如学校和道路。

11.During economic downturns, munis can be a safer investment option.

在经济衰退期间，munis可能是一个更安全的投资选择。

作文

In recent years, the term munis has gained significant attention in the financial world. Munis, short for municipal bonds, are debt securities issued by local government entities to finance public projects such as schools, highways, and hospitals. Investors are often drawn to munis because they offer tax-exempt interest income, making them an attractive option for those in higher tax brackets. The appeal of munis lies not only in their tax advantages but also in their relatively low risk compared to other types of investments. When purchasing munis, investors are essentially lending money to the government with the expectation of receiving interest payments over time, followed by the return of the principal amount at maturity.The market for munis is vast, with thousands of different bonds available for trade. Each muni bond has its own credit rating, which reflects the issuer's ability to repay the debt. Higher-rated bonds are generally considered safer investments, while lower-rated bonds may offer higher yields to compensate for increased risk. Investors should conduct thorough research before investing in munis, as factors such as the economic health of the issuing municipality can significantly impact the bond's performance.Furthermore, munis can be classified into two main categories: general obligation bonds and revenue bonds. General obligation bonds are backed by the full faith and credit of the issuing government, while revenue bonds are secured by specific revenue sources, such as tolls from a highway or fees from a public utility. Understanding the differences between these two types of munis is crucial for investors looking to diversify their portfolios and manage risk effectively.As the economy fluctuates, the demand for munis can vary. During times of economic uncertainty, investors often flock to munis as a safe haven, driving prices up and yields down. Conversely, when the economy is strong, investors may seek higher returns in riskier assets, leading to decreased demand for munis. This cyclical nature of the market highlights the importance of timing and market awareness when investing in munis.In conclusion, understanding munis is essential for any investor looking to navigate the complexities of the bond market. With their unique benefits and risks, munis offer a valuable opportunity for income generation and portfolio diversification. By staying informed about market trends and conducting diligent research, investors can make educated decisions about incorporating munis into their investment strategies. As a result, munis remain a vital component of the financial landscape, providing essential funding for public projects while offering potential rewards for savvy investors.

近年来，术语munis在金融界引起了显著关注。munis是市政债券（municipal bonds）的缩写，是地方政府实体发行的债务证券，用于为学校、高速公路和医院等公共项目融资。投资者通常被munis所吸引，因为它们提供免税的利息收入，这使得它们成为高税率人群的一个有吸引力的选择。munis的吸引力不仅在于其税收优势，还在于与其他类型投资相比，其相对较低的风险。当购买munis时，投资者实际上是在借钱给政府，并期望在一段时间内获得利息支付，然后在到期时返还本金。munis市场庞大，有成千上万种不同的债券可供交易。每个muni债券都有自己的信用评级，反映了发行人偿还债务的能力。高评级债券通常被认为是较安全的投资，而低评级债券可能会提供更高的收益以补偿增加的风险。投资者在投资munis之前应进行彻底研究，因为发行市政当局的经济健康状况等因素可能会显著影响债券的表现。此外，munis可以分为两大类：一般义务债券和收入债券。一般义务债券由发行政府的全信任和信用支持，而收入债券则由特定的收入来源担保，例如高速公路的通行费或公共事业的费用。了解这两种类型的munis之间的区别，对于希望多样化投资组合和有效管理风险的投资者至关重要。随着经济波动，munis的需求也会有所不同。在经济不确定时期，投资者往往涌向munis作为避风港，推动价格上涨、收益率下降。相反，当经济强劲时，投资者可能会寻求风险更高的资产以获取更高回报，从而导致对munis的需求减少。这种市场的周期性特征突显了在投资munis时把握时机和市场意识的重要性。总之，理解munis对于任何希望驾驭债券市场复杂性的投资者来说都是至关重要的。凭借其独特的好处和风险，munis为收入生成和投资组合多样化提供了宝贵的机会。通过保持对市场趋势的了解并进行尽职调查，投资者可以就将munis纳入其投资策略做出明智的决策。因此，munis仍然是金融领域的重要组成部分，为公共项目提供必要的融资，同时为精明的投资者提供潜在的回报。