pledgor

简明释义

英[ˈplɛdɡə]美[ˈplɛdɡər]

n. 抵押人；典押人

英英释义

单词用法

同义词

反义词

例句

1.A pledge registration application shall be jointly filed by the pledgor and the pledgee.

质权登记申请应由质权人和出质人共同提出。

2.A pledgor and a pledgee shall conclude a pledge contract in writing.

第六十四条出质人和质权人应当以书面形式订立质押合同。

3.Intangibles: pledgor, amount, quantity, third party obligor, attached security interest, etc.

无形资产：抵押人，金额，数量，第三方债务人，附加担保利益，等。

4.Pledgor hereby covenants to the Pledgee, that during the term of this Agreement, Pledgor shall.

在本协议存续期间，出质人向质权人承诺，出质人将。

5.The pledgor shall bear civil liability for the consequent loss of pledgee or the third party.

因此给质权人或者第三人造成损失的，由出质人承担民事责任。

6.Without consent from the pledgee, the pledgor shall not transfer or re-pledge the pledged equities.

未经质权人同意，出质投资者不得将已出质的股权转让或再质押。

7.Except for the Pledge, Pledgor has not placed any security interest or other encumbrance on the Equity interest.

除本质权之外，出质人未在股权上设置任何其他质押权利或其他担保权益。

8.Article 219 Where the debtor repays the debts or the pledgor pays off in advance the debts he guaranteed, the pledgee shall return the pledged property.

第二百一十九条债务人履行债务或者出质人提前清偿所担保的债权的，质权人应当返还质押财产。

9.The rights and obligations of the pledgor and the pledgee and the content of the pledging contract shall be governed by pertinent stipulations in relevant laws, regulations and these Provisions.

出质投资者与质权人的权利、义务及质押合同的内容，适用有关法律、法规和本规定的有关规定。

10.The pledgor agreed to provide additional assets as security for the loan.

该担保人同意提供额外资产作为贷款的担保。

11.If the borrower defaults, the pledgor may lose their collateral.

如果借款人违约，担保人可能会失去他们的抵押品。

12.The pledgor's credit history was thoroughly reviewed by the lender.

贷方对担保人的信用历史进行了全面审查。

13.As a pledgor, he was responsible for the collateral provided against the loan.

作为担保人，他对提供的抵押品负责。

14.The bank required the pledgor to sign additional documents before approving the loan.

银行要求担保人在批准贷款之前签署额外的文件。

作文

In the world of finance and legal agreements, the term pledgor refers to an individual or entity that pledges an asset as collateral for a loan or obligation. This concept is crucial in understanding how loans are secured and the responsibilities involved in such transactions. When someone decides to borrow money, they often need to provide assurance to the lender that the loan will be repaid. This is where the role of the pledgor comes into play. The pledgor offers an asset, which could be property, stocks, or other valuables, to the lender as a guarantee against the loan. If the borrower fails to repay the loan, the lender has the right to seize the pledged asset to recover the owed amount.Understanding the position of a pledgor is essential for anyone involved in borrowing or lending money. It is not just about providing collateral; it also involves a significant level of trust and responsibility. The pledgor must ensure that the asset being pledged is free from any other claims or liens, as this could complicate matters if the lender needs to enforce their rights. Additionally, the pledgor should be fully aware of the implications of pledging their assets. For instance, if they default on their loan, they risk losing valuable possessions that may have taken years to acquire.Moreover, the relationship between a pledgor and a lender can vary depending on the nature of the agreement. In some cases, the lender may have a close relationship with the pledgor, which can lead to more favorable terms for the loan. However, in more formal or commercial settings, the relationship may be strictly transactional, emphasizing the importance of clear communication and understanding the terms of the pledge.The concept of pledgor also extends beyond personal loans. In business financing, companies often act as pledgors when securing loans for expansion or operational costs. They might pledge company assets, such as equipment or real estate, to obtain necessary funding. This practice is common in various industries and highlights the significance of collateral in business operations. Understanding the role of a pledgor in these scenarios can provide insights into corporate finance and risk management strategies.Furthermore, legal frameworks surrounding pledging assets can vary significantly across different jurisdictions. It is important for a pledgor to understand the laws applicable in their region, as this knowledge can protect them from potential legal issues arising from the pledge. For example, in some regions, there may be specific regulations regarding the types of assets that can be pledged or the process for enforcing a pledge in case of default.In conclusion, the term pledgor encapsulates a critical aspect of financial transactions involving secured loans. By pledging an asset, the pledgor not only provides security for the lender but also takes on significant responsibilities and risks. Whether in personal finance or business dealings, understanding the role of a pledgor is vital for making informed decisions and navigating the complexities of borrowing and lending. As financial landscapes continue to evolve, the importance of collateral and the pledgor will remain a fundamental principle in ensuring the stability and trustworthiness of financial systems.

在金融和法律协议的世界中，术语pledgor指的是个人或实体，他们将资产作为贷款或义务的担保。这一概念对于理解贷款如何被担保以及相关的责任至关重要。当某人决定借钱时，他们通常需要向贷方提供保证，以确保贷款会被偿还。这就是pledgor的角色发挥作用的地方。pledgor提供资产，这可能是财产、股票或其他有价值的物品，作为对贷款的担保。如果借款人未能偿还贷款，贷方有权没收所抵押的资产以收回欠款。了解pledgor的地位对于任何参与借贷的人都是至关重要的。这不仅仅是提供担保的问题；它还涉及到信任和责任的重大程度。pledgor必须确保所抵押的资产没有其他索赔或留置权，因为如果贷方需要执行他们的权利，这可能会使事情复杂化。此外，pledgor应该充分了解抵押其资产的含义。例如，如果他们违约，他们将面临失去可能花费多年才能获得的宝贵财产的风险。此外，pledgor与贷方之间的关系可以根据协议的性质而有所不同。在某些情况下，贷方可能与pledgor有密切关系，这可能导致贷款条款更为优惠。然而，在更正式或商业环境中，关系可能是严格的交易性，强调清晰沟通和理解抵押条款的重要性。pledgor的概念也超出了个人贷款。在商业融资中，公司在为扩展或运营成本获取贷款时，往往充当pledgor。他们可能会抵押公司资产，例如设备或房地产，以获得必要的资金。这种做法在各个行业都很常见，突显了抵押品在商业运作中的重要性。了解在这些场景中pledgor的角色可以提供对企业融资和风险管理策略的深入见解。此外，围绕抵押资产的法律框架在不同司法管辖区之间可能会有显著差异。pledgor了解适用于其地区的法律非常重要，因为这一知识可以保护他们免受抵押相关的潜在法律问题。例如，在某些地区，可能会有关于可以抵押的资产类型或在违约情况下执行抵押的程序的具体规定。总之，术语pledgor概括了涉及担保贷款的金融交易中的一个关键方面。通过抵押资产，pledgor不仅为贷方提供了安全保障，同时也承担了重大的责任和风险。无论是在个人金融还是商业交易中，理解pledgor的角色对于做出明智的决策和驾驭借贷的复杂性至关重要。随着金融环境的不断发展，担保品和pledgor的重要性将继续作为确保金融系统稳定性和可信赖性的基本原则。