budgeting
简明释义
n. 编制预算
v. 做预算（budget 的 ing 形式）
英英释义
单词用法
资本预算 |
同义词
反义词
例句
1.Either they put their head in the sand: they would avoid examining their financial statements, budgeting, and discussing financial matters with those closest to them.
他们要么回避问题：避免检查自己的财务报表、做预算，以及与他们最亲近的人讨论财务问题。
2.Budgeting is one of the most obvious.
其中一个好方法很明显就是预算。
3.The goal here deals with budgeting.
此处的目标涉及预算。
4.We must have extensive knowledge and modern municipal accounting, budgeting and finance.
我们必须要有广泛的知识和现代市政会计、预算和融资。
5.She is good at budgeting her time.
她善于支配时间。
6.The same applies when budgeting time.
这对与时间预算也是一样的。
7.Budgeting isn't always easy.
预算并不总是很容易。
8.Effective budgeting 预算编制 can help you save money for future investments.
有效的预算编制可以帮助你为未来的投资节省资金。
9.She attended a workshop on budgeting 预算编制 to improve her financial literacy.
她参加了一个关于预算编制的研讨会，以提高她的财务知识。
10.The company implemented a new budgeting 预算编制 system to track its spending more effectively.
公司实施了一种新的预算编制系统，以更有效地跟踪支出。
11.Many people struggle with budgeting 预算编制 their monthly expenses.
许多人在预算编制每月开支时遇到困难。
12.Learning budgeting 预算编制 skills is essential for financial independence.
学习预算编制技能对财务独立至关重要。
作文
In today's fast-paced world, effective financial management is more important than ever. One of the key components of financial management is budgeting, which refers to the process of creating a plan to spend your money wisely. By understanding budgeting (预算), individuals and organizations can allocate their resources efficiently, ensuring that they can meet their needs while also saving for the future.The first step in budgeting is to assess income. This includes all sources of revenue, such as salaries, bonuses, and any additional income from investments or side jobs. Knowing how much money is coming in is crucial because it sets the foundation for the entire budgeting (预算) process. Once you have a clear picture of your income, the next step is to identify your expenses.Expenses can be categorized into fixed and variable costs. Fixed expenses are those that remain constant each month, such as rent, mortgage payments, and insurance. Variable expenses, on the other hand, can fluctuate, including groceries, entertainment, and dining out. By tracking these expenses, you gain insight into where your money goes, allowing you to make informed decisions about your spending habits.Once you have a comprehensive list of your income and expenses, it’s time to create a budget. This is where budgeting (预算) truly comes into play. A budget is essentially a roadmap for your finances, outlining how much money you plan to allocate to different categories each month. It helps you prioritize your spending, ensuring that essential needs are met before discretionary spending takes place.One effective method of budgeting is the 50/30/20 rule. According to this guideline, 50% of your income should go toward needs, 30% toward wants, and 20% toward savings and debt repayment. This framework provides a balanced approach to managing finances, making it easier to stick to your budgeting (预算) plan.However, budgeting is not just about limiting spending; it also involves making conscious choices about how to use your money. For example, if you find that you are consistently overspending in certain areas, it may be time to reassess those categories and make adjustments. Perhaps you can reduce dining out expenses by cooking at home more often or find ways to cut down on unnecessary subscriptions.Another important aspect of budgeting (预算) is monitoring your progress. Regularly reviewing your budget allows you to see how well you are adhering to your plan and where adjustments may be necessary. This practice not only keeps you accountable but also helps you stay motivated to achieve your financial goals.In conclusion, budgeting is an essential skill that everyone should develop. By understanding the principles of budgeting (预算) and applying them to your financial life, you can take control of your money, reduce stress, and work toward achieving your long-term financial objectives. Whether you are saving for a big purchase, planning for retirement, or simply trying to make ends meet, effective budgeting is the key to financial success.
在当今快节奏的世界中，有效的财务管理比以往任何时候都更为重要。财务管理的一个关键组成部分是预算，即制定明智消费计划的过程。通过理解预算（budgeting），个人和组织能够有效地分配资源，确保他们能够满足需求，同时也能为未来储蓄。预算的第一步是评估收入。这包括所有的收入来源，如工资、奖金以及来自投资或兼职工作的额外收入。了解自己有多少收入至关重要，因为这为整个预算（budgeting）过程奠定了基础。一旦你清楚了自己的收入，下一步就是确定支出。支出可以分为固定费用和变动费用。固定支出是每月保持不变的费用，如租金、抵押贷款和保险。而变动支出则可能会波动，包括食品杂货、娱乐和外出就餐。通过跟踪这些支出，你可以深入了解你的钱花在哪里，从而做出明智的消费决策。一旦你拥有了全面的收入和支出清单，就可以开始制定预算。这就是预算（budgeting）真正发挥作用的地方。预算本质上是你财务的路线图，概述了你计划每月分配到不同类别的金额。它帮助你优先考虑支出，确保在进行自由支出之前满足基本需求。一种有效的预算方法是50/30/20规则。根据这一指导方针，你的50%收入应用于需求，30%用于想要的东西，20%用于储蓄和还债。这一框架提供了一种平衡的财务管理方法，使得遵循你的预算（budgeting）计划变得更加容易。然而，预算不仅仅是限制支出；它还涉及对如何使用你的钱做出有意识的选择。例如，如果你发现自己在某些领域持续超支，可能是时候重新评估这些类别并进行调整。也许你可以通过更多地在家做饭来减少外出就餐的费用，或者找到减少不必要订阅的方法。预算（budgeting）的另一个重要方面是监控你的进展。定期审查你的预算可以让你看到自己在多大程度上遵循了计划，以及在哪些方面可能需要调整。这一做法不仅让你保持责任感，还帮助你保持动力，实现财务目标。总之，预算是一项每个人都应该培养的基本技能。通过理解预算（budgeting）的原则并将其应用于你的财务生活，你可以掌握自己的资金，减轻压力，并朝着实现长期财务目标努力。无论你是为大宗购买储蓄、规划退休，还是仅仅试图维持生计，有效的预算是财务成功的关键。
