thriftlessly

简明释义

英[ˈθrɪftləsli]美[ˈθrɪftləsli]

adv. 不节俭地；挥霍地

英英释义

单词用法

同义词

反义词

例句

1.They traveled thriftlessly, spending extravagantly on every meal.

他们旅行时不计花费，每顿饭都花费奢侈。

2.She realized she had been living thriftlessly and decided to create a budget.

她意识到自己一直在挥霍无度，于是决定制定预算。

3.His thriftless habits eventually caught up with him, leaving him in debt.

他挥霍无度的习惯最终让他负债累累。

4.The company operated thriftlessly, leading to significant financial losses.

这家公司不计成本地运作，导致了巨大的财务损失。

5.He spent his money thriftlessly, buying luxury items he didn't need.

他花钱挥霍无度，购买了不需要的奢侈品。

作文

In today’s fast-paced world, financial literacy has become an essential skill for individuals seeking to secure their future. However, many people still struggle with managing their finances effectively. One of the most significant issues is the tendency to spend money thriftlessly (挥霍无度), leading to dire consequences. This essay explores the implications of thriftlessly spending and offers strategies for cultivating a more responsible financial mindset.To begin with, it is crucial to understand what thriftlessly means. The term refers to the act of spending money without care or consideration, often resulting in wastefulness. When individuals engage in thriftlessly spending, they may find themselves purchasing items they do not need or cannot afford, ultimately jeopardizing their financial stability. For instance, impulse buying is a common behavior associated with thriftlessly spending. People often buy trendy clothes, gadgets, or luxury items simply because they are appealing at the moment, rather than considering their long-term financial goals.The consequences of thriftlessly spending can be severe. Many individuals accumulate debt due to their inability to manage their expenses. Credit cards, while convenient, can lead to a cycle of overspending and high-interest payments that are difficult to escape. As a result, individuals may find themselves trapped in a financial crisis, struggling to make ends meet. Furthermore, thriftlessly spending can hinder personal growth and development. Instead of saving for education, investments, or emergencies, individuals may squander their resources on fleeting pleasures.Moreover, societal influences play a significant role in promoting thriftlessly spending behavior. Advertisements and social media often glorify a lifestyle of excess, encouraging individuals to pursue material possessions as a measure of success. This constant pressure can lead to feelings of inadequacy and the desire to keep up with others, further fueling thriftlessly spending habits. It is essential to recognize that true fulfillment does not come from material wealth but from experiences, relationships, and personal achievements.To combat the negative effects of thriftlessly spending, individuals must adopt a more mindful approach to their finances. Creating a budget is one of the most effective ways to gain control over spending habits. By tracking income and expenses, individuals can identify areas where they can cut back and save. Additionally, setting financial goals can provide motivation to resist the temptation of thriftlessly spending. Whether it is saving for a vacation, a new car, or retirement, having a clear objective can help individuals prioritize their spending.Another strategy is to practice delayed gratification. Instead of making impulsive purchases, individuals should take time to consider whether they truly need an item. Implementing a waiting period—such as 30 days—before making non-essential purchases can help curb the urge to spend thriftlessly. This approach allows individuals to reflect on their choices and determine if the purchase aligns with their financial goals.In conclusion, thriftlessly spending poses a significant threat to financial well-being and personal growth. By understanding the implications of this behavior and adopting responsible financial practices, individuals can work towards a more secure and fulfilling future. Through budgeting, setting goals, and practicing delayed gratification, it is possible to break free from the cycle of thriftlessly spending and cultivate a healthier relationship with money. Ultimately, embracing thriftiness can lead to greater financial freedom and a more satisfying life overall.

在当今快节奏的世界中，金融素养已成为个人寻求保障未来的基本技能。然而，许多人仍然在有效管理财务方面苦苦挣扎。其中一个最重要的问题是过于thriftlessly（挥霍无度）地花钱，这会导致严重后果。本文探讨了thriftlessly消费的影响，并提供了培养更负责任的财务心态的策略。首先，理解thriftlessly的含义至关重要。这个术语指的是无所顾忌地花钱的行为，通常导致浪费。当个人参与thriftlessly消费时，他们可能会发现自己购买不需要或负担不起的物品，从而最终危及他们的财务稳定。例如，冲动消费是与thriftlessly消费相关的常见行为。人们常常因为某些商品在那一刻很吸引人而购买时尚的衣服、电子产品或奢侈品，而没有考虑到自己的长期财务目标。thriftlessly消费的后果可能是严重的。许多人由于无法管理开支而积累债务。信用卡虽然方便，但可能导致过度消费和难以摆脱的高利息支付循环。因此，个人可能会发现自己陷入财务危机，难以维持生计。此外，thriftlessly消费可能会阻碍个人的成长和发展。个人可能会浪费资源在短暂的享乐上，而不是为教育、投资或紧急情况储蓄。此外，社会影响在促进thriftlessly消费行为方面也发挥着重要作用。广告和社交媒体常常美化过度消费的生活方式，鼓励个人追求物质财富作为成功的衡量标准。这种持续的压力可能导致不满足感和跟随他人的欲望，进一步助长thriftlessly消费习惯。必须认识到，真正的满足感并不来自物质财富，而是来自经历、关系和个人成就。为了抵消thriftlessly消费的负面影响，个人必须采取更具意识的财务管理方法。制定预算是控制消费习惯的最有效方法之一。通过跟踪收入和支出，个人可以识别可以削减和储蓄的领域。此外，设定财务目标可以为抵制thriftlessly消费的诱惑提供动力。无论是为假期、新车还是退休储蓄，拥有明确的目标可以帮助个人优先考虑支出。另一个策略是练习延迟满足感。在进行冲动购买之前，个人应花时间考虑他们是否真的需要某个物品。在进行非必要购买之前实施一个等待期，例如30天，可以帮助抑制thriftlessly消费的冲动。这种方法使个人能够反思自己的选择，确定购买是否符合他们的财务目标。总之，thriftlessly消费对财务健康和个人成长构成了重大威胁。通过理解这种行为的影响并采取负责任的财务实践，个人可以朝着更安全、更充实的未来努力。通过预算、设定目标和练习延迟满足感，有可能打破thriftlessly消费的循环，培养与金钱更健康的关系。最终，拥抱节俭可以带来更大的财务自由和更令人满意的生活。