debtors

简明释义

英[ˈdɛtəz]美[ˈdɛtərz]

n. 债务人；借方（debtor 的复数）；[会计]应收帐款

英英释义

单词用法

同义词

反义词

例句

1.These same countries are also the world's largest debtors.

这些国家也是世界上最大的负债国。

2.The switch would be hugely costly for debtors and creditors alike.

无论对债务国还是债权国来说，这种切换都意味着付出巨大的代价。

3.The whole scheme is about debtors lending to debtors.

这整一个计划，就是负债国借钱给负债国。

4.Also, the money received will then be offset against the trade debtors and reflected in the bank account.

同样，收到的钱也将抵销贸易应收款，并在银行帐户中反映出来。

5.Not the debtors, the creditors who lent the money will end up bearing the losses.

不是债务人，是贷出资金的债权人最终将承受损失。

6.The trouble is that the sponsors of the bailout fund are themselves big debtors.

问题就在于该救助资金的赞助国自己本身也是一个大负债国。

7.Perhaps Greece and Ireland and their debtors should be taking a look at it.

希腊、爱尔兰以及他们的债务人应该看看这个例子。

8.Many debtors 债务人 struggle to pay off their loans on time.

许多债务人难以按时偿还贷款。

9.The bank notified its debtors 债务人 about the new repayment schedule.

银行通知其债务人关于新的还款计划。

10.In times of economic downturn, more debtors 债务人 may default on their loans.

在经济衰退时期，更多的债务人可能会违约。

11.The court ruled in favor of the creditors against the debtors 债务人.

法庭裁定支持债权人对债务人的诉讼。

12.The company hired a collection agency to recover debts from debtors 债务人.

公司雇佣了一个收债机构来追讨来自债务人的债务。

作文

In today's complex financial world, the term debtors refers to individuals or entities that owe money to another party. Understanding the implications of being a debtor is crucial for anyone navigating personal finance or business management. When someone takes out a loan, they become a debtor to the lender, whether it's a bank, a credit union, or an individual. This relationship is built on trust and the expectation that the debtor will repay the borrowed amount, typically with interest, over a specified period.The concept of debtors is not limited to personal loans. Businesses also engage in borrowing to fund operations, expand their reach, or invest in new projects. For instance, a company may issue bonds to raise capital, making it a debtor to the bondholders. In this scenario, the company must ensure it generates enough revenue to meet its obligations to these debtors. Failure to do so can lead to bankruptcy, which not only affects the debtor but also has ripple effects on employees, suppliers, and the broader economy.Being a debtor carries certain responsibilities. It is essential for debtors to manage their finances wisely, ensuring they can make timely payments to avoid penalties and damage to their credit scores. A poor credit rating can limit future borrowing options and increase the cost of loans, creating a cycle of debt that can be challenging to escape. Therefore, financial literacy plays a significant role in helping debtors understand their obligations and make informed decisions.Moreover, the relationship between creditors and debtors is governed by laws and regulations designed to protect both parties. Bankruptcy laws, for example, provide a way for debtors to restructure or eliminate their debts under certain conditions. This legal framework acknowledges that sometimes debtors face unforeseen circumstances that hinder their ability to pay. It allows them a fresh start while ensuring that creditors have a chance to recover some of their funds.In conclusion, understanding the role of debtors in the financial ecosystem is vital for anyone involved in borrowing or lending. Whether you are an individual trying to manage personal finances or a business owner seeking to grow your enterprise, recognizing the responsibilities that come with being a debtor can lead to better financial decisions. Ultimately, responsible borrowing and repayment practices contribute to a healthier economy, benefiting all stakeholders involved. By educating ourselves about the nature of debtors and their relationships with creditors, we can foster a more informed and resilient financial landscape.

在当今复杂的金融世界中，术语债务人指的是欠另一方钱的个人或实体。理解作为债务人的含义对于任何人在个人财务或商业管理中都是至关重要的。当某人借款时，他们就成为了贷款人的债务人，无论是银行、信用合作社还是个人。这种关系建立在信任和债务人将按期偿还借款（通常带有利息）的期望之上。债务人的概念不仅限于个人贷款。企业也会借款以资助运营、扩大业务或投资新项目。例如，一家公司可能会发行债券以筹集资金，使其成为债券持有人的债务人。在这种情况下，公司必须确保产生足够的收入以满足对这些债务人的义务。如果未能做到这一点，可能会导致破产，这不仅会影响债务人，还会对员工、供应商和更广泛的经济产生连锁反应。作为一个债务人承担着某些责任。对于债务人来说，明智地管理财务至关重要，以确保他们能够按时付款，以避免罚款和信用评分受损。较差的信用评级可能会限制未来的借款选择，并增加贷款成本，从而形成一个难以逃脱的债务循环。因此，金融素养在帮助债务人理解其义务并做出明智决策方面起着重要作用。此外，债权人与债务人之间的关系受法律和法规的约束，旨在保护双方。例如，破产法为债务人提供了一种在特定条件下重组或消除债务的方法。这一法律框架承认，有时债务人面临不可预见的情况，妨碍其偿还能力。它允许他们重新开始，同时确保债权人有机会收回部分资金。总之，理解债务人在金融生态系统中的角色对于任何参与借贷的人来说都是至关重要的。无论您是试图管理个人财务的个人，还是寻求发展企业的企业主，认识到作为债务人所带来的责任可以导致更好的财务决策。最终，负责任的借款和还款实践有助于促进更健康的经济，造福所有相关利益方。通过教育自己了解债务人的性质及其与债权人的关系，我们可以培养一个更为知情和韧性的金融环境。