annualised

简明释义

英[ˈæn.ju.ə.laɪzd]美[ˈæn.ju.ə.laɪzd]

adj. 年度的

v. 按年计算（annualise 的过去式和过去分词）

英英释义

单词用法

同义词

反义词

例句

1.Industrial output jumped by an astonishing annualised rate of 89%.

它的工业产出以令人震惊的89%的年率跃升。

2.Unit labour costs have fallen at an annualised 2% rate, the steepest cumulative decline since the 1950s.

年化单位劳动力成本增长率跌落到仅有2%，这是自1950年代以来的最急剧的累积下滑。

3.The previous quarter's horrendous fall was itself revised downward by more than two percentage points, to an annualised 14.4%.

数据修订时自己又给前一个季度的骇人跌幅加上超过两个百分点，年度下跌达到14.4%。

4.According to Barclays Capital, the annualised real return since the start of 2003 has been a meagre 1%.

据巴克莱资本的计算，自2003年以来，其年化真实回报率仅为1%。

5.South Korea's GDP grew by an annualised 10% in the second quarter.

韩国第二季度的年平均GDP增长了10%。

6.In the three months to July reserves held at the central bank rose at an annualised rate of 1,968%.

在截止到七月的三个月里，中央银行储备就增长了1968%，与年率一样多。

7.Britain's GDP rose by 0.5% in the first quarter, an annualised rate of 2%.

英国GDP第一季度上升了0.5%，按年度计算上升为2%。

8.The previous quarter's horrendous fall was itself revised downward by more than two percentage points, to an annualised 14.4%.

数据修订时自己又给前一个季度的骇人跌幅加上超过两个百分点，年度下跌达到14.4%。

9.Investors often look for annualised 年化 returns to evaluate the performance of their portfolios.

投资者通常寻找年化收益率来评估他们投资组合的表现。

10.The annualised 年化 inflation rate has been stable at around 2% for the past year.

过去一年年化通货膨胀率保持在约2%的稳定水平。

11.The company reported an annualised 年化 growth rate of 15% for the last quarter.

公司报告了上个季度15%的年化增长率。

12.To compare different investment options, it’s helpful to look at their annualised 年化 returns.

为了比较不同的投资选项，查看它们的年化收益是很有帮助的。

13.The annualised 年化 interest rate on the loan is set at 5%.

贷款的年化利率设定为5%。

作文

Understanding the concept of annualised returns is crucial for investors who want to evaluate the performance of their investments over time. When we talk about annualised returns, we are essentially referring to the average annual return of an investment over a specific period, expressed as a percentage. This metric allows investors to compare the performance of different investments on a level playing field, irrespective of the time frame in which they were held. For instance, if you invested in a stock that increased your investment by 20% over two years, the annualised return would not simply be 20%. Instead, it would be calculated using a formula that takes into account the compounding effect of returns over the two years.To calculate the annualised return, one can use the formula: Annualised Return = [(Ending Value / Beginning Value) ^ (1 / Number of Years)] - 1.This formula provides a more accurate reflection of the investment's growth rate per year, allowing for better comparison with other investment opportunities. For example, if you started with $1,000 and ended with $1,500 after three years, your annualised return would be approximately 14.47%. This means that, on average, your investment grew by 14.47% each year.Moreover, understanding annualised returns is vital not only for stocks but also for various other investment vehicles such as bonds, mutual funds, and real estate. Each of these investments may have different risk profiles and time horizons, but having a standardized way to express returns helps investors make informed decisions.It is important to note that while annualised returns provide valuable insights, they do not account for the volatility of the investment. An investment might show a high annualised return, but if it comes with significant fluctuations, it may not be suitable for all investors. Therefore, it is essential to consider both the annualised return and the risk associated with the investment. In conclusion, the term annualised is a key concept in finance that refers to the average yearly return of an investment, adjusted for the effects of compounding. By understanding how to calculate and interpret annualised returns, investors can better assess their investment strategies and make more informed choices. Whether you are a seasoned investor or just starting, grasping the significance of annualised returns can greatly enhance your financial literacy and decision-making skills.

理解年化收益的概念对于希望评估投资表现的投资者至关重要。当我们谈论年化收益时，我们实际上是指在特定时间段内，投资的平均年收益率，以百分比表示。这个指标使投资者能够在不同投资之间进行公平比较，无论其持有的时间框架如何。例如，如果你投资了一只股票，在两年内使你的投资增长了20%，则年化收益并不仅仅是20%。相反，它将通过一种考虑到收益复利效应的公式来计算。要计算年化收益，可以使用以下公式：年化收益 = [(结束值 / 开始值) ^ (1 / 年数)] - 1。这个公式提供了投资每年的增长率的更准确反映，使得与其他投资机会的比较更加合理。例如，如果你以1000美元开始，经过三年后变为1500美元，你的年化收益将大约为14.47%。这意味着，你的投资每年平均增长了14.47%。此外，理解年化收益对于股票以外的各种其他投资工具也至关重要，例如债券、共同基金和房地产。这些投资可能具有不同的风险特征和时间范围，但拥有一种标准化的方式来表达收益有助于投资者做出明智的决策。需要注意的是，虽然年化收益提供了有价值的见解，但它们并不考虑投资的波动性。一项投资可能显示出高的年化收益，但如果伴随着显著的波动，可能并不适合所有投资者。因此，考虑年化收益和与投资相关的风险同样重要。总之，年化这一术语是金融中的一个关键概念，指的是经过复利调整后的投资平均年收益率。通过理解如何计算和解释年化收益，投资者可以更好地评估自己的投资策略，并做出更明智的选择。无论你是经验丰富的投资者还是刚刚起步，掌握年化收益的重要性都能极大提高你的金融素养和决策能力。