reinsured

简明释义

英[ˌriːɪnˈʃʊəd]美[ˌriɪnˈʃʊrd]

v. 再给……保险（reinsure 的过去式和过去分词）

英英释义

单词用法

同义词

反义词

例句

1.Some liabilities will, however, have been reinsured through the London market.

但一些理赔责任已通过伦敦市场进行了再保险。

2.Insurance will cover around a quarter of the total bill, and is mostly reinsured abroad.Mr pin.

其次，保险支付了近四分之一的损失，其中大部分是国外的再险。

3.The insurance has been undertaken jointly by the three famous insurance companies in China, and it has been reinsured and co-insured by the reinsurance companies at home and abroad.

最后选定国内著名的三家保险公司共保，并由国内、外再保险公司进行分保和再保。

4.The insurance has been undertaken jointly by the three famous insurance companies in China, and it has been reinsured and co-insured by the reinsurance companies at home and abroad.

最后选定国内著名的三家保险公司共保，并由国内、外再保险公司进行分保和再保。

5.The smaller insurer reinsured its liabilities to ensure it could cover claims.

小型保险公司再保险了其责任，以确保能够支付索赔。

6.The government program was reinsured to help stabilize the insurance market.

该政府项目被再保险以帮助稳定保险市场。

7.The insurance company has successfully reinsured its high-risk policies to mitigate potential losses.

保险公司成功地再保险了其高风险保单，以减少潜在损失。

8.After evaluating the risks, they decided to reinsured their portfolio with a larger firm.

在评估风险后，他们决定将其投资组合再保险给一家更大的公司。

9.By reinsured their commercial property, the business owner felt more secure.

通过再保险他们的商业财产，企业主感到更加安全。

作文

In the world of finance and risk management, the concept of insurance plays a crucial role in protecting individuals and businesses from unforeseen events. However, the complexities of risk often require additional layers of security, leading to the practice of reinsurance. Reinsurance is essentially insurance for insurance companies, allowing them to mitigate their risks by transferring a portion of their liabilities to another insurer. This process not only strengthens the financial stability of the primary insurer but also enhances the overall resilience of the insurance market. When an insurance company decides to spread its risk, it may choose to work with a reinsurance company that will accept some of the risks associated with the policies they have issued. In this context, the term reinsured (再保险) comes into play, referring to the original insurer that has transferred some of its risk to a reinsurer. The need for reinsurance arises from the unpredictable nature of certain events, such as natural disasters, large-scale accidents, or catastrophic losses. For instance, if an insurance company has issued numerous homeowners' policies in a region prone to hurricanes, it may face significant financial strain if a hurricane strikes. To protect itself, the insurer can purchase reinsurance, effectively sharing the potential losses with the reinsurer. This arrangement allows the primary insurer to maintain its solvency and continue providing coverage to its clients without the fear of overwhelming losses. Moreover, the process of being reinsured (再保险) can lead to more competitive insurance rates for consumers. By managing their risk more effectively through reinsurance, insurers can reduce the likelihood of needing to raise premiums. This is particularly beneficial for policyholders who rely on affordable coverage. Additionally, reinsurance fosters innovation within the insurance industry by encouraging insurers to explore new markets and offer novel products, knowing they have a safety net in place. Reinsurance can take various forms, including treaty reinsurance and facultative reinsurance. Treaty reinsurance involves a standing agreement between the insurer and reinsurer, where the reinsurer automatically accepts a specified portion of the insurer's risk. On the other hand, facultative reinsurance is negotiated on a case-by-case basis, allowing insurers to seek reinsurance for specific policies or risks. Regardless of the method, the end goal remains the same: to ensure that the primary insurer is adequately protected against significant losses. In conclusion, the role of reinsurance in the insurance industry cannot be overstated. The ability to transfer risk through reinsurance arrangements enables insurers to remain stable and competitive in a volatile market. As such, understanding the concept of reinsured (再保险) is essential for anyone involved in finance, risk management, or insurance. It highlights the interconnectedness of the industry and the importance of safeguarding against potential catastrophes. As we move forward in an increasingly uncertain world, the practice of reinsurance will undoubtedly play a vital role in maintaining the integrity and reliability of the insurance sector.

在金融和风险管理的世界中，保险的概念在保护个人和企业免受不可预见事件的影响方面发挥着至关重要的作用。然而，风险的复杂性往往需要额外的安全层，这导致了再保险的实践。再保险本质上是对保险公司的保险，使其能够通过将部分责任转移给另一家保险公司来减轻风险。这一过程不仅增强了原保险公司的财务稳定性，还提高了整体保险市场的韧性。当一家保险公司决定分散其风险时，它可能会选择与一家再保险公司合作，该公司将接受与其已发行的保单相关的一部分风险。在这种情况下，术语reinsured（再保险）开始发挥作用，指的是将部分风险转移给再保险公司的原始保险公司。再保险的必要性源于某些事件的不可预测性，例如自然灾害、大规模事故或灾难性损失。例如，如果一家保险公司在一个易受飓风袭击的地区发放了大量房主保单，那么如果飓风袭击，该公司可能面临巨大的财务压力。为了保护自己，保险公司可以购买再保险，有效地与再保险公司分享潜在的损失。这种安排使原保险公司能够维持其偿付能力，并继续向客户提供保障，而不必担心巨额损失。此外，被reinsured（再保险）的过程可以为消费者带来更具竞争力的保险费率。通过更有效地管理风险，保险公司可以降低提高保费的可能性。这对依赖负担得起的保障的投保人尤其有利。此外，再保险还通过鼓励保险公司探索新市场和提供新产品来促进保险行业的创新，因为他们知道有一个安全网在保护他们。再保险可以采取多种形式，包括协议再保险和临时再保险。协议再保险涉及保险公司和再保险公司之间的长期协议，其中再保险公司自动接受保险公司一定比例的风险。另一方面，临时再保险是逐案谈判的，允许保险公司为特定保单或风险寻求再保险。无论方法如何，最终目标仍然相同：确保原保险公司在重大损失面前得到充分保护。总之，再保险在保险行业中的作用不可低估。通过再保险安排转移风险的能力使保险公司能够在动荡的市场中保持稳定和竞争力。因此，理解reinsured（再保险）的概念对于任何参与金融、风险管理或保险的人来说都是至关重要的。它突显了行业之间的相互联系以及保护自己免受潜在灾难的重要性。随着我们在一个日益不确定的世界中前进，再保险的实践无疑将在维护保险部门的完整性和可靠性方面发挥重要作用。