policyholder

简明释义

英[ˈpɒləsihəʊldə(r)]美[ˈpɑːləsihoʊldər]

n. 投保人；保险客户

复 数 p o l i c y h o l d e r s

英英释义

单词用法

同义词

反义词

例句

1.Please note that if the above claim application is approved, the claim payment will be paid by cheque to the Policyholder.

赔偿申请一经核准，赔偿金额将会以支票形式支付予保单持有人。

2.Any changes should be initialed by the Policyholder.

任何答案如有更改，敬请保单持有人在旁签署。

3.The individual policyholder must have an insurable interest.

个人保险客户必须拥有保险利益。

4.As part of the underwriting process for insurance, each prospective policyholder is tested for high blood pressure.

作为保单处理流程的一部分，每位预期的客户都被要求进行高血压检查。

5.It is the obligation of every policyholder to pay the premium.

保险费是保险人的收入来源，支付保费是投保人的基本义务。

6.A prospective policyholder with numerous speeding tickets is more likely than a safer driver to end up with a sports injury.

与谨慎开车的投保人相比，一位有大量超速罚单的潜在投保人很可能死于运动创伤。

7.When a policyholder has a loss, he or she asks for payment from the insurance company.

当投保人遭受损失后，他们要求保险公司支付损失。

8.The insurance company notified the policyholder that their premium was due soon.

保险公司通知投保人他们的保费即将到期。

9.If the policyholder passes away, the beneficiaries will receive the death benefit.

如果投保人去世，受益人将获得死亡赔偿金。

10.As a policyholder, you have the right to file a claim for damages.

作为一个投保人，你有权申请赔偿损失。

11.The policyholder must provide accurate information when applying for coverage.

在申请保险时，投保人必须提供准确的信息。

12.Every policyholder should review their policy annually to ensure adequate coverage.

每位投保人都应每年审查其保单，以确保保障充分。

作文

Understanding the role of a policyholder is crucial for anyone looking to navigate the world of insurance. A policyholder is an individual or entity that owns an insurance policy, which is a contract between the insurer and the insured. This contract outlines the terms under which the insurer agrees to provide financial protection against specific risks in exchange for regular premium payments. In essence, the policyholder is the person who is protected by the insurance policy and has the right to make claims when necessary.Being a policyholder comes with various responsibilities and rights. One of the primary responsibilities is to pay the premiums on time. Failure to do so can result in the cancellation of the policy, leaving the policyholder without coverage when they need it most. Additionally, a policyholder must provide accurate information during the application process and throughout the life of the policy. Misrepresentation or failure to disclose relevant information can lead to denial of claims or even cancellation of the policy.On the flip side, being a policyholder also provides certain rights. For instance, a policyholder has the right to receive clear information regarding their policy, including coverage limits, exclusions, and the claims process. They also have the right to file a claim and expect it to be processed fairly and promptly. If a policyholder feels that their claim has been unjustly denied, they have the option to appeal the decision or seek assistance from regulatory bodies.Moreover, understanding the different types of insurance policies available is essential for a policyholder. There are various forms of insurance, including health, auto, home, and life insurance, each serving different purposes. A policyholder should assess their needs carefully and choose a policy that offers adequate protection based on their circumstances.In recent years, the insurance industry has seen significant changes, particularly with the rise of digital technologies. Many policyholders now manage their policies online, making it easier to access information, pay premiums, and file claims. However, this shift also means that policyholders must be vigilant about protecting their personal information, as cyber threats can jeopardize their sensitive data.The relationship between a policyholder and their insurer is built on trust. The policyholder trusts that the insurer will honor the terms of the policy and provide support in times of need. Conversely, the insurer relies on the policyholder to uphold their end of the agreement by paying premiums and providing truthful information. This mutual trust is vital for a successful insurance experience.In conclusion, being a policyholder is not just about having insurance coverage; it involves understanding the intricacies of the insurance contract, fulfilling obligations, and exercising rights. Whether it's for health, property, or life, the role of a policyholder is fundamental in ensuring financial security and peace of mind. As individuals navigate their insurance needs, being informed and proactive can lead to better outcomes and a more satisfying relationship with their insurer.

理解投保人的角色对于任何希望在保险领域中航行的人来说都是至关重要的。投保人是拥有保险单的个人或实体，这是一份保险公司与被保险人之间的合同。该合同概述了保险公司同意在特定风险下提供财务保护的条款，以换取定期的保费支付。从本质上讲，投保人是受保险单保护的人，并有权在必要时提出索赔。作为投保人，有各种责任和权利。其中一项主要责任是按时支付保费。如果未能做到这一点，可能会导致保单的取消，使投保人在最需要的时候失去保障。此外，投保人必须在申请过程中以及在保单的整个生命周期内提供准确的信息。虚假陈述或未能披露相关信息可能导致索赔被拒绝，甚至保单被取消。另一方面，成为投保人也赋予某些权利。例如，投保人有权获得有关其保单的明确信息，包括保障限额、排除条款和索赔流程。他们还有权提出索赔并期望其得到公平及时的处理。如果投保人认为其索赔被不公正地拒绝，他们可以选择对该决定提出上诉或寻求监管机构的帮助。此外，了解可用的不同类型的保险政策对投保人至关重要。保险有多种形式，包括健康、汽车、住房和人寿保险，每种保险都有不同的目的。投保人应仔细评估自己的需求，并选择根据其情况提供足够保护的保单。近年来，保险行业经历了重大变化，特别是数字技术的兴起。许多投保人现在在线管理他们的保单，使访问信息、支付保费和提交索赔变得更加容易。然而，这一变化也意味着投保人必须警惕保护他们的个人信息，因为网络威胁可能会危及他们的敏感数据。投保人与其保险公司之间的关系建立在信任之上。投保人相信保险公司将遵守保单条款，并在需要时提供支持。相反，保险公司依赖投保人履行协议，支付保费并提供真实信息。这种相互信任对于成功的保险体验至关重要。总之，成为投保人不仅仅是拥有保险保障；它涉及理解保险合同的复杂性、履行义务和行使权利。无论是健康、财产还是生命，投保人的角色在确保财务安全和内心平静方面是基础性的。当个人处理他们的保险需求时，保持知情和主动可以带来更好的结果，并与保险公司建立更令人满意的关系。