mensual

简明释义

英[ˈmɛn.sju.əl]美[ˈmɛn.sju.əl]

adj. 每月的

n. 月刊

adv. 每月一次

英英释义

单词用法

同义词

反义词

例句

1.Me suscribí a una revista mensual.

我订阅了月刊。

2.Me suscribí a una revista mensual.

我订阅了月刊。

3.La cuota mensual de la hipoteca es bastante alta.

房贷的月度还款额相当高。

4.El club tiene una cuota mensual que los miembros deben pagar.

这个俱乐部有一个会员必须支付的月度会费。

5.Es importante revisar el informe mensual de gastos.

定期检查月度开支报告是很重要的。

6.El salario se paga de forma mensual a todos los empleados.

所有员工的工资都是以月度形式支付的。

7.Mi amigo recibe una revista mensual sobre tecnología.

我的朋友收到一本关于科技的月度杂志。

作文

In today's fast-paced world, managing finances is crucial for maintaining a stable lifestyle. One important aspect of financial management is understanding and planning for mensual (每月的) expenses. These are the recurring costs that individuals face every month, such as rent, utilities, groceries, and transportation. By analyzing these mensual (每月的) expenses, one can create a budget that helps in tracking spending and saving effectively.To start, it is essential to list all mensual (每月的) expenses. This includes fixed costs like mortgage or rent, which remain constant each month, as well as variable expenses such as dining out or entertainment, which can fluctuate. Understanding these categories allows individuals to see where their money is going and identify areas where they can cut back.For example, if someone realizes that they are spending a significant amount on mensual (每月的) dining out, they might decide to reduce this expense by cooking at home more often. This not only saves money but can also lead to healthier eating habits. Similarly, reviewing mensual (每月的) utility bills can reveal opportunities to save energy and lower costs, such as turning off lights when not in use or using energy-efficient appliances.Another critical component of managing mensual (每月的) expenses is setting aside money for savings. Financial experts recommend saving at least 20% of one’s income each month. This can be challenging, especially when faced with numerous mensual (每月的) bills, but prioritizing savings can lead to long-term financial security. Setting up an automatic transfer to a savings account right after receiving a paycheck can help ensure that savings become a regular part of the financial routine.Moreover, it is beneficial to review and adjust the budget regularly. Life circumstances change, and so do mensual (每月的) expenses. For instance, a job change may lead to a different income level, or a new family member may increase household costs. By staying aware of these changes, individuals can adapt their budgets accordingly, ensuring they remain on track with their financial goals.Additionally, understanding the concept of mensual (每月的) expenses can aid in planning for larger financial commitments. For instance, if someone wishes to buy a car, they must consider the mensual (每月的) payments, insurance, fuel, and maintenance costs. This comprehensive view allows for better decision-making and prevents financial strain.In conclusion, grasping the significance of mensual (每月的) expenses is vital for effective financial management. By categorizing and monitoring these costs, individuals can create a realistic budget that supports their lifestyle while allowing for savings and future investments. Regularly revisiting the budget ensures that one remains adaptable to life’s changes. Ultimately, being proactive about mensual (每月的) expenses leads to greater financial stability and peace of mind.

在当今快节奏的世界中，管理财务对于维持稳定的生活方式至关重要。财务管理的一个重要方面是理解和规划mensual（每月的）支出。这些是个人每个月面临的经常性费用，例如租金、水电费、杂货和交通费。通过分析这些mensual（每月的）支出，人们可以制定预算，以帮助有效地跟踪支出和储蓄。首先，列出所有mensual（每月的）支出是至关重要的。这包括固定成本，如抵押贷款或租金，这些费用每月保持不变，还有可变费用，如外出就餐或娱乐，这些费用可能会波动。了解这些类别使个人能够看到他们的钱花在哪里，并识别可以削减的领域。例如，如果有人意识到他们在mensual（每月的）外出就餐上花费了大量资金，他们可能会决定通过更多地在家做饭来减少这项支出。这不仅节省了金钱，还可以导致更健康的饮食习惯。同样，审查mensual（每月的）水电费可以揭示节省能源和降低成本的机会，例如在不使用时关闭灯光或使用节能电器。管理mensual（每月的）支出的另一个关键组成部分是为储蓄留出资金。金融专家建议每月至少储蓄20%的收入。这可能是具有挑战性的，尤其是在面临众多mensual（每月的）账单时，但优先考虑储蓄可以带来长期的财务安全。设置在收到工资后自动转账到储蓄账户，可以帮助确保储蓄成为财务常规的一部分。此外，定期审查和调整预算是有益的。生活情况会发生变化，mensual（每月的）支出也会如此。例如，换工作可能导致收入水平不同，或者新家庭成员可能增加家庭开支。通过保持对这些变化的关注，个人可以相应地调整预算，确保他们在财务目标上保持正轨。此外，理解mensual（每月的）支出的概念可以帮助规划更大的财务承诺。例如，如果某人希望购买汽车，他们必须考虑mensual（每月的）付款、保险、燃料和维护成本。这种全面的视角有助于更好的决策，防止财务压力。总之，掌握mensual（每月的）支出的重要性对于有效的财务管理至关重要。通过分类和监控这些费用，个人可以制定现实的预算，支持他们的生活方式，同时允许储蓄和未来投资。定期重新审视预算确保个人能够适应生活的变化。最终，主动管理mensual（每月的）支出可以带来更大的财务稳定性和内心的平静。