loaning

简明释义

英[ˈləʊnɪŋ]美[ˈloʊnɪŋ]

n. 田间小路；村边空地

英英释义

单词用法

同义词

反义词

例句

1.In this winter transfer window I can honestly say I do not have any other offers for him - not buying or loaning.

在这个冬季转会窗，我可以诚实地说，我没有收到任何其他对他的报价-不管是转会还是租借。

2.They also should take a proper loaning period to effectively avoid happening of private housing credit risks.

调节贷款期限，寻找最优房贷期限以有效降低住房贷款违约的发生。

3.Who wants to keep loaning money to a deadbeat nation that can't pay its bills?

谁想保持一个赖账的民族国家的钱不能支付其的钞票?。

4.No, no, because loaning money to come out or to borrow the name of, so is your money, and money, debt relationship without any change.

完全不需要，也完全没有用，因为垫资的钱还是要以借款的名义抽出来，所以就是你还钱，又借钱，债权债务关系没有任何改变。

5.It is my phone. I bought it. I pay for it. I am loaning it to you. Aren't I the greatest?

这是我的手机，是我买的，我付的钱。我现在把它先借给你，我是不是很伟大？

6.We hit Florida's Redland region to pick up a pair of collectible cars (Mom wound up loaning them to the makers of Miami Vice).

我们还在佛罗里达的雷德兰区域找到了一对藏品汽车(妈妈兴奋的将其借给了迈阿密风云的制作人)。

7.Instead of loaning it to you, they might be glad to give it to you.

他们可能更乐意送给你而不是借给你。

8.You are essentially loaning your money to a bank that will, in turn, repay you with interest at the end of the term.

本质上来讲，就是你借钱给银行，作为回报，它在存款到期时付给你利息。

9.Finally, I decide to toss the "loaning funds" use case.

最后，我决定抛开“贷款”用例。

10.The school is loaning laptops to students who do not have access to technology at home.

学校正在向没有技术设备的学生借出笔记本电脑。

11.He is loaning his car to his brother while he is on vacation.

他在度假期间借出他的车给弟弟。

12.She is loaning her friend some books for the summer vacation.

她正在为暑假借出一些书给朋友。

13.The bank is currently loaning money to small businesses at a low interest rate.

银行目前正在以低利率贷款给小企业。

14.The library has a policy of loaning out materials for three weeks.

图书馆有一项政策，借出材料的时间为三周。

作文

In today's fast-paced world, the concept of loaning (借贷) has become increasingly significant. It plays a crucial role in both personal finance and the broader economy. Understanding how loaning works is essential for anyone looking to manage their finances effectively or make informed decisions about borrowing money. Firstly, let’s explore what loaning means. At its core, loaning refers to the act of lending money to someone with the expectation that it will be paid back, usually with interest. This can take many forms, from personal loans between friends to large sums borrowed by corporations or governments. The terms of loaning can vary widely, including the interest rate, repayment schedule, and consequences of default. One of the most common types of loaning is the personal loan. Individuals often find themselves in situations where they need extra cash, whether for unexpected expenses, home improvements, or consolidating debt. In these cases, loaning can provide a necessary financial lifeline. However, it is vital for borrowers to understand the implications of taking out a loan. High-interest rates can lead to a cycle of debt that is challenging to escape, making it essential to borrow responsibly. Moreover, loaning also occurs on a larger scale, such as in the case of mortgages. A mortgage is a type of secured loan where the property itself serves as collateral. This form of loaning allows individuals to purchase homes without having to pay the full price upfront. While this can make homeownership more accessible, it also comes with long-term financial commitments that must be carefully considered. On the business side, loaning is vital for growth and expansion. Companies often need to borrow money to invest in new projects, purchase equipment, or hire additional staff. By securing loans, businesses can leverage their current assets to generate more revenue. However, just like individuals, companies must be cautious about how much they borrow and ensure they have a solid plan for repayment. The impact of loaning extends beyond individual borrowers and businesses; it also affects the economy as a whole. When banks and financial institutions engage in loaning, they stimulate economic activity by providing the necessary capital for consumers and businesses to spend and invest. This process can lead to job creation and overall economic growth. However, if loaning becomes too lax, it can result in financial crises, as seen during the 2008 recession when excessive borrowing led to widespread defaults. In conclusion, loaning (借贷) is a fundamental aspect of modern financial systems, impacting individuals, businesses, and the economy at large. Understanding the nuances of loaning is crucial for making informed financial decisions. Whether you are considering taking out a personal loan, applying for a mortgage, or seeking funds for a business venture, being aware of the risks and responsibilities associated with loaning is essential. With careful planning and responsible borrowing, loaning can be a powerful tool for achieving financial goals and fostering economic growth.

在当今快节奏的世界中，借贷（loaning）的概念变得越来越重要。它在个人财务和更广泛的经济中扮演着关键角色。理解借贷的运作方式对于任何希望有效管理财务或在借款时做出明智决策的人来说都是至关重要的。首先，让我们探讨一下借贷的含义。从本质上讲，借贷是指将钱借给某人，并期望其偿还，通常还要支付利息。这可以有多种形式，从朋友之间的个人贷款到公司或政府借入的大额资金。借贷的条款可以有很大差异，包括利率、还款计划和违约的后果。最常见的借贷类型之一是个人贷款。个人经常会遇到需要额外现金的情况，无论是应对意外支出、改善家居还是合并债务。在这些情况下，借贷可以提供必要的财务支持。然而，借款人必须理解借款的影响。高利率可能导致难以摆脱的债务循环，因此负责任地借款至关重要。此外，借贷也发生在更大范围内，例如抵押贷款的情况。抵押贷款是一种有担保的贷款，其中财产本身作为抵押。这种形式的借贷使个人能够在不必一次性支付全款的情况下购买房屋。虽然这可以使购房更加可及，但它也伴随着必须仔细考虑的长期财务承诺。在商业方面，借贷对增长和扩展至关重要。公司通常需要借款来投资新项目、购买设备或雇佣额外员工。通过获得贷款，公司可以利用现有资产来产生更多收入。然而，就像个人一样，公司也必须谨慎对待借款的金额，并确保他们有切实的还款计划。借贷的影响不仅限于个人借款人和企业；它还影响整个经济。当银行和金融机构进行借贷时，它们通过为消费者和企业提供必要的资本来刺激经济活动。这一过程可以导致创造就业机会和整体经济增长。然而，如果借贷变得过于宽松，可能会导致金融危机，正如2008年经济衰退期间所见，过度借款导致了广泛的违约。总之，借贷（loaning）是现代金融体系的基本方面，影响个人、企业和整个经济。理解借贷的细微差别对于做出明智的财务决策至关重要。无论您是在考虑申请个人贷款、申请抵押贷款，还是寻求商业投资资金，了解与借贷相关的风险和责任都是必不可少的。通过谨慎规划和负责任的借款，借贷可以成为实现财务目标和促进经济增长的强大工具。