savings

简明释义

英[ˈseɪvɪŋz]美[ˈseɪvɪŋz]

n. 储蓄；存款；救助；节省物（saving 的复数形式）

英英释义

单词用法

同义词

反义词

例句

1.She was tricked out of her life savings.

她被骗走了一生的积蓄。

2.Legal costs had eaten up all the savings she had.

诉讼费耗掉了她所有的积蓄。

3.When I put down the phone, my savings were gone.

当我放下电话时，我的存款不见了。

4.He invested his life savings in his daughter's business.

他把一生的积蓄投资到了女儿的企业。

5.The film company collapsed, leaving Chris jobless and minus his life savings.

这家电影公司垮了，使克里斯失业了，同时也失去了他的生活积蓄。

6.Just when she was ready to dip into her savings, Greg hastened to her rescue.

就在她准备动用积蓄时，格雷格赶来救了她的急。

7.Even small savings, 5 cents here or 10 cents there, can add up.

即使少量的节省，这儿5美分那儿10美分，也能积少成多。

8.He used his savings to buy a new car.

他用他的储蓄买了一辆新车。

9.I opened a new bank account to start building my savings.

我开了一个新银行账户来开始积累我的储蓄。

10.They are planning a vacation using their savings from last year.

他们计划利用去年的储蓄去度假。

11.It's important to have an emergency fund in your savings.

在你的储蓄中有一个应急基金是很重要的。

12.She put her savings into a high-interest savings account.

她把自己的储蓄存入了一个高利率的储蓄账户。

作文

In today's fast-paced world, the concept of savings (储蓄) has become increasingly important for individuals and families alike. With rising costs of living and unpredictable economic conditions, having a financial cushion is essential for achieving long-term goals and ensuring stability in times of crisis. This essay will explore the significance of savings (储蓄), various strategies to build it, and the impact it has on our lives.First and foremost, savings (储蓄) serve as a safety net. Life is full of unexpected events, such as medical emergencies, job loss, or urgent home repairs. Without adequate savings (储蓄), these situations can lead to significant stress and financial strain. By setting aside a portion of our income regularly, we can prepare ourselves for such unforeseen circumstances. This not only provides peace of mind but also allows us to make more informed decisions without the pressure of immediate financial constraints.Moreover, savings (储蓄) play a crucial role in achieving personal goals. Whether it's buying a house, funding a child's education, or planning for retirement, having a solid financial base is vital. When we have savings (储蓄), we can invest in opportunities that enhance our quality of life. For instance, a family may want to take a vacation, and having enough savings (储蓄) allows them to enjoy this experience without accumulating debt. Thus, savings (储蓄) empower us to pursue our aspirations and live life to the fullest.Building savings (储蓄) requires discipline and strategic planning. One effective method is to create a budget that allocates a specific percentage of income to savings (储蓄) each month. This practice not only helps track spending but also ensures that savings (储蓄) are prioritized. Additionally, automating transfers to a savings account can simplify the process, making it easier to commit to saving consistently. Another important aspect of savings (储蓄) is understanding the difference between short-term and long-term goals. Short-term savings (储蓄) might be for immediate needs, such as an emergency fund, while long-term savings (储蓄) could be aimed at retirement or major purchases. By categorizing our savings (储蓄), we can better manage our finances and ensure that we are prepared for both present and future needs.Furthermore, it is essential to recognize the role of interest rates and investment options in growing our savings (储蓄). Simply keeping money in a low-interest savings account may not yield significant growth over time. Exploring various investment avenues, such as stocks, bonds, or mutual funds, can help increase our savings (储蓄) potential. However, it is crucial to assess risk tolerance and seek professional advice if necessary.In conclusion, the importance of savings (储蓄) cannot be overstated. It acts as a buffer against life's uncertainties, facilitates the achievement of personal goals, and allows us to invest in our future. By adopting effective saving strategies and understanding the dynamics of financial management, we can cultivate a robust savings habit that benefits us throughout our lives. Ultimately, fostering a culture of savings (储蓄) within our families and communities can lead to greater financial security and well-being for all.

在当今快速发展的世界中，savings（储蓄）的概念对于个人和家庭来说变得越来越重要。随着生活成本的上升和经济状况的不确定性，拥有一个财务缓冲是实现长期目标和确保在危机时期稳定的基本条件。本文将探讨savings（储蓄）的重要性、建立savings（储蓄）的各种策略以及其对我们生活的影响。首先，savings（储蓄）作为安全网。生活充满了意外事件，例如医疗紧急情况、失业或紧急房屋维修。如果没有足够的savings（储蓄），这些情况可能会导致重大压力和财务负担。通过定期将一部分收入存入savings（储蓄），我们可以为这些无法预见的情况做好准备。这不仅提供了心理上的安宁，还使我们在没有立即财务压力的情况下做出更明智的决策。此外，savings（储蓄）在实现个人目标方面发挥着至关重要的作用。无论是购买房屋、资助孩子的教育还是计划退休，拥有坚实的财务基础都是至关重要的。当我们有了savings（储蓄）时，我们可以投资于提升生活质量的机会。例如，一个家庭可能想要度假，而有足够的savings（储蓄）使他们能够享受这一经历而不积累债务。因此，savings（储蓄）使我们能够追求自己的愿望，充分享受生活。建立savings（储蓄）需要纪律和战略规划。一种有效的方法是制定预算，每月分配特定比例的收入用于savings（储蓄）。这一做法不仅有助于跟踪支出，还确保优先考虑savings（储蓄）。此外，将转账自动化到储蓄账户可以简化过程，使得持续存款变得更加容易。savings（储蓄）的另一个重要方面是理解短期和长期目标之间的区别。短期savings（储蓄）可能是为了即时需求，例如应急基金，而长期savings（储蓄）则可能是针对退休或重大购买。通过对我们的savings（储蓄）进行分类，我们可以更好地管理财务，确保我们为当前和未来的需求做好准备。此外，认识到利率和投资选择在增长我们的savings（储蓄）中的作用也是至关重要的。仅仅将钱存入低利息的储蓄账户可能不会随着时间的推移带来显著的增长。探索各种投资渠道，例如股票、债券或共同基金，可以帮助提高我们的savings（储蓄）潜力。然而，评估风险承受能力并在必要时寻求专业建议是至关重要的。总之，savings（储蓄）的重要性不容忽视。它充当了生活不确定性的缓冲，促进了个人目标的实现，并使我们能够投资于未来。通过采取有效的储蓄策略并理解财务管理的动态，我们可以培养一种强大的储蓄习惯，这将使我们终生受益。最终，在我们的家庭和社区中培养储蓄文化可以为所有人带来更大的财务安全和福祉。