repayable

简明释义

英[rɪˈpeɪəbl]美[rɪˈpeɪəbl]

adj. 可偿还的；可报复的

英英释义

单词用法

同义词

反义词

例句

1.Loans are often liabilities of ultimate borrowers, are usually repayable by the end of some predetermined period, and carry an obligation to pay interest.

贷款对最终借款人而言通常是负债，在某一事先确定的期限结束前需要偿还，并且负有支付利息的责任。

2.The outstanDing balances with subsidiaries are unsecured, non-interest bearing and not repayable within the next twelve months.

应收；应付附属公司款项为无抵押，免息且不必于十二个月内偿还。

3.If he does this, however, his existing student loans will become immediately repayable.

可是，如果退了学，就要立即归还现有的贷款。

4.The advantage of debentures of british conpanies is that they carry lower interest rates than , e . g . overdraft and are usually repayable a long time into the furture.

英国企业的债券的优点是，它们利息低，例如比银行透支借贷的利息要低，而且偿还期经常可以拖得很长很长。

5.Each Utilisation of the Loan shall constitute a legal, valid and binding obligation of the Borrower, repayable in accordance with the terms of this Agreement.

各贷款提款均构成借款人的合法、有效及有约束力的义务，且均必须按照本协议之条款进行偿还。

6.It is effectively a tax on bank borrowings from the market, with short-term funds carrying twice the charge (0.04% next year, 0.07% thereafter) of those that are repayable after more than one year.

这个银行税实际上是从市场上借贷的短期资金，需要支付两倍那些经过一年多偿还的费用(第二年0.04%，之后0.07%)。

7.The loan is interest free, unsecured and not repayable within one year.

该项贷款为免息贷款，并无抵押及并非一年内到期。

8.He suggested that loans for living costs should continue, alongside non-repayable maintenance grants for students from poor families.

他还建议要继续发放生活开支贷款，以及为困难家庭准备的无需偿还的援助。

9.The amounts are repayable by instalments.

这些金额可以分期偿还。

10.The loan is repayable in monthly installments.

这笔贷款是可偿还的，需要按月分期付款。

11.These bonds are repayable after ten years.

这些债券在十年后可偿还。

12.The company offers a repayable advance to help with cash flow issues.

公司提供可偿还的预付款，以帮助解决现金流问题。

13.The scholarship is not repayable, making it a great opportunity.

这个奖学金是非可偿还的，这是一个很好的机会。

14.Make sure you understand the terms of the repayable grant before applying.

在申请之前，确保你理解这个可偿还的补助金的条款。

作文

In today's world, financial literacy is of paramount importance. Many individuals find themselves in situations where they need to borrow money for various purposes, such as education, buying a home, or starting a business. When one borrows money, it is crucial to understand the terms associated with that loan, particularly the concept of a repayable loan. A repayable loan refers to an amount of money that must be returned to the lender within a specified timeframe, often along with interest. This means that the borrower has a legal obligation to pay back the borrowed sum, which can lead to significant implications if not managed properly.Understanding the nature of repayable loans is essential for anyone considering borrowing money. For example, student loans are a common type of repayable debt. Students often rely on these loans to finance their education, but they must remember that they will eventually need to start making payments after graduation. If they fail to do so, they may face penalties, damaged credit scores, and even legal action. Therefore, it is vital for students to budget their finances wisely and plan for their future repayments.Similarly, when purchasing a home, many buyers opt for a mortgage, which is another form of a repayable loan. Mortgages typically span several years, often 15 to 30, during which the homeowner must make monthly payments. These payments consist of both principal and interest, and failure to keep up with them can result in foreclosure. This highlights the importance of understanding the long-term commitment involved in repayable loans and the potential risks associated with them.Additionally, businesses may also seek repayable loans to fund their operations or expansion. However, business owners must conduct thorough research and ensure that their projected revenue can cover the repayment obligations. If a business fails to generate enough income to meet its repayable debt, it may face bankruptcy or closure. Thus, careful financial planning and forecasting are critical components of managing repayable loans in a business context.In conclusion, understanding the concept of repayable loans is vital for anyone considering borrowing money. Whether for personal needs like education and housing or for business purposes, borrowers must be aware of their obligations and the potential consequences of failing to repay their loans. By taking the time to educate themselves about repayable debts and creating a solid repayment plan, individuals can avoid the pitfalls associated with borrowing and work towards achieving their financial goals. Financial literacy not only empowers borrowers but also promotes responsible lending practices, ultimately benefiting the entire economy.

在当今世界，金融素养至关重要。许多人发现自己需要借钱来满足各种需求，例如教育、购房或创业。当一个人借钱时，理解与贷款相关的条款至关重要，特别是可偿还的贷款的概念。可偿还的贷款是指必须在特定时间内归还给贷方的金额，通常还包括利息。这意味着借款人有法律义务偿还借入的款项，如果管理不当，可能会导致重大后果。了解可偿还的贷款的性质对于任何考虑借款的人来说都是必不可少的。例如，学生贷款是一个常见的可偿还的债务类型。学生通常依赖这些贷款来资助他们的教育，但他们必须记住，毕业后最终需要开始还款。如果他们未能做到这一点，可能会面临罚款、信用评分受损甚至法律诉讼。因此，学生明智地预算财务并为未来的还款做好计划是至关重要的。同样，在购买房屋时，许多买家选择抵押贷款，这也是一种可偿还的贷款。抵押贷款通常持续数年，通常为15到30年，在此期间，房主必须每月还款。这些还款由本金和利息组成，未能按时还款可能会导致止赎。这突显了理解可偿还的贷款所涉及的长期承诺及其潜在风险的重要性。此外，企业也可能寻求可偿还的贷款来资助其运营或扩展。然而，企业主必须进行彻底的研究，并确保他们的预期收入能够覆盖还款义务。如果企业未能产生足够的收入来满足其可偿还的债务，可能会面临破产或关闭。因此，仔细的财务规划和预测是管理商业环境中可偿还的贷款的关键组成部分。总之，理解可偿还的贷款的概念对于任何考虑借款的人来说至关重要。无论是为了个人需求，如教育和住房，还是为了商业目的，借款人都必须意识到自己的义务以及未能偿还贷款的潜在后果。通过花时间了解可偿还的债务并制定合理的还款计划，个人可以避免与借款相关的陷阱，并努力实现他们的财务目标。金融素养不仅赋予借款人权力，还促进负责任的借贷实践，从而最终惠及整个经济。