budget

简明释义

英[ˈbʌdʒɪt]美[ˈbʌdʒɪt]

n. 预算；政府预算案

v. 制定预算，制定开支计划；计划，安排

adj. 廉价的，经济型的

复 数 b u d g e t s

第 三 人 称 单 数 b u d g e t s

现 在 分 词 b u d g e t i n g

过 去 式 b u d g e t e d

过 去 分 词 b u d g e t e d

英英释义

单词用法

同义词

反义词

例句

1.His council had had to perform miracles on a tiny budget.

他的委员会不得不靠一笔微薄的预算来创造奇迹。

2.Higher education is no longer immune to state budget cuts.

高等教育不再受州预算削减的影响。

3.Only a small portion of the budget is spent on books.

购书只占预算的一小部分。

4.India spends over a fifth of its budget on defence.

印度在国防上支出预算的五分之一以上。

5.The film's budget dictated a tough schedule.

该影片的预算决定了紧张的拍摄进度。

6.The movie was made on a shoestring budget.

这部电影是靠小额预算拍出来的。

7.There has been an underspend in the department's budget.

该部门的预算中出现了支出不足。

8.We have a very tight budget.

我们的预算很紧。

9.The project exceeded its budget by 20%.

该项目超出了其预算的20%。

10.Our company has set a strict budget for the marketing campaign.

我们公司为市场营销活动设定了严格的预算。

11.We need to review our budget before making any large purchases.

在进行任何大额购买之前，我们需要审查一下我们的预算。

12.She managed to save money by sticking to her budget.

她通过遵循自己的预算来节省钱。

13.I need to create a new budget for my monthly expenses.

我需要为我的每月开支制定一个新的预算。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and organizations. A well-structured financial plan can lead to success, while poor financial management can result in significant challenges. One of the most important aspects of financial planning is creating a budget (预算). A budget serves as a roadmap that helps individuals and businesses allocate their resources wisely, ensuring that they can meet their financial goals without overspending.To begin with, understanding what a budget is can help demystify the process of financial planning. At its core, a budget is an estimate of income and expenses over a specific period, typically a month or a year. It outlines how much money is expected to come in and how much will be spent, allowing for better control over finances. For individuals, a budget might include categories such as housing, food, transportation, entertainment, and savings. For businesses, it may encompass operational costs, marketing expenses, salaries, and investments.Creating a budget requires careful consideration of various factors. First, it is essential to track all sources of income. This includes salaries, freelance work, investment returns, and any other revenue streams. Once income is established, the next step is to list all fixed and variable expenses. Fixed expenses are those that remain constant each month, such as rent or mortgage payments, while variable expenses can fluctuate, like groceries and entertainment costs. By categorizing these expenses, individuals and businesses can gain a clearer picture of their financial situation.One of the key benefits of adhering to a budget is the ability to identify areas where one can cut back on spending. For instance, if someone realizes that they are spending a significant portion of their income on dining out, they can make a conscious effort to reduce this expense by cooking at home more often. Similarly, businesses can analyze their budget to find opportunities for cost reduction, which can lead to higher profits.Moreover, a budget encourages saving and investment. By setting aside a portion of income for savings, individuals can build an emergency fund or save for larger purchases, such as a home or a car. For businesses, a well-planned budget allows for reinvestment into the company, fostering growth and innovation.Another advantage of maintaining a budget is the peace of mind it provides. Knowing that there is a plan in place for managing finances can alleviate stress and anxiety related to money. Individuals who stick to their budget are often more confident in their financial decisions, while businesses that operate within their budget are better positioned to weather economic downturns.However, it is important to remember that a budget is not a static document; it should be reviewed and adjusted regularly. Life circumstances change, and so do financial situations. Whether it’s a job change, a new family member, or unexpected expenses, being flexible with a budget is essential for long-term financial health.In conclusion, a budget is an invaluable tool for managing finances effectively. It helps individuals and businesses track their income and expenses, identify areas for improvement, encourage saving, and reduce financial stress. By taking the time to create and adhere to a budget, anyone can achieve their financial goals and secure a more stable financial future.

在当今快节奏的世界中，有效管理财务对个人和组织来说至关重要。一个结构良好的财务计划可以导致成功，而糟糕的财务管理可能会导致重大挑战。财务规划中最重要的方面之一就是制定一个预算（预算）。预算作为一条路线图，帮助个人和企业明智地分配资源，确保他们能够实现财务目标而不超支。首先，理解预算是什么可以帮助揭开财务规划过程的神秘面纱。从本质上讲，预算是对特定时期内收入和支出的估计，通常为一个月或一年。它概述了预期的收入和支出金额，从而实现对财务的更好控制。对于个人而言，预算可能包括住房、食品、交通、娱乐和储蓄等类别。对于企业而言，它可能涵盖运营成本、营销费用、工资和投资。制定预算需要仔细考虑各种因素。首先，跟踪所有收入来源至关重要。这包括工资、自由职业工作、投资回报和其他任何收入来源。一旦确定了收入，下一步是列出所有固定和可变支出。固定支出是指每月保持不变的费用，例如租金或抵押贷款，而可变支出则可能波动，如杂货和娱乐费用。通过对这些支出进行分类，个人和企业可以更清晰地了解自己的财务状况。遵循预算的主要好处之一是能够识别出可以削减支出的领域。例如，如果某人意识到自己在外出就餐上花费了大量收入，他们可以通过更多在家做饭来有意识地减少这项支出。同样，企业可以分析其预算以寻找降低成本的机会，这可以导致更高的利润。此外，预算鼓励储蓄和投资。通过将一部分收入用于储蓄，个人可以建立应急基金或为较大购买（如房屋或汽车）储蓄。对于企业而言，一个精心制定的预算允许对公司进行再投资，促进增长和创新。维护预算的另一个优点是它所提供的安心感。知道有一个计划来管理财务可以减轻与金钱相关的压力和焦虑。坚持自己的预算的个人通常对自己的财务决策更有信心，而在其预算内运营的企业则更有能力应对经济衰退。然而，重要的是要记住，预算不是静态文件；它应该定期审查和调整。生活情况会发生变化，财务状况也会随之改变。无论是换工作、新的家庭成员还是意外支出，灵活处理预算对于长期财务健康至关重要。总之，预算是有效管理财务的宝贵工具。它帮助个人和企业跟踪收入和支出，识别改进领域，鼓励储蓄，并减少财务压力。通过花时间制定并遵循预算，任何人都可以实现自己的财务目标，确保更稳定的财务未来。