pawnbroking

简明释义

英[ˈpɔːnbrəʊkɪŋ]美[ˈpɔːnbroʊkɪŋ]

n. 典当业

英英释义

单词用法

同义词

反义词

例句

1.This paper discusses the role of pawnbroking in society economic life and cash circulation. The traditional operating idea and management thought does not suited to new changeful environment.

本文论述了典当业在社会经济生活和资金流通中的作用，指出典当业传统的经营理念和管理思想已经不适合充满变革、挑战和机遇的新环境。

2.During the Ming and Qing dynasty, the pawnbroking of Huizhou spread all over the country.

明清时期，徽州典当业在全国各地所见颇多。

3.The ancient business of pawnbroking remains essentially unchanged.

古老的典当业本质上仍然不变。

4.The pawnbroking is an old and new developing trade .

典当业是一个既古老而又新兴的行业。

5.This paper discusses the role of pawnbroking in society economic life and cash circulation. The traditional operating idea and management thought does not suited to new changeful environment.

本文论述了典当业在社会经济生活和资金流通中的作用，指出典当业传统的经营理念和管理思想已经不适合充满变革、挑战和机遇的新环境。

6.Jilin Provincial Pawnbroking is facing the opportunity of the broadening of their target customers and the strengthening of pawning business functions.

吉林省典当业面临的机遇主要表现在目标客户的范围不断扩大，典当业务功能不断加强。

7.The pawnbroking industry can be a lifeline for those in financial distress.

对于财务困境中的人们来说，典当行业可以成为一条生命线。

8.Many people misunderstand pawnbroking as a sign of poverty.

许多人误解典当是贫穷的标志。

9.The local pawnbroking shop has been in business for over twenty years.

当地的典当店已经经营了超过二十年。

10.After losing his job, he considered turning to pawnbroking for some quick cash.

在失业后，他考虑通过典当来快速获得一些现金。

11.She took her grandmother's jewelry to the pawnbroking shop to pay for her bills.

她把祖母的珠宝带到典当店，以支付账单。

作文

The concept of pawnbroking is often misunderstood in modern society. Many people associate it with desperation, but in reality, pawnbroking serves a vital role in the financial ecosystem. It provides individuals with quick access to cash by allowing them to use their personal belongings as collateral for loans. This practice dates back centuries and has evolved into a legitimate business that helps many people manage their finances effectively.In essence, pawnbroking involves a transaction where an individual can bring an item of value, such as jewelry, electronics, or collectibles, to a pawnbroker. The pawnbroker assesses the item's worth and offers a loan based on that value, usually ranging from a fraction of the item's market price. If the borrower agrees to the terms, they receive immediate cash, while the pawnbroker keeps the item until the loan is repaid with interest.One of the key advantages of pawnbroking is that it does not require a credit check. This makes it an attractive option for individuals who may have poor credit or are in urgent need of cash. Unlike traditional banks, which often have lengthy application processes and strict requirements, pawnbroking is straightforward and quick. This accessibility is particularly beneficial for those facing unexpected expenses, such as medical bills or car repairs.However, there are also risks associated with pawnbroking. If the borrower is unable to repay the loan within the agreed timeframe, they risk losing their item permanently. Additionally, the interest rates on pawn loans can be higher than those of traditional loans, making it essential for borrowers to fully understand the terms before committing. Responsible borrowing is crucial in this context; individuals should only use pawnbroking services when they are confident in their ability to repay the loan.Moreover, the perception of pawnbroking as a last resort can deter some people from using these services. However, many individuals choose to visit pawn shops not out of necessity, but rather to take advantage of the unique items available for purchase. Pawn shops often carry a diverse range of products at lower prices than retail stores, attracting bargain hunters and collectors alike.In conclusion, pawnbroking is a multifaceted practice that offers both financial assistance and a marketplace for valuable goods. By understanding its purpose and function, we can appreciate the role it plays in our economy. Rather than viewing pawnbroking solely as a sign of financial distress, we should recognize it as a practical solution for many individuals seeking quick cash or looking to buy unique items. As with any financial decision, it is essential to approach pawnbroking with knowledge and caution, ensuring that it aligns with one’s financial goals and circumstances.

在现代社会中，典当的概念常常被误解。许多人将其与绝望联系在一起，但实际上，典当在金融生态系统中发挥着重要作用。它通过允许个人以个人物品作为贷款的抵押品，提供了快速获得现金的途径。这种做法可以追溯到几个世纪前，并已发展成为一种合法的商业模式，帮助许多人有效管理他们的财务。从本质上讲，典当涉及一个交易，个人可以将一件有价值的物品，如珠宝、电子产品或收藏品，带到典当商那里。典当商会评估该物品的价值，并根据该价值提供贷款，通常在物品市场价格的一部分范围内。如果借款人同意条款，他们会立即获得现金，而典当商则保留该物品，直到贷款连同利息偿还。典当的一个主要优点是它不需要信用检查。这使得它成为那些可能信用不良或急需现金的个人的一个有吸引力的选择。与传统银行相比，后者通常有漫长的申请过程和严格的要求，典当则简单快捷。这种可及性对于面临意外开支的人特别有益，例如医疗账单或汽车维修。然而，典当也存在风险。如果借款人无法在约定的时间内偿还贷款，他们就有可能永久失去他们的物品。此外，典当贷款的利率可能高于传统贷款，因此借款人在承诺之前充分了解条款至关重要。在这种情况下，负责任的借款至关重要；个人应仅在确信自己能够偿还贷款时使用典当服务。此外，典当作为最后手段的看法可能会阻止一些人使用这些服务。然而，许多人选择访问典当店并不是出于必要，而是为了利用可供购买的独特物品。典当店通常以低于零售店的价格出售多样化的产品，吸引寻求便宜货和收藏品的人。总之，典当是一种多面的做法，既提供财务援助，又为有价值的商品提供市场。通过理解其目的和功能，我们可以欣赏它在经济中所发挥的作用。我们不应仅仅将典当视为财务困境的标志，而应认识到它是许多寻求快速现金或希望购买独特物品的个人的实用解决方案。与任何财务决策一样，了解和谨慎对待典当至关重要，以确保它与个人的财务目标和情况相符。