overspending

简明释义

英[ˌəʊvəˈspɛndɪŋ]美[ˌoʊvərˈspɛndɪŋ]

n. 超支

v. 超支；花费过多；过度花费（overspend 的现在分词）

英英释义

单词用法

同义词

反义词

例句

1.Regulators also want to block overspending on industries such as steel in which production capacity already exceeds demand.

监管者也想阻止超支上的产业如钢铁生产能力已经超出需求。

2.Overspending for the holidays can leave you super stressed, in debt and pinching your pennies on the more important things.

假期超支会使你过度紧张，因为你将会负债累累，缩减你在其他更重要事情上的花费。

3.This will help to prevent your from overspending.

你需要随时对每项支出余额心中有数，这能防止你过度消费。

4.Regulators also want to block overspending on industries such as steel in which production capacity already exceeds demand.

监管者也想阻止超支上的产业如钢铁生产能力已经超出需求。

5.Overspending to impress your friends and neighbors is a short-lived pleasure.

为了取悦周围的朋友和邻居而过度花费只能获得一时的满足。

6.Last year it had Europe's largest budget deficit, with most of its overspending on social benefits.

去年，它的财政赤字是欧洲最大的，大部分的超额花费都被用在社会福利上。

7.The first month of the year is when Iranians, after overspending for Nowruz, feel most impecunious.

新年的第一个月，为过节而大肆消费的伊朗人感觉最囊中羞涩。

8.They are believed to be prone to overspending and financial irresponsibility.

他们被认为是容易超支和财政不负责任。

9.This alone will solidify your excuses for overspending and not saving.

仅仅这一点，就会为你美化过度花费，存款不足的种种借口。

10.The budget report showed significant overspending 超支 in the marketing department.

预算报告显示市场部有显著的^超支。

11.Many people face the consequences of overspending 超支 during the holiday season.

许多人在假期期间面临^超支的后果。

12.She realized that her overspending 超支 on clothes was affecting her savings.

她意识到自己在衣服上的^超支影响了她的储蓄。

13.His overspending 超支 on dining out led to financial stress.

他在外就餐的^超支导致了经济压力。

14.To avoid overspending 超支, it's important to stick to a budget.

为了避免^超支，重要的是要遵循预算。

作文

In today's consumer-driven society, the issue of overspending (超支) has become increasingly prevalent. Many individuals find themselves in a cycle of excessive spending, often leading to financial distress and debt. Understanding the causes and consequences of overspending is crucial for anyone looking to manage their finances effectively.One of the primary reasons for overspending is the influence of advertising and social media. Companies invest heavily in marketing strategies designed to create a desire for their products. Social media platforms amplify this effect by showcasing lifestyles that often seem unattainable. As a result, individuals may feel pressured to keep up with peers or influencers, leading them to spend beyond their means.Another contributing factor to overspending is the ease of access to credit. Credit cards and online shopping have made it simpler than ever to make purchases without immediate financial repercussions. While this convenience can be beneficial, it also encourages impulsive buying behavior. When people do not see the immediate impact of their spending, they may lose sight of their budget, leading to overspending.The psychological aspects of overspending cannot be overlooked either. For some, shopping serves as a form of emotional relief or a way to cope with stress. This behavior can create a vicious cycle, where individuals spend money to feel better temporarily, only to experience guilt and anxiety later when faced with their financial reality. Recognizing these emotional triggers is essential in combating overspending.To address the issue of overspending, individuals can adopt several strategies. First, creating a detailed budget can help track income and expenses, making it easier to identify areas where spending can be reduced. Setting clear financial goals can also provide motivation to stick to a budget and avoid unnecessary purchases.Additionally, practicing mindfulness when it comes to spending can significantly reduce overspending. Before making a purchase, individuals should ask themselves whether the item is a need or a want. This simple question can help curb impulsive decisions and promote more thoughtful spending habits.Another effective strategy is to limit exposure to advertisements and social media influences. By reducing the amount of time spent on these platforms, individuals can decrease the likelihood of feeling pressured to spend. Instead, focusing on personal financial goals and achievements can foster a sense of satisfaction that does not rely on material possessions.In conclusion, overspending (超支) is a significant issue that affects many people today. By understanding its causes, such as advertising influence, easy access to credit, and emotional triggers, individuals can take proactive steps to manage their finances better. Implementing budgeting strategies, practicing mindful spending, and limiting exposure to external pressures are effective ways to combat overspending. Ultimately, achieving financial stability requires awareness and discipline, but the rewards of living within one's means are well worth the effort.

在当今以消费为驱动的社会中，overspending（超支）的问题变得越来越普遍。许多人发现自己陷入了过度消费的循环中，这常常导致财务困扰和债务。理解overspending的原因和后果对任何希望有效管理自己财务的人来说都是至关重要的。造成overspending的主要原因之一是广告和社交媒体的影响。公司在营销策略上投入大量资金，以创造对其产品的渴望。社交媒体平台通过展示往往看似无法企及的生活方式来放大这一效果。因此，个人可能会感到压力，要跟上同龄人或影响者，从而导致超出自己能力范围的消费。另一个导致overspending的因素是信用获取的便利性。信用卡和在线购物使得在没有即时财务后果的情况下进行购买变得比以往任何时候都简单。虽然这种便利性可能是有益的，但它也鼓励了冲动购买行为。当人们看不到消费的直接影响时，他们可能会失去对预算的关注，从而导致overspending。心理因素在overspending中也不容忽视。对于某些人来说，购物是一种情感释放或应对压力的方式。这种行为可能会形成恶性循环，人们为了暂时感觉更好而花钱，但在面对自己的财务现实时又会感到内疚和焦虑。认识到这些情感触发因素对于抵制overspending至关重要。为了应对overspending的问题，个人可以采取几种策略。首先，制定详细的预算可以帮助追踪收入和支出，使识别可以减少的消费领域变得更容易。设定明确的财务目标也可以提供动力，促使人们坚持预算，避免不必要的购买。此外，在消费时练习正念可以显著减少overspending。在进行购买之前，个人应该问自己这个物品是需要还是想要。这个简单的问题可以帮助抑制冲动决策，促进更深思熟虑的消费习惯。另一种有效的策略是限制接触广告和社交媒体的影响。通过减少在这些平台上花费的时间，个人可以降低感到消费压力的可能性。相反，专注于个人财务目标和成就可以培养一种不依赖于物质财富的满足感。总之，overspending（超支）是一个严重的问题，影响着当今许多人。通过理解其原因，例如广告影响、信用获取的便利性和情感触发因素，个人可以采取积极措施来更好地管理自己的财务。实施预算策略、练习正念消费和限制外部压力的暴露是应对overspending的有效方法。最终，实现财务稳定需要意识和自律，但过上量入为出的生活所带来的回报是值得付出努力的。