bottomry

简明释义

英[ˈbɒtəmri]美[ˈbɑːtəmri]

n. 船舶抵押契约；冒险借贷

复 数 b o t t o m r i e s

英英释义

单词用法

同义词

反义词

例句

1.In ancient times, sailors used bottomry to secure funds for long voyages.

在古代，水手们使用底押来为长途航行筹集资金。

2.The terms of the bottomry agreement were quite favorable to the borrower.

该底押协议的条款对借款人非常有利。

3.The shipowner secured a loan through bottomry to finance repairs after the storm.

船主通过底押获得贷款，以资助风暴后的修理。

4.Investors often look for opportunities in bottomry to fund maritime ventures.

投资者常常寻找在底押中资助海洋冒险的机会。

5.The risk associated with bottomry loans is high due to potential shipwrecks.

由于潜在的船只失事，与底押贷款相关的风险很高。

作文

In the world of maritime trade, the term bottomry refers to a financial arrangement that allows shipowners to secure loans using their vessel as collateral. This practice has been around for centuries and is crucial for many shipowners who require immediate funds to ensure their operations continue smoothly. The concept of bottomry can be traced back to ancient times when merchants would need to borrow money to finance voyages, especially during times of uncertainty or when unexpected repairs were necessary. In essence, bottomry acts as a safety net for shipowners, providing them with the liquidity needed to navigate the often tumultuous waters of international trade.One of the most significant aspects of bottomry is the risk involved for both the lender and the borrower. For the shipowner, taking out a bottomry loan means placing their vessel at risk. If the ship does not return from its voyage or suffers significant damage, the lender may lose their investment. Conversely, if the voyage is successful, the shipowner can repay the loan and continue their business. This dynamic creates a unique relationship between lenders and borrowers, where trust and mutual understanding are paramount.Historically, bottomry was more common in times when maritime trade was fraught with danger, such as during wars or piracy. Shipowners often found themselves in dire situations where they needed quick access to funds to repair their ships or pay their crews. By utilizing bottomry, they could secure the necessary capital without having to sell their vessels or give up ownership.In contemporary times, while bottomry is less common due to the evolution of maritime finance and insurance, it still holds relevance in specific scenarios. Modern shipowners may resort to bottomry when traditional financing options are unavailable or too costly. Moreover, the principles behind bottomry have influenced various financial instruments used today, including ship mortgages and marine insurance policies.Understanding bottomry is essential for anyone involved in the shipping industry or maritime law. It highlights the intricate balance between risk and reward in maritime ventures. The legal frameworks surrounding bottomry also illustrate how societies have adapted to the challenges posed by maritime commerce over time. As global trade continues to expand, the lessons learned from bottomry will likely remain relevant, reminding us of the importance of financial strategies in navigating the complexities of international shipping.In conclusion, bottomry represents a fascinating intersection of finance and maritime trade, showcasing how historical practices continue to influence modern economic activities. Whether one is a shipowner seeking funds or a lender assessing the risks of financing a vessel, understanding bottomry is crucial for making informed decisions in the ever-evolving landscape of maritime commerce.

在海洋贸易的世界中，术语bottomry指的是一种金融安排，允许船东以其船只作为抵押来获得贷款。这种做法已经存在了几个世纪，对于许多需要立即资金以确保其运营顺利的船东至关重要。bottomry的概念可以追溯到古代，当时商人需要借钱来资助航行，尤其是在不确定时期或当意外维修是必要时。实际上，bottomry为船东提供了一个安全网，使他们能够获得流动资金，以便在国际贸易的动荡水域中航行。bottomry的一个重要方面是借贷双方所涉及的风险。对于船东来说，借款意味着将他们的船只置于风险之中。如果船只未能从航行中返回或遭受重大损坏，贷款人可能会失去投资。相反，如果航行成功，船东可以偿还贷款并继续他们的业务。这种动态创造了贷款人与借款人之间独特的关系，其中信任和相互理解至关重要。历史上，bottomry在海洋贸易充满危险的时期更为常见，例如战争或海盗活动期间。船东经常发现自己处于绝望的境地，需要快速获得资金来修理船只或支付船员。通过利用bottomry，他们可以获得所需的资本，而无需出售船只或放弃所有权。在现代，虽然由于海洋金融和保险的发展，bottomry的使用减少，但在特定情况下仍然具有相关性。现代船东可能在传统融资选项不可用或成本过高时寻求bottomry。此外，bottomry背后的原则也影响了今天使用的各种金融工具，包括船舶抵押贷款和海洋保险政策。理解bottomry对于任何参与航运行业或海洋法的人都是必不可少的。它突显了海洋冒险中风险与回报之间的微妙平衡。围绕bottomry的法律框架也说明了社会如何随着时间的推移而适应海洋商业所带来的挑战。随着全球贸易的持续扩展，从bottomry中吸取的教训可能仍然保持相关性，提醒我们在应对国际航运复杂性时金融策略的重要性。总之，bottomry代表了金融与海洋贸易之间的迷人交汇点，展示了历史实践如何继续影响现代经济活动。无论是寻求资金的船东还是评估融资船只风险的贷款人，理解bottomry对于在不断发展的海洋商业环境中做出明智决定至关重要。