bank letter of credit

简明释义

银行信用证;

英英释义

例句

1.The terms of the bank letter of credit 银行信用证 must be clearly defined to avoid any disputes later.

为了避免后来的任何争议，银行信用证的条款必须明确规定。

2.When applying for a bank letter of credit 银行信用证, the importer needs to provide financial statements to the bank.

申请银行信用证时，进口商需要向银行提供财务报表。

3.Before proceeding with the shipment, the seller verified the authenticity of the bank letter of credit 银行信用证 issued by the buyer's bank.

在进行发货之前，卖方核实了买方银行出具的银行信用证的真实性。

4.The exporter received a bank letter of credit 银行信用证 from the importer, ensuring payment for the goods shipped.

出口商收到了进口商的银行信用证，银行信用证确保了所发货物的付款。

5.A bank letter of credit 银行信用证 can help mitigate risks in international trade transactions.

在国际贸易交易中，银行信用证可以帮助降低风险。

作文

A bank letter of credit is a crucial financial instrument used in international trade, offering security to both buyers and sellers. This document is issued by a bank on behalf of a buyer, promising to pay the seller a specified amount of money, provided that the seller meets certain conditions outlined in the agreement. The bank letter of credit serves as a guarantee for the seller that they will receive payment for the goods or services they provide, thus reducing the risk involved in cross-border transactions.The importance of a bank letter of credit cannot be overstated, especially in today's global economy where businesses frequently engage in transactions with partners from different countries. Without such a financial instrument, sellers may be hesitant to ship goods, fearing that they might not get paid. Conversely, buyers may worry about paying upfront without any assurance that the seller will fulfill their end of the deal. The bank letter of credit effectively bridges this gap by providing a reliable method of payment that is backed by a reputable financial institution.There are several types of bank letters of credit, including revocable and irrevocable letters of credit. A revocable letter can be altered or canceled by the buyer or the issuing bank without the consent of the seller, which may pose a risk for the seller. On the other hand, an irrevocable letter of credit cannot be changed or canceled without the agreement of all parties involved, providing greater security for the seller. Additionally, there are confirmed letters of credit, where a second bank guarantees payment, further enhancing the seller's confidence.When a seller receives a bank letter of credit, they must carefully review the terms and conditions specified within the document. These terms typically include details such as the description of the goods, shipping dates, and required documentation. It is essential for the seller to comply strictly with these requirements, as any discrepancies can lead to delays in payment or even non-payment. Therefore, understanding the intricacies of a bank letter of credit is vital for anyone involved in international trade.In conclusion, a bank letter of credit plays an indispensable role in facilitating secure transactions between buyers and sellers in the global marketplace. By providing a guarantee of payment, it helps to mitigate risks associated with international trade. Businesses that understand how to utilize bank letters of credit effectively can enhance their credibility, foster trust with trading partners, and ultimately drive growth in their operations. As international commerce continues to expand, the relevance of the bank letter of credit will only increase, making it essential for businesses to familiarize themselves with this important financial tool.

银行信用证是国际贸易中一种至关重要的金融工具，为买卖双方提供安全保障。该文件由银行代表买方发行，承诺在卖方满足协议中规定的特定条件时向卖方支付一定金额。这种银行信用证作为卖方获得货款的担保，从而降低跨境交易中的风险。在当今全球经济中，银行信用证的重要性不容小觑，因为企业经常与来自不同国家的合作伙伴进行交易。如果没有这样的金融工具，卖方可能会犹豫不决，不愿发货，担心自己可能无法收到付款。相反，买方也可能担心提前付款而没有任何保证卖方会履行其义务。银行信用证有效地弥补了这一差距，提供了一种可靠的支付方式，这种方式得到了信誉良好的金融机构的支持。银行信用证有几种类型，包括可撤销信用证和不可撤销信用证。可撤销信用证可以在不经过卖方同意的情况下，由买方或发行银行修改或取消，这可能对卖方构成风险。另一方面，不可撤销信用证在所有相关方同意之前无法更改或取消，为卖方提供了更大的安全性。此外，还有确认信用证，其中第二家银行保证付款，进一步增强了卖方的信心。当卖方收到银行信用证时，他们必须仔细审查文件中规定的条款和条件。这些条款通常包括商品描述、发货日期和所需文件。卖方严格遵守这些要求至关重要，因为任何差异都可能导致付款延迟甚至不付款。因此，了解银行信用证的复杂性对于任何参与国际贸易的人来说都是至关重要的。总之，银行信用证在促进全球市场中买卖双方之间的安全交易方面发挥着不可或缺的作用。通过提供付款担保，它帮助减轻与国际贸易相关的风险。了解如何有效利用银行信用证的企业可以增强其信誉，与交易伙伴建立信任，并最终推动其业务增长。随着国际商务的不断扩展，银行信用证的相关性只会增加，因此企业熟悉这一重要金融工具至关重要。