balance account

简明释义

1. 结算帐户; 2. 结清帐户; 3. 决算; 4. 差额帐;

英英释义

例句

1.I need to check my balance account to see if I have enough funds for the purchase.

我需要查看我的余额账户，以确定我是否有足够的资金进行购买。

2.The bank sent me a notification about my balance account being low.

银行给我发了通知，告知我的余额账户余额不足。

3.Make sure to balance account at the end of each month to avoid overdrafts.

确保每月底时对余额账户进行核对，以避免透支。

4.After reviewing my balance account, I decided to save more money this month.

在查看了我的余额账户后，我决定这个月多存一些钱。

5.You can easily balance account using our online banking app.

您可以通过我们的在线银行应用轻松地对余额账户进行管理。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One essential aspect of financial management is to maintain a clear and accurate balance account, which refers to the process of ensuring that all financial transactions are recorded accurately, and that the total debits equal the total credits in an accounting period. This practice not only helps in tracking expenses and income but also provides a clear picture of one’s financial health. For individuals, a well-maintained balance account allows them to understand their spending habits better. By regularly updating their accounts, they can identify areas where they might be overspending and make necessary adjustments. For example, if someone notices that they are consistently spending more on dining out than they had budgeted, they can take steps to reduce those expenses. This proactive approach to managing a balance account empowers individuals to take control of their finances, leading to better savings and investment opportunities.For businesses, maintaining a balance account is even more critical. Companies must ensure that their financial records are accurate to avoid discrepancies that could lead to financial losses or legal issues. A business with a well-balanced account can analyze its profitability, manage cash flow efficiently, and make informed decisions about future investments. Furthermore, regular reconciliation of the balance account helps in identifying any fraudulent activities or errors in accounting, which can save the company from potential losses.One of the tools that can assist in maintaining a proper balance account is accounting software. These programs automate many aspects of financial management, making it easier to track income and expenses in real-time. With features such as automatic categorization of transactions and easy-to-generate reports, individuals and businesses alike can ensure that their balance account is always up to date. Another important aspect of maintaining a balance account is regular audits. Whether conducted internally or by an external auditor, these reviews help ensure that all financial records are accurate and compliant with regulations. Auditing can uncover discrepancies that may have been overlooked, providing an opportunity for correction before they escalate into larger issues.In conclusion, the concept of a balance account is fundamental to effective financial management. It serves as a foundation for understanding one’s financial position and making informed decisions. By keeping a balanced account, individuals can enjoy greater financial stability, while businesses can enhance their operational efficiency and profitability. Therefore, investing time and resources into maintaining a proper balance account is not just beneficial; it is essential for long-term financial success.

在当今快节奏的世界中，有效管理财务对个人和企业来说至关重要。财务管理的一个基本方面是保持清晰准确的余额账户，这指的是确保所有财务交易被准确记录，并且会计期间的总借方等于总贷方的过程。这种做法不仅有助于跟踪支出和收入，还提供了一个人财务健康状况的清晰图景。对于个人来说，良好的余额账户管理使他们能够更好地理解自己的消费习惯。通过定期更新其账户，他们可以识别出可能超支的领域，并采取必要的调整。例如，如果某人注意到自己在外出就餐上的支出持续超过预算，他们可以采取措施减少这些开支。这种主动管理余额账户的方法使个人能够掌控自己的财务，从而获得更好的储蓄和投资机会。对于企业而言，维护余额账户则显得更加重要。公司必须确保其财务记录准确，以避免可能导致财务损失或法律问题的差异。拥有良好平衡账户的企业可以分析其盈利能力，高效管理现金流，并就未来投资做出明智的决策。此外，定期对余额账户进行对账有助于识别任何欺诈活动或会计错误，从而为公司节省潜在损失。维护适当的余额账户的一种工具是会计软件。这些程序自动化了财务管理的许多方面，使实时跟踪收入和支出变得更加容易。凭借自动分类交易和易于生成报告等功能，个人和企业都可以确保其余额账户始终保持最新。维护余额账户的另一个重要方面是定期审计。无论是内部审计还是外部审计，这些审核都有助于确保所有财务记录准确并符合规定。审计可以发现可能被忽视的差异，为在问题升级之前提供纠正的机会。总之，余额账户的概念是有效财务管理的基础。它作为理解自身财务状况和做出明智决策的基础。通过保持账户平衡，个人可以享受更大的财务稳定性，而企业则可以提高运营效率和盈利能力。因此，在维护适当的余额账户上投入时间和资源不仅是有益的；对于长期财务成功而言，它是必不可少的。