annual yield

简明释义

1. 年产量; 2. 年收率;

英英释义

例句

1.The farmer calculated the annual yield 年产量 of his crops to determine how much to plant next season.

农民计算了他的作物的年产量 annual yield以确定下个季节种植多少。

2.A higher annual yield 年收益率 usually indicates a more profitable investment.

更高的年收益率 annual yield通常表明投资更有利可图。

3.The annual yield 年产量 from the apple orchard was reported to be the best in years.

苹果园的年产量 annual yield被报告为多年来最好。

4.Investors are often interested in the annual yield 年收益率 of their investment portfolios.

投资者通常对他们投资组合的年收益率 annual yield感兴趣。

5.The annual yield 年产量 of the vineyard has increased due to better farming techniques.

由于更好的耕作技术，葡萄园的年产量 annual yield有所增加。

作文

In the world of finance and investment, understanding key terms is essential for making informed decisions. One such term is annual yield, which refers to the income generated from an investment over a year, expressed as a percentage of the investment's cost or current market value. This concept is crucial for investors looking to assess the profitability of their investments. Knowing the annual yield can help investors compare different investment opportunities and make choices that align with their financial goals.For instance, consider an investor who is evaluating two different bonds. Bond A offers an annual yield of 5%, while Bond B offers an annual yield of 7%. At first glance, Bond B appears to be the better option. However, the investor must also consider other factors, such as the credit rating of the issuer, the bond's maturity date, and any potential risks associated with each investment. Thus, while the annual yield provides a useful metric, it should not be the sole factor in making investment decisions.Moreover, the annual yield can vary significantly depending on the type of investment. For example, stocks may have a higher annual yield in the form of dividends, but they also come with higher volatility and risk. On the other hand, fixed-income securities like government bonds typically offer lower annual yields but provide more stability and predictability. Investors need to weigh these factors carefully when constructing their portfolios.Additionally, the annual yield is not static; it can change based on market conditions and the performance of the underlying asset. For instance, if a company performs exceptionally well, its stock price may rise, leading to an increase in the annual yield for investors who hold shares. Conversely, if a company's performance declines, the annual yield could drop, potentially resulting in losses for investors. Therefore, staying informed about market trends and economic indicators is vital for anyone looking to optimize their investment strategy.It's also important to note that the annual yield does not account for taxes or fees associated with the investment. These costs can significantly impact the actual returns that an investor receives. For example, if an investor earns a gross annual yield of 6% but pays 2% in management fees and taxes, their net yield would only be 4%. Understanding this distinction is crucial for accurately assessing the true profitability of an investment.In conclusion, mastering the concept of annual yield is fundamental for any investor seeking to navigate the complex landscape of finance. It provides a clear measure of the income generated by an investment and allows for comparisons between various options. However, investors should also consider other factors, such as risk, market conditions, and associated costs, to make well-informed decisions. By doing so, they can enhance their chances of achieving their financial objectives and building a successful investment portfolio.

在金融和投资的世界中，理解关键术语对于做出明智的决策至关重要。其中一个术语是年收益率，它指的是一年内从投资中产生的收入，以投资成本或当前市场价值的百分比表示。这个概念对于希望评估其投资盈利能力的投资者至关重要。了解年收益率可以帮助投资者比较不同的投资机会，并做出符合其财务目标的选择。例如，考虑一位正在评估两种不同债券的投资者。债券A提供5%的年收益率，而债券B提供7%的年收益率。乍一看，债券B似乎是更好的选择。然而，投资者还必须考虑其他因素，例如发行人的信用评级、债券的到期日以及与每项投资相关的潜在风险。因此，虽然年收益率提供了一个有用的指标，但不应成为做出投资决策的唯一因素。此外，年收益率根据投资类型的不同可能会显著变化。例如，股票可能以股息的形式具有更高的年收益率，但它们也伴随更高的波动性和风险。另一方面，像政府债券这样的固定收益证券通常提供较低的年收益率，但提供更多的稳定性和可预测性。投资者在构建投资组合时需要仔细权衡这些因素。此外，年收益率并不是静态的；它可以根据市场条件和基础资产的表现而变化。例如，如果一家公司表现异常良好，其股价可能上涨，从而导致持有股票的投资者的年收益率增加。相反，如果公司的表现下降，年收益率可能会下跌，可能导致投资者亏损。因此，保持对市场趋势和经济指标的关注对于任何希望优化其投资策略的人来说都是至关重要的。还需要注意的是，年收益率并未考虑与投资相关的税费或费用。这些成本可能会显著影响投资者实际获得的回报。例如，如果投资者获得了6%的毛年收益率，但支付了2%的管理费和税费，则其净收益率仅为4%。理解这一区分对于准确评估投资的真实盈利能力至关重要。总之，掌握年收益率的概念对于任何希望在复杂的金融环境中导航的投资者来说都是基础。它提供了一个清晰的投资所产生收入的衡量标准，并允许对各种选择进行比较。然而，投资者还应考虑其他因素，如风险、市场条件和相关成本，以做出明智的决策。通过这样做，他们可以提高实现财务目标和建立成功投资组合的机会。