account balance

简明释义

1. 结平帐户; 2. 帐户余额; 3. 两讫; 4. 清讫;

英英释义

例句

1.To avoid overdraft fees, it's important to keep track of your account balance regularly.

为了避免透支费用，定期跟踪您的账户余额是很重要的。

2.You can view your account balance online through the bank's mobile app.

您可以通过银行的移动应用在线查看您的账户余额。

3.Before making a large purchase, I always check my account balance to ensure I have enough funds.

在进行大额消费之前，我总是检查我的账户余额以确保我有足够的资金。

4.I received a notification that my account balance is below the minimum required amount.

我收到了通知，称我的账户余额低于最低要求金额。

5.The ATM will display your account balance after you insert your card and enter your PIN.

插入您的卡并输入密码后，ATM将显示您的账户余额。

作文

In today's digital age, managing finances has become more accessible than ever before. One of the key concepts that individuals must understand is their account balance. The term account balance refers to the amount of money available in a bank account at any given time. It is essential for budgeting, financial planning, and ensuring that one does not overspend.Understanding your account balance is crucial for maintaining financial health. For instance, if someone checks their account balance and finds that they have $500 available, they can confidently make purchases without the fear of overdrafting. Conversely, if the account balance shows a negative amount, it serves as a warning to the account holder to curb their spending and possibly deposit more funds.Moreover, keeping track of your account balance can help in setting savings goals. By regularly monitoring their account balance, individuals can determine how much they can save each month. For example, if someone has a monthly income of $3,000 and their fixed expenses amount to $2,000, they can see that their remaining account balance allows them to save $1,000. This practice not only aids in saving but also promotes responsible spending habits.Another aspect to consider is that many banks offer tools and apps that provide real-time updates on one’s account balance. These technological advancements allow users to check their account balance from anywhere, making it easier to keep an eye on their finances. With instant notifications for transactions, individuals can quickly identify any discrepancies or unauthorized charges, ensuring their money is safe.Furthermore, understanding the implications of an account balance is vital for those who rely on credit. A low account balance can lead to reliance on credit cards, which often come with high-interest rates. If individuals do not monitor their account balance closely, they may find themselves in a cycle of debt that is difficult to escape. Therefore, being aware of one’s financial standing can prevent such situations.In addition, businesses also need to manage their account balance effectively. Companies must keep a close eye on their account balance to ensure they have enough liquidity to meet operational costs and invest in growth opportunities. A healthy account balance is a sign of good financial management and can attract potential investors.In conclusion, the concept of account balance is fundamental in both personal and business finance. By understanding and regularly monitoring their account balance, individuals and companies can make informed financial decisions, avoid debt, and work towards achieving their financial goals. In a world where financial literacy is paramount, grasping the significance of the account balance is a step towards better financial management and security.

在当今数字时代，管理财务变得比以往任何时候都更加容易。个人必须理解的一个关键概念是他们的账户余额。术语账户余额指的是在任何给定时间内，银行账户中可用的资金数量。它对于预算、财务规划以及确保不超支至关重要。理解您的账户余额对维持财务健康至关重要。例如，如果某人检查他们的账户余额并发现他们有500美元可用，他们可以自信地进行购买，而无需担心透支。相反，如果账户余额显示为负数，这就提醒账户持有人要控制开支，并可能需要存入更多资金。此外，跟踪您的账户余额可以帮助设定储蓄目标。通过定期监控他们的账户余额，个人可以确定每月可以节省多少。例如，如果某人的月收入为3000美元，而其固定支出为2000美元，他们可以看到剩余的账户余额允许他们节省1000美元。这种做法不仅有助于储蓄，还促进了负责任的消费习惯。另一个需要考虑的方面是，许多银行提供工具和应用程序，提供有关个人账户余额的实时更新。这些技术进步使用户能够随时随地检查他们的账户余额，使得更容易关注自己的财务状况。通过交易即时通知，个人可以快速识别任何差异或未授权的收费，从而确保他们的钱是安全的。此外，理解账户余额的影响对于依赖信用的人来说至关重要。较低的账户余额可能导致依赖信用卡，而信用卡通常伴随着高利率。如果个人不密切监控他们的账户余额，他们可能会发现自己陷入难以逃脱的债务循环。因此，了解自己的财务状况可以防止这种情况的发生。此外，企业也需要有效管理他们的账户余额。公司必须密切关注其账户余额，以确保他们有足够的流动性来满足运营成本并投资于增长机会。健康的账户余额是良好财务管理的标志，可以吸引潜在投资者。总之，账户余额的概念在个人和企业财务中是基础性的。通过理解和定期监控他们的账户余额，个人和公司可以做出明智的财务决策，避免债务，并努力实现他们的财务目标。在一个财务知识至关重要的世界里，掌握账户余额的重要性是迈向更好的财务管理和安全的一步。