annual return

简明释义

年利润

英英释义

例句

1.A higher annual return usually comes with higher risk in investments.

较高的年回报率通常伴随着更高的投资风险。

2.The annual return on your savings account is lower than the inflation rate.

您的储蓄账户的年回报率低于通货膨胀率。

3.Many retirement plans provide a projected annual return to help individuals plan their finances.

许多退休计划提供预计的年回报率，以帮助个人规划财务。

4.Investors are often interested in a company's annual return to assess its profitability.

投资者通常对公司的年回报率感兴趣，以评估其盈利能力。

5.The investment firm reported an annual return of 8% for its mutual funds last year.

投资公司报告其共同基金去年的年回报率为8%。

作文

In the world of finance, understanding various terms is crucial for making informed investment decisions. One such term that every investor should be familiar with is annual return. The annual return refers to the percentage gain or loss on an investment over a one-year period. It is a vital metric that helps investors evaluate the performance of their investments and compare them against other opportunities. To illustrate the importance of annual return, consider an individual who has invested in two different stocks over the course of a year. Stock A has generated a return of 10%, while Stock B has yielded a return of 5%. By analyzing the annual return, the investor can clearly see that Stock A outperformed Stock B, making it a more attractive option for future investments. This simple comparison highlights how the annual return provides valuable insights into the effectiveness of an investment strategy.Moreover, the annual return is not only applicable to stocks but also to other forms of investments such as bonds, real estate, and mutual funds. For instance, if a bond yields an interest rate of 4% annually, the annual return on that bond would be 4%. Similarly, real estate investments can also be evaluated based on their annual return, which includes rental income and property value appreciation.Understanding the calculation of annual return is equally important. It can be calculated using the formula: Annual Return = (Ending Value - Beginning Value) / Beginning Value * 100%This formula allows investors to quantify their gains or losses over the year. For example, if an investor purchased shares worth $1,000 at the beginning of the year and at the end of the year, the value of those shares increased to $1,200, the annual return would be calculated as follows:Annual Return = ($1,200 - $1,000) / $1,000 * 100% = 20%This means the investor achieved a 20% return on their investment over the year.Furthermore, it is essential to note that while the annual return provides a snapshot of an investment's performance, it does not account for risks or market volatility. Therefore, investors should also consider other factors such as standard deviation and beta when assessing potential investments. In conclusion, the concept of annual return is fundamental for anyone looking to invest wisely. By understanding its definition, significance, and calculation, investors can make better-informed decisions and enhance their financial portfolios. The annual return serves as a benchmark for evaluating performance and aids in comparing different investment options. Ultimately, mastering this term will empower investors to navigate the complex world of finance more effectively.

在金融世界中，理解各种术语对于做出明智的投资决策至关重要。每个投资者都应该熟悉的一个术语是年度回报。年度回报是指投资在一年内的百分比收益或损失。这是一个重要的指标，帮助投资者评估其投资的表现，并与其他机会进行比较。为了说明年度回报的重要性，考虑一个人在一年内投资于两只不同的股票。股票A的回报为10%，而股票B的回报为5%。通过分析年度回报，投资者可以清楚地看到股票A的表现优于股票B，使其成为未来投资的更具吸引力的选择。这一简单的比较突显了年度回报如何为投资策略的有效性提供有价值的见解。此外，年度回报不仅适用于股票，也适用于其他形式的投资，如债券、房地产和共同基金。例如，如果一只债券每年产生4%的利息，那么该债券的年度回报就是4%。同样，房地产投资也可以根据其年度回报进行评估，包括租金收入和物业价值升值。理解年度回报的计算同样重要。它可以使用以下公式计算：年度回报 = (期末价值 - 期初价值) / 期初价值 * 100%这个公式允许投资者量化他们一年的收益或损失。例如，如果投资者在年初购买了价值$1,000的股票，而到年末，这些股票的价值增加到$1,200，那么年度回报将如下计算：年度回报 = ($1,200 - $1,000) / $1,000 * 100% = 20%这意味着投资者在一年内获得了20%的投资回报。此外，值得注意的是，虽然年度回报提供了投资表现的快照，但它并未考虑风险或市场波动。因此，投资者在评估潜在投资时，还应考虑其他因素，如标准差和贝塔系数。总之，年度回报的概念对于任何希望明智投资的人来说都是基础。通过理解其定义、重要性和计算，投资者可以做出更好的决策，增强他们的财务投资组合。年度回报作为评估表现的基准，帮助比较不同的投资选项。最终，掌握这个术语将使投资者能够更有效地驾驭复杂的金融世界。