residual value

简明释义

残值

英英释义

例句

1.Calculating the residual value of equipment is crucial for businesses when assessing depreciation.

计算设备的残值对于企业评估折旧至关重要。

2.The car's residual value is estimated to be around 30% of its original price after five years.

这辆车的残值估计在五年后约为其原价的30%。

3.When leasing a vehicle, the residual value affects your monthly payments significantly.

在租赁车辆时，残值会显著影响你的月供。

4.The residual value of the property was appraised at $200,000 after renovations.

经过翻新后，该物业的残值被评估为20万美元。

5.Investors consider the residual value of assets when making long-term financial decisions.

投资者在做长期财务决策时会考虑资产的残值。

作文

In the world of finance and asset management, understanding the concept of residual value is crucial for making informed decisions. The term residual value refers to the estimated value that an asset will realize upon its sale at the end of its useful life. This figure is important for various reasons, including depreciation calculations, investment analysis, and leasing agreements.When evaluating a car, for example, the residual value could represent the expected market price of the vehicle after several years of use. If you purchase a car for $30,000 and expect it to have a residual value of $10,000 after five years, this information helps you understand how much value the car will lose over time. This is particularly significant for individuals or businesses that are considering leasing a vehicle, as the lease payments are often based on the anticipated residual value.Moreover, businesses must consider the residual value when calculating depreciation. Depreciation allows companies to spread the cost of an asset over its useful life. By knowing the residual value, a business can determine how much of the asset's initial cost should be allocated to each accounting period. For instance, if a piece of machinery costs $100,000 and has a residual value of $20,000 with a useful life of 10 years, the annual depreciation expense would be calculated by subtracting the residual value from the initial cost and dividing by the useful life. This results in an annual expense of $8,000.Understanding residual value is not only essential for financial reporting but also for making strategic investment decisions. Investors often look at the residual value of an asset to estimate its future worth and assess whether it is a wise investment. If an investor believes that an asset's residual value will be significantly higher than current market expectations, they may choose to invest in it, anticipating a profitable return when they sell it later.Furthermore, the residual value plays a vital role in the leasing industry. Leasing companies calculate the expected residual value of the assets they lease out to determine the monthly payment amounts. A higher residual value usually leads to lower lease payments because the asset is expected to retain more value at the end of the lease term. This can make leasing an attractive option for consumers who prefer lower upfront costs and predictable monthly expenses.In conclusion, the concept of residual value is integral to various financial practices, including depreciation, investment evaluation, and leasing agreements. By comprehending the implications of residual value, individuals and businesses can make better financial decisions that align with their long-term goals. Whether purchasing a vehicle, investing in equipment, or entering into a lease, recognizing the significance of residual value can lead to more informed and strategic financial choices.

在金融和资产管理的世界中，理解残值的概念对于做出明智的决策至关重要。术语残值指的是资产在其使用寿命结束时预计能够实现的销售价值。这个数字对于各种原因都很重要，包括折旧计算、投资分析和租赁协议。例如，在评估一辆汽车时，残值可能代表该车辆在使用几年后预期的市场价格。如果你以30,000美元的价格购买了一辆车，并预计它在五年后会有10,000美元的残值，那么这条信息可以帮助你了解这辆车随着时间的推移将损失多少价值。这对于考虑租赁车辆的个人或企业尤其重要，因为租赁付款通常基于预期的残值。此外，企业在计算折旧时必须考虑残值。折旧允许公司在资产的使用寿命内分摊资产的成本。通过了解残值，企业可以确定每个会计期间应分配给资产初始成本的金额。例如，如果一台机器的成本为100,000美元，且残值为20,000美元，使用寿命为10年，则年度折旧费用将通过从初始成本中减去残值并除以使用寿命来计算。这导致每年的费用为8,000美元。理解残值不仅对财务报告至关重要，而且对做出战略投资决策也非常重要。投资者通常会查看资产的残值以估算其未来价值，并评估这是否是明智的投资。如果投资者认为某项资产的残值将显著高于当前市场预期，他们可能会选择投资于此，期待在稍后出售时获得盈利回报。此外，残值在租赁行业中也起着至关重要的作用。租赁公司计算他们出租资产的预计残值以确定月付款金额。较高的残值通常会导致较低的租赁付款，因为预计资产在租赁期结束时将保留更多的价值。这使得租赁成为消费者偏好较低的前期成本和可预测的月度支出的一个有吸引力的选择。总之，残值的概念在各种财务实践中都是不可或缺的，包括折旧、投资评估和租赁协议。通过理解残值的含义，个人和企业可以做出更好的财务决策，以符合他们的长期目标。无论是购买车辆、投资设备还是签订租约，认识到残值的重要性都能带来更明智和更具战略性的财务选择。