reserve bank

简明释义

准备银行

英英释义

例句

1.The reserve bank announced a new interest rate policy today.

今天，中央银行 宣布了一项新的利率政策。

2.The reserve bank plays a crucial role in regulating monetary supply.

中央银行 在调节货币供应方面发挥着至关重要的作用。

3.Many countries rely on their reserve bank to stabilize the economy.

许多国家依赖其 中央银行 来稳定经济。

4.Investors are closely watching the decisions made by the reserve bank.

投资者密切关注 中央银行 作出的决定。

5.The reserve bank raised the inflation target to 2% this year.

今年，中央银行 将通胀目标提高到2%。

作文

The concept of a reserve bank is fundamental to understanding modern economies. A reserve bank is typically the central bank of a country, responsible for regulating the monetary system and providing financial stability. Its primary functions include managing interest rates, controlling inflation, and serving as a lender of last resort. In many countries, the reserve bank plays a crucial role in shaping economic policy and ensuring that the financial system operates smoothly.One of the key roles of a reserve bank is to manage the country's currency. This involves controlling the supply of money in circulation, which directly impacts inflation and purchasing power. For instance, if a reserve bank increases the money supply without a corresponding increase in economic output, it can lead to inflation, where prices rise and the value of money decreases. Conversely, if the reserve bank tightens the money supply, it can help to cool down an overheating economy and control inflation.Another important function of a reserve bank is to set interest rates. By adjusting the benchmark interest rate, the reserve bank influences borrowing costs for consumers and businesses. Lower interest rates encourage borrowing and spending, which can stimulate economic growth. On the other hand, higher interest rates can help to curb excessive spending and control inflation. The decisions made by the reserve bank regarding interest rates are closely watched by economists and investors alike, as they have far-reaching implications for the economy.In addition to these responsibilities, a reserve bank often acts as a lender of last resort. This means that during times of financial crisis, when commercial banks face liquidity issues, the reserve bank can provide emergency funding to stabilize the banking system. This function is essential for maintaining public confidence in the financial system, as it prevents bank runs and ensures that banks can continue to operate even in challenging economic conditions.Furthermore, a reserve bank also oversees the regulation and supervision of commercial banks and financial institutions. It establishes rules and guidelines to ensure that these entities operate safely and soundly. By doing so, the reserve bank helps to protect depositors and maintain the overall health of the financial system.In conclusion, the role of a reserve bank is multifaceted and vital for the stability of an economy. From managing the money supply and setting interest rates to acting as a lender of last resort and regulating financial institutions, the reserve bank plays a crucial role in ensuring that the economy functions effectively. Understanding the functions and responsibilities of a reserve bank is essential for anyone interested in economics or finance, as its actions have significant implications for both individuals and businesses. As economies continue to evolve, the importance of a well-functioning reserve bank will only grow.

理解和掌握“中央银行”的概念对现代经济的理解至关重要。“中央银行”通常是一个国家的核心银行，负责调节货币体系并提供金融稳定。其主要职能包括管理利率、控制通货膨胀以及作为最后贷款人。在许多国家，“中央银行”在塑造经济政策和确保金融体系顺利运行方面发挥着关键作用。“中央银行”的一个关键角色是管理国家的货币。这涉及控制流通中的货币供应量，这直接影响通货膨胀和购买力。例如，如果“中央银行”在没有相应经济产出增加的情况下增加货币供应，可能会导致通货膨胀，即物价上涨，货币价值下降。相反，如果“中央银行”收紧货币供应，可以帮助降温过热的经济并控制通货膨胀。“中央银行”的另一个重要职能是设定利率。通过调整基准利率，“中央银行”影响消费者和企业的借贷成本。较低的利率鼓励借贷和消费，从而刺激经济增长。另一方面，较高的利率可以帮助遏制过度消费并控制通货膨胀。关于利率的决定受到经济学家和投资者的密切关注，因为这些决定对经济具有深远的影响。除了这些责任外，“中央银行”通常还充当最后贷款人。这意味着在金融危机期间，当商业银行面临流动性问题时，“中央银行”可以提供紧急资金以稳定银行系统。这一职能对于维护公众对金融系统的信心至关重要，因为它防止了银行挤兑，并确保银行即使在经济困难时期也能继续运营。此外，“中央银行”还负责监管和监督商业银行及金融机构。它制定规则和指导方针，以确保这些实体安全稳健地运营。通过这样做，“中央银行”有助于保护存款人并维护金融系统的整体健康。总之，“中央银行”的角色是多方面的，对经济的稳定至关重要。从管理货币供应和设定利率到充当最后贷款人和监管金融机构，“中央银行”在确保经济有效运作方面发挥着关键作用。理解“中央银行”的职能和责任对于任何对经济或金融感兴趣的人来说都是必不可少的，因为其行动对个人和企业都有显著影响。随着经济的不断发展，良好运作的“中央银行”的重要性只会增加。