repayment of debt

简明释义

偿还债务

英英释义

例句

1.Investors are concerned about the repayment of debt scheduled for next year.

投资者对明年计划的债务偿还感到担忧。

2.The company announced a plan for the repayment of debt to improve its financial stability.

该公司宣布了一项计划，以改善其财务稳定性，进行债务偿还。

3.The bank offered lower interest rates to facilitate the repayment of debt.

银行提供较低的利率以促进债务偿还。

4.The government introduced new policies to assist in the repayment of debt for small businesses.

政府推出新政策，以帮助小企业进行债务偿还。

5.She set up a budget to ensure the timely repayment of debt.

她制定了预算，以确保及时进行债务偿还。

作文

The concept of repayment of debt is fundamental in both personal finance and business operations. It refers to the process of paying back borrowed money, which can be crucial for maintaining financial health and credibility. When individuals or businesses take out loans, they enter into a contractual obligation to repay that amount, often with interest, over a specified period. This process is not just about returning the principal amount; it also involves adhering to the terms agreed upon at the outset of the loan. In personal finance, the repayment of debt can significantly impact one's credit score. A good credit score is vital for future borrowing, as it indicates to lenders that the borrower is responsible and capable of managing their finances. On the other hand, failing to make timely repayments can lead to a poor credit rating, resulting in higher interest rates on future loans or even denial of credit altogether. Therefore, understanding how to manage debts and ensure their timely repayment is essential for anyone looking to maintain their financial stability.For businesses, the repayment of debt is equally important. Companies often rely on loans to fund operations, expand their reach, or invest in new projects. The ability to repay these debts can affect a company's cash flow and overall financial health. If a business fails to meet its debt obligations, it risks bankruptcy, which can have devastating effects on employees, shareholders, and the economy at large. Thus, businesses must have a solid financial plan in place to manage their debt effectively.Moreover, the repayment of debt is also influenced by economic conditions. During times of economic growth, individuals and businesses may find it easier to meet their debt obligations due to increased income and revenue. Conversely, during economic downturns, the repayment of debts can become more challenging, leading to higher default rates. This cyclical nature of debt repayment highlights the importance of having a robust financial strategy that can withstand economic fluctuations.In conclusion, the repayment of debt is a critical aspect of financial management for both individuals and businesses. It requires careful planning, discipline, and an understanding of one’s financial situation. By prioritizing debt repayment and managing finances wisely, individuals and businesses can achieve greater financial stability and success. Ultimately, the ability to repay debts not only affects personal and business finances but also contributes to the overall health of the economy. Understanding this concept is essential for anyone engaged in financial activities, as it lays the groundwork for responsible borrowing and lending practices.

“偿还债务”这一概念在个人财务和商业运营中都是基础。它指的是偿还借款的过程，这对于维持财务健康和信誉至关重要。当个人或企业借款时，他们就进入了一个合同义务，承诺在规定的时间内偿还该金额，通常还需支付利息。这个过程不仅仅是归还本金；它还涉及遵守在贷款开始时达成的条款。在个人财务中，“偿还债务”可以显著影响一个人的信用评分。良好的信用评分对于未来的借贷至关重要，因为它向贷方表明借款人是负责任的，并且能够管理自己的财务。另一方面，未能按时偿还债务可能导致信用评级下降，从而使未来贷款的利率更高，甚至可能被拒绝信用。因此，了解如何管理债务并确保其及时偿还，对于任何希望维持财务稳定的人来说都是至关重要的。对于企业而言，“偿还债务”同样重要。公司通常依赖贷款来资助运营、扩大业务或投资新项目。偿还这些债务的能力会影响公司的现金流和整体财务健康。如果企业未能履行其债务义务，就有可能面临破产，这对员工、股东以及整个经济都会产生毁灭性的影响。因此，企业必须制定稳健的财务计划，以有效管理其债务。此外，“偿还债务”还受到经济条件的影响。在经济增长时期，个人和企业可能会发现，由于收入和收益的增加，满足债务义务变得更容易。相反，在经济衰退期间，偿还债务可能会变得更加困难，导致违约率上升。这种债务偿还的周期性特征突显了拥有一个能够抵御经济波动的稳健财务策略的重要性。总之，“偿还债务”是个人和企业财务管理的关键方面。它需要谨慎的规划、纪律性以及对自身财务状况的理解。通过优先考虑债务偿还并明智地管理财务，个人和企业能够实现更大的财务稳定和成功。最终，偿还债务的能力不仅影响个人和企业的财务状况，还有助于整体经济的健康。理解这一概念对于任何参与金融活动的人都是至关重要的，因为它为负责任的借贷和放贷实践奠定了基础。