Registered Treasury

简明释义

记账式国库券

英英释义

例句

1.The government issued a new series of Registered Treasury notes this month.

政府本月发行了一系列新的注册国债票据。

2.Investors often prefer to buy Registered Treasury bonds for their safety and reliability.

投资者通常更喜欢购买注册国债，因为它们安全可靠。

3.The Registered Treasury market is known for its low risk and high liquidity.

在注册国债市场以低风险和高流动性而闻名。

4.Many retirement funds invest in Registered Treasury bonds to ensure steady income.

许多退休基金投资于注册国债以确保稳定的收入。

5.You can easily transfer ownership of your Registered Treasury securities through your broker.

您可以通过经纪人轻松转让您的注册国债证券的所有权。

作文

The concept of Registered Treasury bonds is a crucial aspect of government financing and investment strategies. These bonds are essentially debt securities issued by the government, which allow it to raise funds for various public projects and expenditures. When individuals or institutions purchase Registered Treasury bonds, they are essentially lending money to the government in exchange for periodic interest payments and the return of the principal amount upon maturity. This financial instrument is considered one of the safest investments available, primarily because it is backed by the full faith and credit of the issuing government.Understanding the mechanics of Registered Treasury bonds can help investors make informed decisions about their portfolios. These bonds are registered in the name of the owner, which means that the government keeps a record of who owns each bond. This registration process provides a layer of security, as it reduces the risk of loss or theft that can occur with bearer bonds, where possession equates to ownership.Moreover, Registered Treasury bonds come in various maturities, ranging from short-term (such as Treasury bills) to long-term (like Treasury bonds). The interest rates on these bonds are typically lower than those of corporate bonds, reflecting their lower risk profile. Investors often turn to Registered Treasury bonds during times of economic uncertainty, as they provide a stable source of income and preserve capital.One of the key advantages of Registered Treasury bonds is their tax treatment. The interest earned on these bonds is exempt from state and local taxes, although it is subject to federal income tax. This tax benefit can make them an attractive option for investors looking to maximize their after-tax returns.In addition to individual investors, institutional investors such as pension funds and insurance companies also heavily invest in Registered Treasury bonds. These entities appreciate the reliability and predictability of cash flows that these bonds offer, which align well with their long-term liabilities.Furthermore, the market for Registered Treasury bonds is highly liquid, meaning that investors can easily buy and sell these securities without significantly affecting their prices. This liquidity is essential for maintaining a stable financial system, as it allows for quick adjustments in response to changing economic conditions.In conclusion, the role of Registered Treasury bonds in the financial landscape cannot be overstated. They serve as a cornerstone for both individual and institutional investment strategies, providing safety, liquidity, and tax advantages. As governments continue to issue these bonds to finance their operations, understanding their features and benefits will remain essential for anyone looking to navigate the complex world of investing. Whether you are a seasoned investor or just starting, familiarizing yourself with Registered Treasury bonds will undoubtedly enhance your financial literacy and investment acumen.

“注册国债”是政府融资和投资策略的一个关键方面。这些债券本质上是由政府发行的债务证券，使其能够为各种公共项目和支出筹集资金。当个人或机构购买“注册国债”时，他们实际上是在向政府借钱，以换取定期的利息支付和到期时本金的返还。这种金融工具被认为是最安全的投资之一，主要是因为它得到了发行政府的全力信任和信用的支持。理解“注册国债”的机制可以帮助投资者对其投资组合做出明智的决策。这些债券以所有者的名义注册，这意味着政府会记录每个债券的所有者。这一注册过程提供了一层安全保障，因为它减少了与持有人债券相关的丢失或被盗的风险，而持有人债券则是指持有即为所有权。此外，“注册国债”有多种到期时间，从短期（如国库券）到长期（如国债）。这些债券的利率通常低于公司债券，反映出其较低的风险特征。投资者通常在经济不确定时期转向“注册国债”，因为它们提供稳定的收入来源并保护资本。“注册国债”的一个关键优势是其税收待遇。所赚取的利息免于州和地方税，尽管需要缴纳联邦所得税。这一税收优惠使其成为希望最大化税后收益的投资者的一个有吸引力的选择。除了个人投资者外，养老金基金和保险公司等机构投资者也大量投资“注册国债”。这些实体欣赏这些债券提供的可靠性和可预测的现金流，这与它们的长期负债相吻合。此外，“注册国债”的市场流动性很高，这意味着投资者可以轻松买卖这些证券，而不会显著影响其价格。这种流动性对维持稳定的金融系统至关重要，因为它允许快速调整以应对不断变化的经济条件。总之，“注册国债”在金融领域中的作用不可低估。它们作为个人和机构投资策略的基石，提供安全性、流动性和税收优势。随着政府继续发行这些债券以资助其运营，了解其特点和好处将对任何希望在复杂的投资世界中航行的人来说仍然至关重要。无论你是经验丰富的投资者还是刚起步，熟悉“注册国债”无疑会增强你的金融素养和投资能力。