recoverable loss

简明释义

可收回损失

英英释义

例句

1.Legal fees can be included in the recoverable loss if the case is won.

如果案件胜诉，法律费用可以包括在可恢复损失中。

2.The accountant calculated the recoverable loss after the equipment was damaged.

会计在设备受损后计算了可恢复损失。

3.The audit revealed significant recoverable loss due to inventory shrinkage.

审计显示由于库存缩减造成了显著的可恢复损失。

4.In the event of a fire, the company can claim for recoverable loss from their insurance provider.

在火灾发生的情况下，公司可以向其保险提供商索赔可恢复损失。

5.The insurance policy covers any recoverable loss that occurs during a natural disaster.

保险政策涵盖在自然灾害中发生的任何可恢复损失。

作文

In the realm of finance and insurance, the term recoverable loss refers to a loss that can be compensated or reimbursed under certain conditions. Understanding this concept is crucial for both individuals and businesses, as it plays a significant role in risk management and financial planning. A recoverable loss can arise from various situations, such as property damage, business interruptions, or legal liabilities. For instance, if a company experiences a fire that damages its inventory, the cost of the destroyed goods may be classified as a recoverable loss if the company has appropriate insurance coverage. This means that the insurance company will reimburse the business for the losses incurred, allowing it to recover and continue operations without significant financial strain.The importance of identifying recoverable loss cannot be overstated. Businesses often face unexpected events that can lead to substantial financial setbacks. By understanding what constitutes a recoverable loss, companies can better prepare for potential risks. This preparation may include purchasing adequate insurance policies, implementing safety measures, and developing contingency plans. For example, a manufacturing firm might invest in comprehensive liability insurance to protect against potential lawsuits arising from product defects. In this scenario, any legal costs or settlements resulting from such lawsuits could be categorized as recoverable losses, provided they fall within the policy's coverage limits.Individuals also need to grasp the concept of recoverable loss in their personal finances. Homeowners, for example, should be aware that damages caused by natural disasters, such as floods or earthquakes, may lead to significant out-of-pocket expenses. However, if they have the right insurance coverage, these costs may be deemed recoverable losses. This understanding empowers homeowners to make informed decisions about their insurance needs and to take proactive steps in safeguarding their properties.Moreover, the concept of recoverable loss extends beyond mere financial implications; it also encompasses emotional and psychological aspects. The stress and anxiety associated with financial losses can be overwhelming. Knowing that certain losses are recoverable can provide a sense of relief and stability. For instance, after experiencing a theft, a business owner may feel devastated. However, if they know that their insurance policy covers the stolen items, they may find solace in the fact that they can recover financially and rebuild their business.In conclusion, the term recoverable loss is a vital component of financial literacy that affects both individuals and businesses. It serves as a reminder of the importance of adequate insurance coverage and risk management strategies. By comprehensively understanding what qualifies as a recoverable loss, one can better navigate the complexities of financial challenges and emerge stronger in the face of adversity. Ultimately, being prepared for potential losses not only protects one's financial future but also fosters resilience in an unpredictable world.

在金融和保险领域，术语recoverable loss指的是在特定条件下可以获得赔偿或报销的损失。理解这一概念对个人和企业至关重要，因为它在风险管理和财务规划中发挥着重要作用。recoverable loss可能源于多种情况，例如财产损失、业务中断或法律责任。例如，如果一家公司经历了一场火灾，导致其库存受损，那么被毁坏商品的成本可能被归类为recoverable loss，如果公司有适当的保险覆盖。这意味着保险公司将会赔偿该企业所遭受的损失，使其能够恢复并继续运营，而不会面临重大财务压力。识别recoverable loss的重要性不容小觑。企业经常面临意外事件，这些事件可能导致重大的财务损失。通过理解什么构成recoverable loss，公司可以更好地为潜在风险做好准备。这种准备可能包括购买足够的保险政策、实施安全措施以及制定应急计划。例如，一家制造公司可能会投资于全面的责任保险，以保护自己免受因产品缺陷引起的潜在诉讼。在这种情况下，任何由此类诉讼产生的法律费用或和解费用都可以归类为recoverable loss，前提是这些费用在保单的覆盖范围内。个人也需要掌握recoverable loss这一概念，以便于其个人财务管理。例如，房主应该意识到，自然灾害（如洪水或地震）造成的损害可能会导致巨额自付费用。然而，如果他们拥有适当的保险覆盖，这些费用可能被视为recoverable loss。这种理解使房主能够做出明智的保险需求决策，并采取主动措施来保护他们的财产。此外，recoverable loss的概念不仅限于财务影响；它还涵盖了情感和心理方面。与财务损失相关的压力和焦虑可能是压倒性的。知道某些损失是可恢复的，可以带来一种安慰和稳定感。例如，在经历盗窃后，企业主可能会感到沮丧。然而，如果他们知道自己的保险政策涵盖被盗物品，他们可能会在经济上恢复并重建业务时感到宽慰。总之，术语recoverable loss是财务素养的重要组成部分，影响着个人和企业。它提醒人们充分的保险覆盖和风险管理策略的重要性。通过全面理解什么算作recoverable loss，人们可以更好地应对复杂的财务挑战，并在逆境中变得更强大。最终，为潜在损失做好准备不仅保护了个人的财务未来，还在一个不可预测的世界中培养了韧性。