quick assets

简明释义

速动资产

英英释义

例句

1.A high ratio of quick assets to current liabilities indicates good financial health.

高比例的流动资产与流动负债相比，表明良好的财务状况。

2.To calculate the quick assets, subtract inventory from current assets.

要计算流动资产，从流动资产中减去存货。

3.Investors are often interested in a firm's quick assets to assess its liquidity.

投资者通常对公司的流动资产感兴趣，以评估其流动性。

4.The company reported its quick assets as part of its quarterly financial statement.

该公司在季度财务报表中报告了其流动资产。

5.During the audit, the accountant verified the quick assets to ensure accuracy.

在审计过程中，会计师核实了流动资产以确保准确性。

作文

Understanding the concept of quick assets is crucial for both individuals and businesses when it comes to financial management. Quick assets refer to a category of assets that can be quickly converted into cash or cash equivalents without significant loss in value. This includes items such as cash itself, accounts receivable, and marketable securities. The ability to quickly access funds is essential for meeting short-term obligations and ensuring liquidity in any financial situation.In the world of finance, liquidity is a key indicator of an entity's health. Companies need to maintain a balance between their current assets and liabilities, and quick assets play a vital role in this equation. For instance, if a company has a high level of quick assets, it indicates that they are well-positioned to cover their short-term debts. Conversely, a low level of quick assets may signal potential financial distress, as the company may struggle to meet its obligations on time.For personal finance, understanding quick assets can help individuals manage their budgets more effectively. By keeping track of their quick assets, individuals can make informed decisions about spending, saving, and investing. It is advisable for individuals to maintain a certain level of liquid assets to handle unexpected expenses, such as medical emergencies or car repairs. This financial cushion can provide peace of mind and prevent individuals from falling into debt during challenging times.Moreover, assessing quick assets is also important for investors. When analyzing a company's financial health, investors often look at the ratio of quick assets to current liabilities, known as the quick ratio or acid-test ratio. This metric provides insight into a company's ability to pay off its short-term obligations without relying on the sale of inventory. A quick ratio greater than one generally indicates that a company has enough quick assets to cover its current liabilities, making it a more attractive investment option.In conclusion, quick assets are a fundamental aspect of financial analysis for both individuals and businesses. They represent the liquidity available to meet short-term financial obligations and are critical for maintaining financial stability. Whether you are managing your personal finances or evaluating a company's performance, understanding quick assets will empower you to make better financial decisions. By prioritizing liquidity and ensuring a healthy ratio of quick assets to liabilities, individuals and businesses alike can navigate financial challenges with confidence and security.

理解流动资产的概念对于个人和企业的财务管理至关重要。流动资产是指可以迅速转化为现金或现金等价物且不会显著贬值的一类资产。这包括现金本身、应收账款和可交易证券等项目。快速获取资金的能力对于满足短期义务和确保在任何财务情况下的流动性是必不可少的。在金融世界中，流动性是衡量一个实体健康状况的关键指标。公司需要在其流动资产和负债之间保持平衡，而流动资产在这一方程中发挥着重要作用。例如，如果一家公司拥有较高水平的流动资产，这表明他们有良好的能力来偿还短期债务。相反，低水平的流动资产可能会发出潜在财务困境的信号，因为公司可能会在按时履行义务方面遇到困难。对于个人财务而言，理解流动资产可以帮助个人更有效地管理预算。通过跟踪他们的流动资产，个人可以做出明智的消费、储蓄和投资决策。建议个人保持一定水平的流动资产，以应对突发费用，例如医疗紧急情况或汽车维修。这种财务缓冲可以提供安心，并防止个人在困难时期陷入债务。此外，评估流动资产对于投资者也很重要。在分析公司的财务健康状况时，投资者通常会查看流动资产与当前负债的比率，称为速动比率或酸性测试比率。该指标提供了公司在不依赖于销售库存的情况下偿还短期义务的能力的洞察力。速动比率大于1通常表明公司有足够的流动资产来覆盖其当前负债，这使其成为更具吸引力的投资选择。总之，流动资产是个人和企业财务分析的基本方面。它们代表了可用来满足短期财务义务的流动性，对于维持财务稳定至关重要。无论你是在管理个人财务还是评估公司的表现，理解流动资产将使你能够做出更好的财务决策。通过优先考虑流动性并确保流动资产与负债之间的健康比率，个人和企业都可以自信而安全地应对财务挑战。