preferential transfer

简明释义

优先转让

英英释义

例句

1.The legal team advised against any preferential transfer that might violate fair trade laws.

法律团队建议避免任何可能违反公平贸易法的优先转移。

2.In real estate, preferential transfer can refer to the ability to sell properties to certain buyers first.

在房地产中，优先转移可以指将财产优先出售给某些买家的能力。

3.The nonprofit organization offered preferential transfer options for volunteers who had dedicated significant time to their projects.

该非营利组织为在项目中投入了大量时间的志愿者提供了优先转移选项。

4.The company implemented a policy for preferential transfer to ensure that employees with seniority could move to preferred locations.

公司实施了一项关于优先转移的政策，以确保有资历的员工可以调动到优先地点。

5.During the merger, there were several instances of preferential transfer for key executives to maintain stability.

在合并期间，关键高管有几次优先转移的情况，以维持稳定。

作文

In the world of finance and law, the term preferential transfer refers to a situation where a debtor pays a creditor more than they would receive in a bankruptcy proceeding. This practice often raises questions about fairness and legality, especially when it comes to the distribution of assets among creditors. Understanding preferential transfer is crucial for both individuals and businesses as it can have significant implications during insolvency proceedings.When a company or individual faces financial difficulties, they may attempt to settle debts with certain creditors before declaring bankruptcy. This action is known as a preferential transfer because it favors one creditor over others. For example, if a business owes money to multiple suppliers but chooses to pay one supplier in full while ignoring others, this could be considered a preferential transfer. The key issue here is that such transfers can be seen as an attempt to manipulate the outcome of the bankruptcy process, leading to potential legal repercussions.The legal framework surrounding preferential transfers varies by jurisdiction. In many cases, bankruptcy laws allow courts to scrutinize transactions made prior to filing for bankruptcy. If a court determines that a preferential transfer occurred, it may reverse the transaction, allowing the debtor’s estate to reclaim the funds and distribute them more equitably among all creditors. This serves to uphold the principle of fairness in bankruptcy proceedings, ensuring that no single creditor is unjustly enriched at the expense of others.Moreover, there are specific time frames within which these preferential transfers can be challenged. Typically, if a debtor makes a payment to a creditor within a certain period before filing for bankruptcy—often 90 days, but it can vary—creditors may argue that the transfer was preferential and should be returned. This is particularly pertinent if the debtor was insolvent at the time of the transfer, as it indicates that the debtor was aware of their financial instability yet chose to favor one creditor over others.Understanding the implications of preferential transfer is essential for businesses to navigate financial challenges effectively. Companies must be cautious when managing their debts, especially when facing insolvency. Engaging in preferential transfers may lead to legal battles that could further complicate an already difficult financial situation. Therefore, seeking legal advice before making any payments during financial distress is advisable.In conclusion, preferential transfer plays a significant role in bankruptcy proceedings and can have far-reaching consequences for debtors and creditors alike. It is a concept rooted in the principles of fairness and equity, designed to protect the interests of all parties involved in a bankruptcy case. By understanding the nuances of preferential transfer, individuals and businesses can make informed decisions that align with legal requirements and ethical standards. Ultimately, navigating the complexities of financial distress requires careful consideration of how actions taken today may affect the future, particularly in terms of asset distribution and creditor relationships.

在金融和法律领域，术语preferential transfer指的是债务人向债权人支付超过他们在破产程序中将收到的金额的情况。这种做法常常引发关于公平性和合法性的问题，尤其是在债权人之间资产分配的情况下。理解preferential transfer对个人和企业至关重要，因为它在破产程序中可能会产生重大影响。当一家公司或个人面临财务困难时，他们可能会试图在申请破产之前与某些债权人结清债务。这种行为被称为preferential transfer，因为它偏袒了一个债权人而不是其他债权人。例如，如果一家企业欠多家供应商的钱，但选择全额支付其中一家供应商，而忽视其他供应商，这可能被视为preferential transfer。关键问题在于，这种转移可能被视为试图操纵破产程序的结果，导致潜在的法律后果。围绕preferential transfers的法律框架因辖区而异。在许多情况下，破产法允许法院审查破产申请前的交易。如果法院确定发生了preferential transfer，它可能会撤销该交易，使债务人的财产能够追回资金，并在所有债权人之间更公平地分配。这有助于维护破产程序中的公平原则，确保没有单个债权人在其他债权人的利益上不公正地获利。此外，在这些preferential transfers可以被质疑的特定时间框架内，通常如果债务人在申请破产前的一段时间内（通常是90天，但可能有所不同）向某个债权人付款，债权人可以主张该转移是优先的，应该退还。这一点尤其重要，如果债务人在转移时处于资不抵债的状态，因为这表明债务人意识到自己的财务不稳定，但仍选择偏袒某个债权人。理解preferential transfer的影响对于企业有效应对财务挑战至关重要。公司在管理债务时必须谨慎，特别是在面临破产时。参与preferential transfers可能会导致法律纠纷，使已经困难的财务状况更加复杂。因此，在财务困境中进行任何付款之前寻求法律建议是明智的。总之，preferential transfer在破产程序中发挥着重要作用，对债务人和债权人都可能产生深远的影响。这是一个根植于公平和公正原则的概念，旨在保护破产案件中所有相关方的利益。通过理解preferential transfer的细微差别，个人和企业可以做出符合法律要求和道德标准的明智决策。最终，驾驭财务困境的复杂性需要仔细考虑今天采取的行动可能如何影响未来，特别是在资产分配和债权人关系方面。