People’s Bank of China

简明释义

中国人民银行

英英释义

例句

1.In recent years, the People’s Bank of China has taken measures to stabilize the yuan.

近年来，中国人民银行 采取了措施来稳定人民币。

2.Investors closely watch the decisions made by the People’s Bank of China regarding interest rates.

投资者密切关注 中国人民银行 关于利率的决策。

3.The People’s Bank of China is responsible for formulating and implementing monetary policy.

中国人民银行 负责制定和实施货币政策。

4.The People’s Bank of China announced a reduction in the reserve requirement ratio.

中国人民银行 宣布降低存款准备金率。

5.The People’s Bank of China plays a crucial role in the country's financial stability.

中国人民银行 在国家金融稳定中发挥着至关重要的作用。

作文

The People’s Bank of China is the central bank of the People's Republic of China, responsible for formulating and implementing monetary policy and regulating financial institutions in the country. Established in 1948, it plays a crucial role in managing the nation’s currency, the Renminbi (RMB), and maintaining financial stability. The People’s Bank of China operates under the principles of the Chinese Communist Party, which influences its policies and decisions significantly.One of the primary functions of the People’s Bank of China is to control inflation and ensure economic growth. It does this by adjusting interest rates and influencing the money supply. For instance, during periods of economic downturn, the bank may lower interest rates to encourage borrowing and spending. Conversely, if the economy is overheating, it might raise rates to cool down inflation. This delicate balance is essential for sustaining economic health in such a large and diverse economy.In recent years, the People’s Bank of China has also focused on internationalizing the Renminbi. This initiative aims to increase the currency's use in global trade and finance, reducing dependence on the US dollar. By promoting the RMB as a stable currency, the bank hopes to enhance China's influence in the global economy. This strategy includes establishing currency swap agreements with other countries and encouraging foreign investment in China.Another significant aspect of the People’s Bank of China’s role is its regulatory function. It supervises financial institutions, including banks and insurance companies, ensuring they operate safely and soundly. This oversight is vital to prevent financial crises, which can have far-reaching consequences for the economy. The bank also implements policies to mitigate risks in the financial system, such as tightening regulations on lending practices to avoid excessive debt accumulation.Moreover, the People’s Bank of China has been at the forefront of technological advancements in the financial sector. The bank is exploring the development of a digital currency, known as the Digital Currency Electronic Payment (DCEP), which aims to modernize payment systems and increase transaction efficiency. This move is seen as a way to enhance the control of the central bank over the financial system while providing a safe and convenient alternative for consumers.In conclusion, the People’s Bank of China plays a pivotal role in shaping the economic landscape of China. Through its monetary policy, regulatory oversight, and innovations in financial technology, the bank strives to maintain economic stability and promote growth. Understanding the functions and objectives of the People’s Bank of China is essential for anyone looking to comprehend the complexities of China’s economy and its position in the global market. As the world becomes increasingly interconnected, the influence of the People’s Bank of China on both national and international stages will undoubtedly continue to grow, making it a key player in the future of global finance.

中国人民银行是中华人民共和国的中央银行，负责制定和实施货币政策以及监管国内金融机构。成立于1948年，它在管理国家货币人民币（RMB）和维护金融稳定方面发挥着至关重要的作用。中国人民银行遵循中国共产党原则，这对其政策和决策产生了重大影响。中国人民银行的主要职能之一是控制通货膨胀并确保经济增长。它通过调整利率和影响货币供应量来实现这一目标。例如，在经济低迷时期，银行可能会降低利率以鼓励借贷和消费。相反，如果经济过热，它可能会提高利率以冷却通货膨胀。这种微妙的平衡对于维持如此庞大和多样化经济的健康至关重要。近年来，中国人民银行还专注于人民币国际化。这一举措旨在增加人民币在全球贸易和金融中的使用，减少对美元的依赖。通过促进人民币作为稳定货币的使用，银行希望增强中国在全球经济中的影响力。这一战略包括与其他国家建立货币互换协议，并鼓励外国投资进入中国。中国人民银行的另一个重要方面是其监管职能。它监督金融机构，包括银行和保险公司，确保它们安全稳健地运营。这种监督对于防止金融危机至关重要，金融危机可能对经济产生深远的影响。银行还实施政策以减轻金融系统中的风险，例如收紧对贷款实践的监管，以避免过度债务积累。此外，中国人民银行一直处于金融领域技术进步的前沿。该银行正在探索开发一种数字货币，即数字货币电子支付（DCEP），旨在现代化支付系统并提高交易效率。这一举措被视为增强中央银行对金融系统的控制，同时为消费者提供安全便捷的替代方案。总之，中国人民银行在塑造中国经济格局方面发挥着关键作用。通过货币政策、监管监督和金融科技创新，银行努力维护经济稳定并促进增长。理解中国人民银行的职能和目标对于任何希望理解中国经济复杂性及其在全球市场中地位的人来说都是至关重要的。随着世界日益互联，中国人民银行在国家和国际舞台上的影响无疑将继续增长，使其成为全球金融未来的关键参与者。