outstanding check

简明释义

未付支票

英英释义

例句

1.Make sure to follow up on any outstanding checks that haven't been cashed yet.

确保跟进任何尚未兑现的未兑现支票。

2.My bank statement shows several outstanding checks from last month.

我的银行对账单显示上个月有几张未兑现支票。

3.It's important to reconcile your account regularly to avoid outstanding checks piling up.

定期对账很重要，以避免未兑现支票积累。

4.I noticed that I have an outstanding check for my rent payment this month.

我注意到这个月我有一张未兑现支票用于支付房租。

5.The accountant reminded me to clear the outstanding checks before the end of the fiscal year.

会计提醒我在财年结束前清理这些未兑现支票。

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One important aspect of financial management is keeping track of payments, especially when it comes to checks. A term that often comes up in this context is outstanding check, which refers to a check that has been written and sent to the payee but has not yet been cashed or deposited into their bank account. Understanding the implications of outstanding checks can help individuals and businesses maintain better control over their cash flow.When a person writes a check, they are essentially instructing their bank to transfer a specific amount of money from their account to the account of the person or organization they are paying. However, there may be a delay between the time the check is issued and the time it is actually cashed. This delay can occur for various reasons, such as the payee being unable to visit the bank immediately or simply forgetting to deposit the check.The existence of outstanding checks can pose challenges when it comes to budgeting and financial planning. For instance, if someone does not account for an outstanding check, they may mistakenly believe they have more money available in their account than they actually do. This could lead to overdrafts, fees, and a negative impact on their credit score. Therefore, it is essential to keep a close eye on all issued checks and regularly reconcile them with bank statements.For businesses, managing outstanding checks is equally important. Companies often write checks for various expenses, such as payroll, vendor payments, and utility bills. If a business fails to track its outstanding checks, it may find itself in a precarious financial situation, leading to cash flow issues. To mitigate these risks, businesses should implement a robust accounting system that allows for real-time tracking of all transactions, including outstanding checks. Moreover, businesses can take proactive steps to reduce the number of outstanding checks they have at any given time. For example, they can encourage electronic payments, which are typically faster and more reliable than traditional checks. By promoting direct deposit for employees or offering customers the option to pay via credit card or online transfers, businesses can minimize the likelihood of having numerous outstanding checks. In conclusion, understanding the concept of outstanding checks is vital for effective financial management. Whether for personal finances or business operations, being aware of the status of checks helps individuals and organizations maintain accurate records and avoid potential pitfalls. Regularly monitoring outstanding checks and reconciling them with bank statements is an essential practice that can lead to better financial health and stability. By adopting proactive measures to manage and reduce outstanding checks, both individuals and businesses can ensure they stay on top of their financial commitments and maintain a positive cash flow.

在当今快节奏的世界中，有效管理财务对个人和企业来说至关重要。财务管理的一个重要方面是跟踪付款，尤其是支票。在这种情况下，一个常常出现的术语是未兑现支票，它指的是已开出并发送给收款人的支票，但尚未被收款人兑现或存入其银行账户。理解未兑现支票的含义可以帮助个人和企业更好地控制现金流。当一个人开出支票时，他们本质上是在指示他们的银行将特定金额的钱从他们的账户转移到他们支付的个人或组织的账户。然而，在支票发出与实际兑现之间可能会有延迟。这种延迟可能由于各种原因而发生，例如收款人无法立即去银行，或者只是忘记存支票。未兑现支票的存在在预算和财务规划方面可能带来挑战。例如，如果某人没有考虑到一张未兑现支票，他们可能错误地认为他们的账户中有更多可用资金。这可能导致透支、费用以及对其信用评分的负面影响。因此，密切关注所有已开出的支票并定期与银行对账至关重要。对于企业来说，管理未兑现支票同样重要。公司通常会为各种费用开支票，例如工资、供应商付款和水电费。如果企业未能跟踪其未兑现支票，可能会发现自己处于不稳定的财务状况，导致现金流问题。为了降低这些风险，企业应实施一个强大的会计系统，允许实时跟踪所有交易，包括未兑现支票。此外，企业可以采取积极措施来减少任何时候的未兑现支票数量。例如，他们可以鼓励电子支付，这通常比传统支票更快、更可靠。通过促进员工的直接存款或为客户提供通过信用卡或在线转账付款的选项，企业可以最大限度地减少拥有大量未兑现支票的可能性。总之，理解未兑现支票的概念对有效的财务管理至关重要。无论是个人财务还是商业运营，了解支票的状态有助于个人和组织维护准确的记录，避免潜在的陷阱。定期监控未兑现支票并与银行对账是一项基本实践，可以带来更好的财务健康和稳定。通过采取积极措施来管理和减少未兑现支票，个人和企业都可以确保他们及时履行财务承诺，并保持积极的现金流。